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Securing sufficient funding for home care in Bath and North East Somerset involves a range of sources from local council funding to NHS continuing care and private funding.
One of the primary ways to fund home care in Bath and North East Somerset is via council funding. The local authority can provide financial support to people needing care at home, or to their carers.
Council funding works by assessing an individual's care needs and their financial situation. If an individual's care needs meet the council's eligibility criteria and their income and savings are below certain thresholds, the council will contribute to or cover the cost of care. The process starts with a care needs assessment, followed by a financial assessment.
The Bath and North East Somerset Council's Adult Social Care team is responsible for conducting the Care Needs Assessment. You can organise this through their website. This assessment will evaluate your physical, mental, and emotional needs based on your abilities and weaknesses.
Following the Care Needs Assessment, a Financial Assessment will occur. This analysis considers income, savings, and assets to determine how much support the council will provide.
NHS Continuing Care is another reliable source of funding for home care for those with complex healthcare needs. This program, run by the NHS, offers full funding for care that occurs outside of a hospital setup, including in your own home.
NHS Continuing Care works through a two-step process involving an initial screening followed by a full assessment of care needs, conducted by a multi-disciplinary team (MDT).
The first step, the Checklist Assessment, is a screening process to identify whether you are eligible for a full assessment. If successful, the MDT will then conduct a Full Assessment.
The Bath, Swindon, and Wiltshire Integrated Commissioning Board oversees this process in our area. You can find more details on the process by following this link.
If you don't fit the criteria for council funding or NHS continuing care, private funding is an alternative. This type of funding involves paying for care out of your pocket.
Private funding depends entirely on an individual's personal finances. Here, the individual (or their family) pays for the care services directly. Although it may seem overwhelming, there are strategies to manage the cost and various care options to suit different budgets, such as live-in care, hourly care, and respite care. You can find more detailed information regarding these care options on the PrimeCarers website.
While the process of securing funding for home care in Bath and North East Somerset may seem daunting, it's important to remember that there are various options available. Whether through council funding, NHS continuing care, or private funding, there's support available that can be tailored to your specific situation.
PrimeCarers strives to help you understand and navigate these funding options to secure the most appropriate care for your circumstance. For further information, refer to the comprehensive resources on their website. For example, their Complete Guide to Local Authority Funding, Complete Guide to NHS Continuing Healthcare, and Complete Guide to Self-Funding Care.
James Bowdler
Author
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