Funding Home Care in Bournemouth

Funding home care in Bournemouth can be accomplished through sources such as council funding, NHS continuing care, and private funding.

Home Care in Bournemouth

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Council Funding

Council funding, facilitated by local authorities, is one of the primary sources for funding home care. The Bournemouth local authority has established systems to assist residents requiring care in their homes.

Understanding Council Funding

The council considers several factors while assessing your eligibility for funding. Your needs and the level of care you require is initially evaluated through a care needs assessment. Subsequently, they conduct a financial assessment to analyse your income and savings. The council offers funding if the value of your savings and assets is below £23,250, which is the upper limit set by the UK Government. If you exceed this sum, you might be considered a 'self-funder.'

Applying for Council Funding

To apply for council funding in Bournemouth, you must first contact the Bournemouth local authority. They will guide you through the care needs assessment and the financial assessment after which they will determine the amount of funding you are eligible for.

NHS Continuing Care

If your primary need is health-related, you may be eligible for NHS continuing care. This fully funded service is provided by the Dorset Integrated Commissioning Board.

Understanding NHS Continuing Care

NHS continuing care is available for individuals who have significant ongoing healthcare needs. Funding from NHS continuing care can cover all care costs, including personal care and healthcare. Eligibility is not age-restricted and is based on health rather than financial status.

Applying for NHS Continuing Care

To apply for NHS continuing care, you need to undertake a Checklist assessment. It will help determine if you require a full assessment for NHS continuing care. You will be involved in the decision-making and referred to the Dorset Integrated Commissioning Board, as mentioned at NHS Dorset. If you meet the criteria, the NHS will cover the full cost of your care.

Private Funding

Private funding is another option available to residents in Bournemouth if they are not eligible for council or NHS funding or choose not to rely on these channels.

Understanding Private Funding

Private funding means paying for care costs individually. You can opt for this method if you have sufficient financial means. With private funding, you get the advantage of choice and flexibility over your care provider. For instance, if you're looking for live-in care, hourly care, or even respite care, you might consider funding them privately.

Arranging Private Care

There are several good home care providers in Bournemouth. When going privately, your first step will be to assess your care needs and budget. Based on it, you can choose a caregiving service that accommodates your personal and financial criteria. But, it's essential to note the actual cost of home care can vary depending on your location and specific care needs.

Making the Right Choice

Understanding the different types of funding is only the beginning. The crucial stage is making the right decision based on your individual circumstances, which is no small task. You might want to consider discussing this with your family and possibly seeking advice from a financial advisor.

Always remember that your health and wellbeing should be your top priority - whether you go for council funding, NHS continuing care or self-funding, make sure you find the care that allows you to live life as comfortably and independently as possible. And it's good to know that in Bournemouth, you have options to explore with agencies supporting your journey toward finding the right home care.