Funding Home Care in Cheshire

Funding home care in Cheshire can be accomplished through the council, the NHS, or private means.

Home Care in Cheshire

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Understanding Home Care in Cheshire

Before diving into the funding options, it's valuable to understand what home care in Cheshire encompasses. Home care services typically include support with daily tasks, personal hygiene, meal preparation, medication management, and companionship. These services may be supplied on an hourly basis, or through live-in care or respite care. For a more detailed understanding, visit this comprehensive guide on home care.

Types of Home Care in Cheshire

Different circumstances often require different types of care. Whether hourly assistance is needed for a few hours a day or continual live-in support, local agencies like PrimeCarers can provide the necessary aid to ensure your loved ones are cared for. To assist you in making the right choice, here is a detailed guide to the types of home care available in Cheshire.

Council Funding for Home Care

In many cases, the local council is a primary source of funding for home care. This funding falls under the auspices of the Cheshire local authority.

How Council Funding Works

The Cheshire local authority will conduct a Care Needs Assessment to establish the level of help required. This assessment is a thorough analysis of their physical and mental condition, including the measure of how they manage daily activities such as washing, going to the toilet, eating, and mobility.

If the assessment deems the person in need of care, a financial means test is then carried out to determine their ability to afford it. Should their income and savings fall below a particular threshold, the local authority could fund or contribute to the cost of their home care.

The details of this funding process, including the current financial thresholds that apply, can be found on the Cheshire East website.

First Steps for Council Funding

The first step towards council funding is to request a Care Needs Assessment from the Cheshire local authority. Following the assessment, you will be informed if the individual qualifies for the care and how much of the cost the local authority will cover.

NHS Continuing Care

NHS Continuing Care is another considerable source of funding, though it’s typically for those with a more intense level of health care needs.

How NHS Continuing Care Works

NHS Continuing Care encompasses long-term paid-for care by the NHS for individuals with chronic health problems or disabilities. This form of support often covers the entire cost of care, either in a care home or in an individual's own home.

The Cheshire and Merseyside Integrated Commissioning Board oversees this, as the Clinical Commissioning Groups (CCGs) no longer hold responsibility. The board assesses a person's eligibility based on their health and care needs by evaluating aspects such as their cognition, communication, and risk of developing other medical complications.

To understand more about this type of care, visit this Complete Guide to NHS Continuing Healthcare.

First Steps for NHS Continuing Care

Before one can access NHS Continuing Care, a screening process by a nurse or a social worker is undertaken to sort the potential beneficiaries. If the screening deems the individual potentially eligible, a more comprehensive assessment is completed. Full details on this process are available on the Cheshire and Merseyside NHS website.

Private Funding for Home Care

If you choose to, or by virtue of your finances, are not eligible to receive social assistance with funding, home care can be privately paid for.

How Private Funding Works

Private funding requires individuals or their loved ones to bear the entire cost of care. The advantage of this method is that it dismisses many of the restrictions and constraints that come with council or healthcare system funding. Accessing certain services or choosing services from a preferred provider can be much easier. However, you need to meticulously assess your finances to ensure the future costs can be managed without difficulty. For a comprehensive understanding, you can visit this Guide to Self-Funding Care.

First Steps for Private Funding

The initial stage of private funding your home care is a quality assessment of care providers in your location. This is to ensure that you gain the optimum value for your money. PrimeCarers is an excellent platform to simplify your search for the best home carers in Cheshire. Always remember to consider the cost of home care in Cheshire as each provider might have a different pricing plan.

Conclusion

Funding home care in Cheshire is achievable, and the options are broad-ranging to suit different individual needs and circumstances. From council funding through the Cheshire local authority, funding from NHS Continuing Healthcare, or entirely self-funded care, there is assistance available for everyone. It might seem overwhelming at first, but once you understand the funding process and determine which route is most suitable for your circumstances, you can ensure that your loved ones receive the necessary care they require.