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Funding home care in Devon can be accomplished through council funding, NHS continuing care, or private funding.
When considering how to fund home care, the first source to look into is council funding. In Devon, the local authority might be able to assist with the expenses associated with home care. To find out whether you qualify for council funding, the first step is to request an assessment of your needs from the council.
This assessment aims to determine the level of care and support you require, and whether you are eligible for financial assistance to cover home care costs. To apply for this assessment, you can visit the Devon County Council's website here.
Upon completion of the assessment, if you are deemed eligible for funding, the council will then conduct a financial assessment. This step is to examine your income and savings to determine how much you should contribute towards your care.
Remember, council funding is not wholly limited to total care costs. If your assessment results show that you have specific care needs, the council is legally obliged to meet those needs. This could be in the form of direct payments, allowing you to choose and pay for your care services.
Another source to consider is NHS continuing care. This is a package of care that is arranged and fully funded by the NHS for individuals who have substantial and ongoing healthcare needs. NHS continuing care is available at no cost to the recipient, thus a great option for funding home care.
Devon is part of the Devon Integrated Commissioning Boards (ICB) that assesses patient's needs for ongoing care. They offer detailed information on NHS continuing healthcare.
To be eligible for NHS Continuing Healthcare, you must have a "primary health need", which denotes that your main or primary need for care has to be health-related. The eligibility criteria are complex and involve a thorough assessment by a team of healthcare professionals.
This funding covers the full cost of care, whether at home or in a care home. For at-home care, this can include services from a community nurse or specialist therapist, and personal care, such as help with bathing, dressing, and cooking.
For individuals who may not be eligible for council funding or NHS continuing care, or for those who want more control over their care, private funding is an option.
Independent living can be possible with the right home care services provided by best home carers in Devon, and self-funding the care might offer more overall control and choice options. PrimeCarers includes a complete guide to self-funding care which considers all the financial implications of this decision.
Depending on your personal circumstances, there are several types of home care services available in Devon, including live-in care, hourly care, and respite care. For more details on your options, you can refer to the types of home care available on the PrimeCarers’ website.
Live-in care in Devon offers around-the-clock support from a specialist carer who lives with you in your home. This option is ideal for individuals who require constant care and would prefer to stay in the comfort of their own home rather than moving into a care home.
Hourly care is another common form of home care service you could explore. As the name suggests, hourly care involves a care worker visiting your home for a few hours every day to help with specific tasks. This type of care can be more flexible and is often used for personal care, companionship, and assistance with household chores.
Respite care is a short-term care service designed to provide a temporary relief for the primary caregiver, whether it's a family member or a professional. It can range from a few hours per week to several weeks at a time.
When it comes to funding home care in Devon, you have a variety of options available. Be it seeking council funding, applying for NHS continuing care, or opting to privately fund your care, each option offers a path to accessing the support and services you need.
While it can seem daunting at first, remember that there are resources available to aid you. The Complete Guide to Home Care on the PrimeCarers website can be a useful starting point. Ultimately, understanding your choices and options will empower you to make the best decision for your individual needs. It is possible to secure the care you require in a manner that suits your lifestyle and financial circumstances.
James Bowdler
Author
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