Funding Home Care in East Riding of Yorkshire

"Funding home care in East Riding of Yorkshire encompasses primary solutions such as council funding, NHS continuing care, and private funding, each having different procedures and starting steps."

Home Care in East Riding of Yorkshire

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Council Funding: East Riding of Yorkshire Local Authority

The East Riding of Yorkshire local authority provides a couple of support options for those seeking financial assistance to fund home care. To access these services, the first step is to complete a care needs assessment (https://www.eastriding.gov.uk/living/care-and-support-for-adults/).

Care Needs Assessment

A care needs assessment provides an evaluation regarding the level of care required, which includes live-in care, hourly care, or respite care. Qualified experts evaluate your physical health, mental health, and the social aspects of your life. You will also be asked questions about any daily activities you might have difficulty with, such as dressing, cooking, and cleaning.

Upon completion of the assessment, the local authority provides a written record detailing what your care and support needs are, and determines your eligibility for funding based on the severity of your needs and your financial situation. Typically, you may be required to contribute a certain amount to your care costs.

Financial Assessment

Simultaneously to the care needs assessment, the council also performs a financial assessment. This involves analysing your income and savings to determine how much you can afford to contribute towards your care. The results of this assessment, combined with the care needs assessment, decide the amount of funding the East Riding of Yorkshire local authority may provide.

Once the funding is granted, you have the freedom to choose your own care, this may include home care, or live-in care.

NHS Continuing Care

If you have a complex health condition and require ongoing care, you might be eligible for NHS continuing healthcare. The assessment for this type of funding is carried out by the Humber, Coast and Vale Integrated Commissioning Board (https://northlincolnshireccg.nhs.uk/choose-the-right-service/what-is-nhs-continuing-healthcare/)

The Assessment Process

The first step is a Checklist Assessment performed by a nurse or social worker. It's used to determine if there is a need for a full assessment. The full assessment is carried out by a multidisciplinary team consisting of two or more health and/or care professionals who are familiar with your care needs.

The team utilises a 'Decision Support Tool', which rates your needs across 12 care domains, such as breathing, cognition, and mobility. They provide a recommendation to the Humber, Coast and Vale Integrated Commissioning Board on your eligibility for NHS continuing healthcare. If found eligible, you are entitled to receive free care, at home or in care homes provided by the NHS.

Private Funding

If you are not eligible for council funding or NHS continuing care, or if you prefer more control over your home care arrangements, you'll likely need to privately self-fund your care.

Budgeting

When privately funding, the first step is to budget what you can afford. Understanding the cost of care is crucial — take into consideration not only the care costs but also other expenses like household bills, groceries, medications, home adaptation expenses, etc. Consider the costs specific to East Riding of Yorkshire when creating your budget.

When considering the types of care available, be it hourly care or live-in care, weighing up the costs and benefits is essential.

Choosing Care

Choose the right care provider based on your budget and care needs. You can use a home care agency, employ a carer directly, or engage a self-employed carer. Websites like PrimeCarers can help you find the best home carers in East Riding of Yorkshire.

Financial Advice

If you're finding it difficult to manage your finances or are concerned about the long-term sustainability of funding your care, seek advice from an independent financial advisor specialising in long-term care funding.

In conclusion, understanding your funding options is crucial to ensure you or your loved one can receive the necessary support and care required. Taking that first step towards assessing your needs and financial capabilities is the first move towards securing suitable and sustainable home care.