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Navigating the diverse avenues for funding home care in Hackney can be challenging; however, this guide will walk you through the process, highlighting the main sources of funding and key steps to access them such as council funding, NHS continuing care, and private funding.
Council funding, provided through your local authority, Hackney, is one of the primary sources of funding for home care services.
The type of support you can receive depends on your needs and income. Hackney Council may provide full funding, partial funding, or signpost you to alternative resources based on an assessment of your care needs and financial circumstances. The assessment process takes into account both your physical and mental health, as well as your financial situation.
To initiate the funding process, you'll need to schedule a care needs assessment through the Hackney Council. You can schedule an appointment online at the Hackney.gov.uk website. The council will then evaluate your support needs and income. If you meet the required criteria, you could be eligible for financial aid.
NHS Continuing Healthcare is another potential source for home care funding that covers individuals with significant ongoing health needs.
This funding is not means-tested and is provided by the NHS rather than your local council. It is aimed at individuals with complex medical needs - the type of needs that require more than just personal or social care.
The first step is to have a healthcare professional perform an initial screening using the Checklist Tool to determine if you qualify for a full assessment. If deemed necessary, your need for NHS continuing care will then be reviewed by a Multidisciplinary Team (MDT). Further details on the process can found at the continuing healthcare section of the North East London Integrated Commissioning Board website, which replaced the Clinical Commissioning Groups (CCGs).
Private funding is another option if you are ineligible for council funding or NHS continuing healthcare.
Private funds could come from your savings, pensions, investments, or equity release schemes. If you opt for this route, it's crucial to have a detailed understanding of your care needs and the cost of home care in Hackney before committing to a care package.
Before choosing self-funding, ensure to consult a financial advisor to understand the implications fully. You can find more information to guide your decision-making in PrimeCarer's complete guide to self-funding care.
The type of care required heavily influences the funding you might be eligible for and the steps you need to take. Whether it's live-in care, hourly care, or respite care, each has its specific needs and costs.
Live-in care involves a carer living with the individual in need, providing round-the-clock care. This type of care might be suitable if you have complex requirements or don't want to move into a residential setting. You can learn about the types of home care available in Hackney on the PrimeCarers website to make an informed decision.
Also known as domiciliary care, this type of care involves carers visiting the individual's home to provide care and support for a specified number of hours. It ranges from help with everyday activities to more complex care needs.
Respite care involves short-term care solutions to give regular carers a much-needed break. This could be planned or emergency support depending on the circumstances.
Hackney offers various options for home care regardless of your needs. You can even find some of the best home carers in Hackney with the help of PrimeCarers.
Funding home care in Hackney involves navigating various avenues with different eligibility criteria and application processes. Understanding this process is crucial to making an informed decision, and hopefully, this guide simplifies the journey. Remember, the demand for home care varies from person to person, and so will the suitable funding option. Make sure to consult professionals, utilise GIS assessments, and conduct a thorough self-evaluation before committing to a funding route.
For more information on home care, check out the complete guide to home care.
James Bowdler
Author
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