Funding Home Care in Hammersmith and Fulham

Securing affordable, quality home care in Hammersmith and Fulham is possible with council funding, NHS continuing care and private funding.

Home Care in Hammersmith and Fulham

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Council Funding For Home Care

Council funding can be a reliable choice for those seeking home care in Hammersmith and Fulham. This funding is provided by the local authority and can be used to partially or fully cover the costs associated with your loved one's quality care. However, qualifying for funding involves passing an assessment.

First Steps in Securing Council Funding

Before you approach the Hammersmith and Fulham local authority, a Community Care Assessment is a mandatory requirement. This assessment evaluates the level of daily assistance required by the individual in need. You can contact your local council's social care department to arrange this assessment.

Upon completion, if the individual qualifies for home care, a comprehensive care plan including a financial assessment is carried out. The financial review determines the amount of money you might be expected to contribute based on set financial thresholds.

It is essential to note that council funding includes several care types, including hourly care, live-in care and respite care. Each of these services' primary role is to ensure the provision of specialist, flexible care right at your loved one's home.

NHS Continuing Care

NHS continuing healthcare is a package of health and social care that is arranged and funded solely by the NHS. This funding applies to individuals with complex medical conditions that require a high level of healthcare outside a traditional hospital.

Beginning the NHS Continuing Care journey.

To determine whether an individual is eligible for NHS Continuing Healthcare, a Checklist Assessment is performed by a trained professional. This can be a nurse, doctor, social worker, or other healthcare professional. Should the individual pass the initial checklist, a more detailed assessment is arranged involving a multidisciplinary team.

For residents of Hammersmith and Fulham, the North West London integrated commissioning board oversees NHS continuing healthcare. Complete guidance can be found on their website.

Much like council funding, the NHS continuing healthcare package can cover live-in, hourly, or respite care. An appropriate package is usually determined after the detailed assessment of the individual's care needs and personal circumstance.

Private Funding For Home Care

Private funding for home care refers to any costs paid out of pocket by the individual needing care or their family. The type and extent of care needed, including hourly or live-in services, will impact how much private funding is necessary.

Navigating the Private Funding Route

This self-funding option is suitable for anyone who does not qualify for council or NHS continuing healthcare funding or where these funds do not cover the totality of care needed.

Although this option requires personal funds, there are benefits to it. Self-funders have the autonomy to select specific care services tailored to their needs, choosing their preferred care agency.

Remember to make comparisons among the available care services in Hammersmith and Fulham to ensure you get valuable service for your money. Determine what services are needed, the extent of the care, and then request detailed quotes.

Conclusion

The need for home care comes with financial obligations. However, Hammersmith and Fulham residents have various funding options at their disposal including council funding, NHS continuing care, and private funding. Each funding type carries different qualifications and brings its own advantages. By understanding these options, you can ensure your loved one receives the necessary care in the comfort of their home in a way that respects their needs and your budget.