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Funding for home care in Haringey can be accessed through a variety of sources including council funding, NHS continuing care, and private funding.
Haringey Local Authority may be able to provide you with the necessary funding to support in-house care costs. You can find more details on their website
The Haringey Local Authority conducts a means-tested financial assessment to determine your eligibility for financial support for home care. This considers your income, savings, and other assets. If your assets are above a certain threshold, you may be required to pay for your own care.
To start the process, reach out to Haringey's social care team to request an assessment. They will evaluate your financial situation and care needs to ascertain your eligibility for funding. Post completion of assessment, if it's determined that you need care and support, a detailed care and support plan will be created, outlining the type of support you need and how it will be provided.
The NHS Continuing Healthcare is a package of care arranged and funded by the NHS for individuals residing in England with complex health needs. You can clarify your eligibility and know more about the NHS funding from the North Central London Integrated Commissioning Board's website.
NHS Continuing Healthcare is not means-tested, so it won't take account of your income or savings. The key criteria for eligibility is a 'primary health need', which means that the individual's main need for care must stem from their health, rather than personal or social care needs.
The initial stage in obtaining NHS continuing healthcare funding is to acquire a Checklist Assessment, usually done by a nurse or social worker. If the assessment deems you possibly eligible, you’ll then have a full assessment undertaken by a multidisciplinary team to confirm this.
Private funding is an option for those who may not meet the criteria for council or NHS funding. You could be considering paying for home care privately if your savings and assets exceed the limit set by the Haringey Local Authority.
Private funding involves using personal capital, such as savings, property, or pension, to cover the cost of home care support. This can provide the flexibility to choose the care provider and the type of care you wish to have, including live-in, hourly, or respite care.
Those considering private funding should also be aware of the cost of home care in Haringey
The initial step in private funding is to assess your financial situation and determine what care you can afford. Consultation with a financial advisor specialising in care funding could be beneficial. You can then research care providers in your area and select one that suits your needs and budget. You may wish to consider some of the best home carers in Haringey
Identifying sources of funding for home care can be a daunting task, especially while also trying to navigate the myriad types of home care available in Haringey. However, by understanding the different options available – Haringey council funding, NHS continuing healthcare, and private funding – you can take informed steps toward securing the right care for yourself or a loved one.
Remember, taking steps early and understanding your care needs and eligibility for various funding types can make this process smoother. Whether it's through the council, NHS, or private funding, it is possible to secure high-quality home care in Haringey.
To understand the larger picture beyond Haringey, check out our complete guide to home care.
James Bowdler
Author
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