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Funding home care in Hillingdon is possible through several different methods, including council funding, NHS continuing care, and private funding.
The first potential source of home care funding in Hillingdon might be the local authority, specifically the Hillingdon Local Authority. Funding care at home can be daunting due to the costs, but assistance is available, depending on your financial circumstances and care needs.
Council funding primarily depends on two assessments: your care needs assessment and a financial assessment. The care needs assessment determines the level of care required, whether for live-in care, hourly care, or respite care. The Hillingdon Local Authority uses this assessment to identify the care type you require and the extent to which care support is needed. The assessment focuses on your ability to perform day-to-day tasks, including bathing, dressing, meal preparation, and mobility.
Following the care needs assessment, the financial assessment or means test determines your financial capacity to pay for your care. The means test accounts for your income, savings, and other capital to dictate if you are eligible for financial assistance. The financial assessment can be completed on the Hillingdon Local Authority website.
If you need additional information on the cost of home care in Hillingdon, you can visit the Cost of Home Care in Hillingdon page on PrimeCarers.
For those with complex and severe health conditions, NHS continuing care or NHS Continuing Healthcare (NHS CHC) may be available. This is a package funded entirely by the National Health Service (NHS) accessible to individuals residing in any part of Britain, including Hillingdon.
NHS Continuing Healthcare is aimed at individuals with severe or complex health needs rather than social or personal care needs. It covers a broader range of services that include not only home care, but also support for daily tasks, healthcare provisions, and sometimes residential accommodation.
Firstly, a preliminary checklist assessment is conducted by a nurse, healthcare professional, or social worker. This preliminary screening helps identify if you're eligible for a full assessment. If qualified, a more detailed assessment is performed by a multidisciplinary team that considers 12 different care domains that include mobility, continence, nutrition, and cognition, among others.
This review is known as the Decision Support Tool process. The North West London Integrated Care Board, as part of the NHS continuing health care, may be commissioned to conduct the assessment, including for patients residing in Hillingdon. You can find further details on NHS continuing healthcare on the North West London ICB's website.
For a more comprehensive understanding of this funding route, you may find our Complete Guide to NHS Continuing Healthcare useful.
Private funding is another route to consider if you are not eligible for council or NHS funding. Although this means bearing the full cost independently, it provides flexibility and choice over the support services rendered.
Private funding involves using your financial resources to pay for your home care. It also allows you more control over your care provider of choice. This process could involve utilising savings, selling assets, or receiving support from family members. It can also be supplemented with "top-ups" from local authorities for individuals already receiving public funding.
Prior to pursuing private funding, it is essential to be informed about the cost variance for different care types, such as hourly care, live-in care, and respite care, available in Hillingdon. Exploring different care provider's offerings and pricing is a good start. More information on these comparisons could be found on PrimeCarers' types of home care available in Hillingdon webpage.
For those interested, you might find our Complete Guide to Self-Funding Care informative and helpful as it provides an insightful overview of the self-funding process.
Planning for home care in Hillingdon involves thinking about not just the care needs but also the financial implications associated with it. It helps to know that council funding, NHS continuing care, and private funding can provide financial support. The first step to secure funding for home care in Hillingdon is to understand these options, how they work, and how to go about applying for them. With the right support and guidance, funding home care becomes less daunting, offering peace of mind that quality care is within reach.
Finding the right carer is another aspect to consider. If you are seeking high-quality home care service providers in Hillingdon, PrimeCarers is an excellent resource. Visit our Find Home Care in Hillingdon page for a comprehensive list of the best carers available in the area.
James Bowdler
Author
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