Funding Home Care in Islington

Funding home care in Islington can be achieved through different channels including council funding, NHS continuing care, and private funding, each with its specific procedures and requirements.

Home Care in Islington

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Main Types of Home Care Funding

There are three primary options you can consider: Council Funding, NHS Continuing Care, and Private Funding. Each of these has its unique set of procedures, prerequisites, and paybacks.

Council Funding

Council funding refers to financial support provided by the local authority to cover the costs of home care services. If you 're an Islington resident, you can get information and apply for financial help from Islington local authority via their website.

How Council Funding Works

If you have assessed needs for care and support services and your savings and assets sum up to fewer than £23,250, you could be eligible for council funding. An assessment of your care needs will first be conducted by the local authority to determine if you meet their eligibility criteria. Following this, a means-test will be completed to calculate your income and savings which will be used to decide how much financial support you can receive. If you qualify, the local authority will contribute to the cost of home care services which can include live-in care, hourly care, or respite care.

First Steps to Take

The first step towards accessing council funding is to contact your local authority. In Islington, you can do this by going to the Islington local authority website and filling in their online referral form. Following this, you will be contacted to arrange an assessment of your care needs.

NHS Continuing Care

NHS continuing care is a funding stream provided by the NHS to cover the costs of healthcare and associated care support for people with complex ongoing health needs. Those living within the geographical remit of the North Central London Integrated Commissioning Board can find further details here.

How NHS Continuing Care Works

NHS Continuing Healthcare is provided to individuals over the age of 18 who are found to have a primary health need due to disability, accident, or illness. The assessment for eligibility is a two-stage process that includes an initial checklist assessment followed by a comprehensive assessment carried out by a multidisciplinary team.

First Steps to Take

If you think you might be eligible for NHS continuing care, the first step is to speak with your GP or social worker who can help you with the process. They will fill out an initial checklist to determine if you should be considered for a full assessment. If you meet the criteria, a full assessment will then be carried out by a team of two or more health or social care professionals.

Private Funding

Private funding is an option for individuals who either do not qualify for any government support or would rather self-fund their home care needs.

How Private Funding Works

With private funding, you directly pay the home care costs either from your income, savings, the sale of assets, or through long-term care insurance. Some choose to supplement their council funding or NHS continuing healthcare with private funds to access more or higher-quality care.

First Steps to Take

The first step in private funding is to get a clear understanding of the potential costs involved with home care. PrimeCarers has a useful resource to help you understand an estimate of the cost of home care in Islington. The next step would be to determine how you will source your funds, by either using your savings, getting help from family or through long-term care insurance.

Conclusion

Choosing the right type of funding for home care will greatly depend on the individual needs, financial situation, and locality of the care recipient. Whether you opt for council funding, NHS continuing care, or private funding, it is crucial to explore all options available to you, understand their prerequisites, and take the necessary steps towards accessing these funds. PrimeCarers provides comprehensive guides for each route to funding care; Local Authority Funding, NHS Continuing Healthcare and Self-Funding Care, all of which offer vital insights into home care provision in Islington and beyond. By seeking information, making enquiries, and beginning necessary discussions, you can embark on the journey towards securing the right home care for yourself or your loved one.