Funding Home Care in Kingston upon Hull

Funding home care in Kingston upon Hull can be done via council funding, NHS continuing care, or private funding; each varying in operation and application process.

Home Care in Kingston upon Hull

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Council Funding for Home Care

There are a few steps you can follow to access council funding for home care in Kingston Upon Hull.

Eligibility for Council Funding

The primary condition for eligibility for council funding is the need for care and support. The local authority carries out an assessment known as the adult social care financial assessment[^1^] to determine eligibility.

Application Process

The first step towards accessing council funding is to get a care needs assessment. This assessment evaluates your personal needs and if you are eligible for council support. If your assessment shows that you are eligible, you will then proceed to a financial assessment. This evaluates your financial capabilities and determines how much you should contribute towards the cost of your care.

All applications for council funding are through the Kingston upon Hull local authority.

NHS Continuing Care

NHS continuing care is a funding scheme available for individuals with health needs that are severe and complex, warranting ongoing healthcare outside hospital settings.

How NHS Continuing Care Works

This form of funding is also known as NHS Continuing Healthcare. It is solely funded by the NHS and it fully covers the cost of care for individuals who stay out of hospital and have significant ongoing care needs. This could mean either living in your home or a care home.

Application Process

The eligibility for NHS continuing care is not dependent on any specific condition, illness or diagnosis. It relies on a detailed assessment to identify the nature and complexity of your health needs.

To apply, a referral is made by a health or social care professional who works with you, for a full assessment of your health needs. The assessment is carried out by a multidisciplinary team (MDT) made up of health and social care professionals who are knowledgeable about your health and wellbeing.

Criteria for NHS Continuing Care

Under this, a person will be eligible for NHS continuing healthcare if they have a "primary health need". This clause implies that your primary need must be for healthcare, rather than social care.

The Humber, Coast and Vale integrated commissioning board provides detailed information about NHS continuing healthcare.

Private Funding for Home Care

Private funding is when you primarily cater for your care needs out of pocket or through private insurance.

Approaching Private Funding

Investigating and planning for your care needs in advance is critical. It allows you to understand how much this may cost you over time. Accordingly, you can plan for your needs, considering the cost of home care in Kingston upon Hull.

PrimeCarers provides resources to help understand the cost of home care in Kingston upon Hull and a complete guide to self-funding care which includes private funding.

First Steps to Take for Private Funding

First, determine what care you need through a needs assessment. You can request this from your local authority or a private social worker. Then, establish the cost implication of your care needs, review your budget and financial situation, and explore all possible sources of funding including equity releases, insurance, and pensions.

Importance of Home Care

Home care is important for individuals who need support to live independently in their homes. It offers various services such as live-in care, hourly care, and respite care, all of which can be explored in Kingston upon Hull.

In conclusion, funding home care in Kingston upon Hull can be approached via council funding, NHS continuing care, or private funding. It is essential to understand your care needs and the cost implications before choosing the most suitable funding option.