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Funding Home Care in Lambeth can be managed through council funding, NHS continuing healthcare, or private funding.
There are several options for home care in Lambeth, ranging from hourly care to live-in care and respite care. These care services aim to enhance the quality of life of the elderly, those with physical disabilities or those with cognitive impairments and keep them comfortable in their own homes. A range of Home Care Options in Lambeth exists, offering various specialities and types of care.
Local authorities like the Lambeth Council provide funding for home care in specific circumstances. This funding is means-tested, meaning that the council will assess the individual's financial situation to see whether they are eligible to receive council funding for home care.
The first step is to request a needs assessment from the Lambeth local authority who will evaluate the level of care that is required.
During the needs assessment, the council will decide whether the individual qualifies for the care package, and then conduct a financial assessment to determine how much he/she can contribute to the cost of care. Once both assessments are complete, the council can decide on the level of funding they will provide. More information on this process can be found in the Guide to Local Authority Funding.
NHS Continuing Care is another option present in Lambeth, and around the UK, to fund home care. The NHS provides this fully funded care package for individuals who have complex medical needs that require prolonged or continuous healthcare outside of a hospital setting.
The assessment for NHS Continuing Care is complex and is based on a Detailed Care and Support Plan that evaluates an individual's needs using a multidisciplinary team approach. This care is administered by the South East London Integrated Commissioning Board, replacing the Clinical Commissioning Groups (CCGs).
Before receiving NHS continuing healthcare, patients must undergo an initial screening process, called the Checklist Assessment, and if they pass this criteria, they will move on to a full assessment by a team of healthcare professionals. Once it is established that there is a primary health need, the patient may be eligible for NHS funded care. More information and guidance on NHS Continuing Healthcare can be found here.
Detailed information can also be found in the Guide to NHS Continuing Healthcare on the PrimeCarers website.
Private funding for home care is also an option, particularly for those with the financial means, or when an individual's needs are not met by government funding or NHS Continuing Healthcare.
Some individuals or families choose to self-fund the costs for personal comfort, specialised care, or continuity of care. In this case, care recipients or families pay the fees directly to the care provider. Further, private insurance policies and equity release schemes may be viable options as well.
When choosing to privately fund home care, an important first step is to research and understand The Cost of Home Care in Lambeth to estimate how much you must budget for. Furthermore, identifying the Best Home Carers in Lambeth can help ensure value for money while receiving high-quality care.
Complete information on self-funding can be found in the Guide to Self-Funding Care on the PrimeCarers website.
Funding home care in Lambeth is possible via several routes – either through local council funding, NHS Continuing, or private funding, each with their own processes, advantages, and limitations.
Regardless of the option you choose, understanding and planning are essential. With the many options available for home care in Lambeth and the various funding sources available, you or your loved one can receive the care and support needed to lead a comfortable life.
James Bowdler
Author
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