Funding Home Care in Lancashire

Funding home care in Lancashire can be sourced from the local council, NHS continuing care, or private funding each, with their respective processes to apply.

Home Care in Lancashire

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Navigating Funding for Home Care

Procuring the necessary funds for home care can be challenging, but it's crucial to understand and explore the options available to ensure that senior citizens receive the best possible care.

Local Authority Funding

For residents in Lancashire, the Lancashire local authority can be a significant source of funding for home care. The local authority has schemes in place to help residents with financial difficulties access essential home care services.

Steps to Access Local Authority Funding

To explore local authority funding options, follow the steps below:

1. Assessment: The local authorities carry out a needs assessment for the individual requiring home care. This assessment determines the type of care needed.

2. Means Test: Following the needs assessment, a financial means test is conducted. This process determines whether the individual can afford to pay for their care or if they qualify for financial support.

3. Support Plan: After these assessments, the local authority will create a personalised support plan, containing details on the type of care required and how it will be delivered.

Visit this link for more details on the local authority funding process in Lancashire.

Services Offered

Local authority funding in Lancashire covers a range of home care services such as live-in care, hourly care, or respite care. More information on these and the corresponding costs can be found in this comprehensive guide to home care.

NHS Continuing Healthcare

NHS continuing healthcare is a funding option administered by the newly established Integrated Commissioning Boards (ICB). These boards assess the ongoing needs of patients to determine if they qualify for NHS continuing healthcare.

Steps to NHS Continuing Healthcare

Individuals need to follow the steps outlined below to apply for NHS continuing healthcare:

1. Assessment: The ICBs initially conduct a screening assessment. This assessment is to ascertain if the applicant has significant health needs qualifying them for continuing healthcare.

2. Eligibility: If the screening assessment deems the applicant has substantial health needs, a comprehensive assessment is done to identify if the person is eligible for NHS continuing healthcare.

3. Agreeing On a Care Plan: Once approved, a care plan is drafted detailing the specific needs of the patient and how those needs will be met.

More details regarding NHS continuing healthcare can be found here.

Broad Care Coverage

NHS continuing healthcare funds cover a wide range of care needs, whether it's 24/7 live-in care, or periodic hourly care. You can learn about the different types of home care available in Lancashire here.

Private Funding

Private funding is another alternative for individuals who might not meet criteria for government funding or prefer to maintain more control over their care.

Steps to Private Funding

The process to access private funds is typically straightforward:

1. Identifying Costs: Applicants should start by identifying the total cost of care, including all possible contingencies. Links such as the Cost of Home Care in Lancashire can be used to estimate costs.

2. Planning: Once the cost has been determined, it's crucial to create a financial plan. This could involve savings, pensions, or equity release from properties.

3. Selecting Providers: Having secured funds, the next step is identifying providers who suit your individual needs. Websites such as PrimeCarers have a list of providers and reviews to aid selection.

Wide Variety of Services

Private funding offers the widest variety of services, including live-in care, hourly care, and respite care. Potential applicants can have a look at the complete guide to self-funding care.

In Conclusion

Funding home care in Lancashire is an involving process but understanding the sources available can make it manageable. Whether through local authority funding, NHS continuing healthcare, or private funding, there are options to cater to every individual's needs. It's essential to clarify the costs, process, and understand personal circumstances to enable the most informed decision.