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Funding home care in Portsmouth can be done via council funding, NHS continuing care or private funding options.
One of the major sources of home care funding in Portsmouth comes through the local authority. To be eligible for this, a comprehensive care needs assessment is carried out to identify the kind of support required.
The council first performs a care needs assessment. This helps to understand the level of care and type of support which may be required. This can range from hourly home care to full-time live-in care.
Based on the assessment, a care and support plan is established, detailing the types of services, the frequency of care, and the care outcomes that are expected. The council then conducts a financial assessment to determine how much the person can afford to contribute towards their own care.
If the individual’s income and savings fall below the threshold set by the local authority, they become eligible for council funding, at least partially. The council may pay all or part of the care costs, depending on the financial situation of the family or individual.
To access council funding, you need to reach out to Portsmouth Local Authority for a care assessment. This involves providing information about the person's health, lifestyle, care needs, and personal goals. They will consider these factors while creating a personalised care and support plan. The local authority will then perform a means test to understand the financial situation and assess eligibility.
Another funding source comes in the form of NHS continuing care. This is provided by the Hampshire and Isle of Wight Integrated Care Board.
NHS Continuing Healthcare is a package of care for people with long-term, complex health needs. It can include a variety of services, from personal care to healthcare needs. This can be beneficial for people who require specialised support like those with severe disabilities, chronic illnesses, or recovering from a major operation.
To be eligible, the person must have a primary health need, meaning their main or primary need for care must relate to their health. It often covers people with terminal illnesses or severe ongoing conditions.
The first step in accessing this funding is to have a checklist assessment performed by a healthcare professional. This will determine the severity of your health issues and their impact on your daily activities.
If you are deemed to have a primary health need, you are referred for a full assessment by a multidisciplinary team. They will determine if you are eligible for continuing healthcare and, if so, will set up a care plan which could include funding for care at home.
Finally, private funding involves individuals or their families paying for their home care needs out of pocket. This can be a suitable option for those who do not qualify for local authority or NHS funding, or for those who prefer having more control over their care providers.
Private funding gives you the flexibility and greater control over the type of care and the providers you want. From selecting the best home carers to deciding the type of care – be it hourly care, live-in care, or respite care – the choice remains with the individual or the family.
To access private funding, you can choose to find and organise care independently or enlist the help of professional care advisors like PrimeCarers. They can assist you in finding appropriate local care providers, understanding the cost of home care in Portsmouth, and ensuring you receive the highest standard of care.
Caring for loved ones who need help can feel overwhelming. However, understanding the funding options available can make the journey easier. Whether through council funding, NHS continuing healthcare, or private funding – know that you are not alone, and there are resources available to support you.
James Bowdler
Author
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