Funding Home Care in Redcar and Cleveland

Understanding how to fund home care in Redcar and Cleveland involves becoming familiar with available options, such as council funding, NHS continuing care, and private funding.

Home Care in Redcar and Cleveland

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Council Funding

What is Council Funding?

In the United Kingdom, local authorities, like the Redcar and Cleveland council, provide financial aid for home care to eligible individuals. This type of funding pertains to both elderly and disabled individuals who require regular assistance at home.

How does Council Funding work?

An individual's eligibility for council funding is determined through a two-step process: a needs assessment and a means test. You can find more information on the Redcar and Cleveland council website.

How to begin with Council Funding?

To start, contact the local adult social services department to request a care needs assessment. This process helps determine the type of help the person requires. Following the needs assessment, a financial means test takes place to ascertain the financial capability and define the amount of help required.

NHS Continuing Care

What is NHS Continuing Care?

NHS continuing healthcare is a package of care provided outside of a hospital, arranged and funded by the NHS, for individuals with significant ongoing health needs. The Durham, Darlington, Teesside, Hambleton, Richmondshire and Whitby Integrated Commissioning Board takes charge of this provision in Redcar and Cleveland. They evaluate the patient's needs for continuing care.

How does NHS Continuing Healthcare work?

Unlike council funding, NHS continuing healthcare is not means-tested, meaning the patient's income and savings do not impact eligibility. The assessment revolves around the patient's health needs. Here is the link for more information about NHS Continuing Healthcare.

Starting with NHS Continuing Care

The first step is an initial screening with a tool called the Checklist. If this indicates that the patient may be eligible, a full assessment is arranged.

Private Funding

What is Private Funding?

Private funding for home care refers to the individual or their family directly paying the costs of home care. This might take different forms, such as savings, pensions, or equity release.

How does Private Funding work?

With private funding, the person in need of care or their family pay the expenses directly to the care provider. PrimeCarers provides information on the cost of home care in Redcar and Cleveland that can guide you in making the right decisions.

How to start with Private Funding?

A good place to start is by ascertaining the cost of home care in your area. Then, you'll need to consider your loved one's savings, income, and other assets to decide the affordability of private care.

Conclusion

Planning for adequate funding for home care in Redcar and Cleveland can be a complex task, but understanding the available options and how they can be accessed can simplify the process. Whether it’s council funding, NHS continuing healthcare or private funding, it’s important to consider both the eligibility criteria and the application process. Furthermore, the PrimeCarers website is a reliable resource that can help you make an informed choice about the best home carers in Redcar and Cleveland and types of home care available. Whether you need live-in care, hourly care, or respite care, PrimeCarers has a comprehensive guide to help you make the right decision for your loved one.