Funding Home Care in Southampton

Funding home care in Southampton includes available options such as NHS continuing care, local authority funding, and private funding.

Home Care in Southampton

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Local Authority Funding

In Southampton, local authority funding for home care is a primary source of financial aid. This type of funding is provided by the Southampton Local Authority and is mostly applicable for those with moderate to severe care needs.

How Does Local Authority Funding Work?

Local Authority funding works on the basis of a care needs assessment. This means that the Council will assess the person's care and support needs and if it is determined the person's needs meet the criteria set by the Council, a financial assessment (or a means test) follows. The financial assessment looks at income and savings to understand what - if anything - the person should contribute towards their care. The benchmark savings figure, above which the Council expects a person to fund their own care, is £23,250. Find out more about Local Authority Funding here.

Taking The First Steps Towards Local Authority Funding

To apply for funding, you would be expected to directly communicate with the Southampton Local Authority. You may request additional information or directly apply for a care needs assessment from their official website.

NHS Continuing Care

NHS continuing healthcare is another source of support for home care in Southampton.

How Does NHS Continuing Care Work?

NHS continuing healthcare is a package of ongoing care arranged and funded by the NHS. It is offered to people who have significant ongoing healthcare needs.
NHS continuing healthcare is free, unlike help from social services for which a financial charge may be levied, depending on income and savings. Eligibility is not determined by a specific health condition, illness or disease, or type of support needed, but on whether a person's primary need is a health need. Find out more about NHS Continuing Healthcare funding here.

Taking The First Steps Towards NHS Continuing Care

To be considered for NHS Continuing Healthcare, start by arranging a care needs assessment with NHS services. Southampton is part of the Hampshire and the Isle of Wight Integrated Commissioning Board, which oversees these assessments. You may find further details on their official website.

Private Funding

For those who do not qualify for NHS continuing care or Local Authority Financing, self-funding or private funding is another viable option for home care in Southampton.

How Does Private Funding Work?

Private funding means covering the cost of care out of personal savings, pensions or other sources of income. This often gives individuals the most choice and control over their care, as you are not limited by local authority budgets or specific NHS packages. Find out more about private funding here.

Taking The First Steps Towards Private Funding

Starting private funding largely involves personal financial planning. It is recommended to seek the services of a financial advisor who specialises in care funding. They can provide valuable advice about the best ways to fund home care considering your unique financial circumstances.

Home Care Options in Southampton

With the financial aspect sorted, you may now consider the type of home care you need. Southampton has a range of services available, including live-in care, hourly care, and respite care.

Live-in Care

Live-in care allows for a carer to live with the person in need of care at their home. This creates a comforting presence and ensures that help is always on hand. Find the best live-in carers in Southampton here.

Hourly Care

Also known as domiciliary care, hourly care is when a carer visits the person in need at set times to assist them with their daily tasks. You can find home care by the hour in Southampton at PrimeCarers.

Respite Care

Respite care offers the perfect solution for those times when the regular caregiver needs a break. You can find respite care in Southampton through PrimeCarers.

By understanding the various funding streams available for home care in Southampton, from Council and NHS funding to private self-funded care, and assessing the type of home care required, you stand the best chance at finding the right support to ensure your loved ones receive the care they need in the comfort of their home.

Whether it is live-in care, hourly care, or respite care, there is a funding source available to meet your needs. Always remember, help is at hand and you are not alone in this.

For a complete guide on home care, check out PrimeCarers' Complete Guide to Home Care.