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Funding home care in Swindon is possible through three main channels: local authority funding, NHS continuing healthcare, and private funding.
Local authority funding refers to financial assistance provided by local councils to help individuals cover their care needs. These funds may go towards various types of care including hourly care, live-in care, and respite care. To evaluate if you are eligible for local authority funding, your personal and financial circumstances will be assessed, looking into your health, lifestyle, and finances.
First, you need to reach out to your local authority for a needs assessment. Swindon local council can be contacted via their website. After the initial assessment, which aims to identify your care needs, the council runs a financial assessment to determine how much you can afford to contribute towards your care.
For Swindon residents interested in home care, you may visit the PrimeCarers webpage to get a rough estimate of the potential care costs and explore different types of home care available in Swindon.
The NHS Continuing healthcare is a package of care funded entirely by the NHS for individuals with significant ongoing healthcare needs. Funding through NHS Continuing Healthcare covers the full costs of the necessary care, regardless of whether it is delivered in a hospital, care home or at home.
To apply for NHS Continuing Healthcare, a referral must be made, either by a healthcare professional or patient's relative, to the Bath, Swindon and Wiltshire Integrated Commissioning Board. Further details on NHS continuing healthcare can be found at the Bath, Swindon and Wiltshire Integrated Commission Board website.
Remember, the Integrated Commissioning Boards, replacing previous CCGs, are responsible for assessing a patient’s eligibility for ongoing healthcare needs.
Private funding involves paying for your care services out of your pocket. It is a viable option for individuals who might not qualify for local authority funding or NHS Continuing Healthcare.
To navigate private funding, it is advisable to first understand the costs associated with home care. Various resources such as PrimeCarers' guide on the cost of home care in Swindon can provide a clear picture. Once you have an idea of the potential costs, you can begin setting aside funds for this purpose. Alternatively, seeking advice from a financial advisor specialised in care funding can be beneficial.
Finding the right funding for home care can feel overwhelming, but with a clear understanding of these three channels and the right guidance, it’s possible to arrange the necessary financing. Consider the options and make informed decisions that suit you or your loved one's specific needs and circumstances. Whether it is through local authority funding, NHS Continuing Healthcare, or private funding, finance should not deter you from getting the quality care you deserve.
Remember to check out the comprehensive guides to NHS Continuing Healthcare, Local Authority Funding, and Self-Funding Care for valuable insights. And to ensure you receive the best home care, explore the listing of the best home carers in Swindon on the PrimeCarers platform.
James Bowdler
Author
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