Funding Home Care in Telford and Wrekin

Funding home care in Telford and Wrekin involves exploring options such as council funding, NHS continuing healthcare, and private funding.

Home Care in Telford and Wrekin

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Understanding the Types of Home Care

Whether it's live-in care, hourly care or respite care, the financial aspects of home care can often be challenging. Each care approach comes with its own set of financial implications. It is vital to comprehend the kind of care you or your loved ones need to better budget and make necessary funding arrangements. You can explore more about the different types of home care in Telford and Wrekin here.

Council Funding for Home Care

Getting council funding primarily depends on your personal financial circumstances and your care needs. The first step to take to access council funding is to contact Telford and Wrekin Council and request a care needs assessment. In this assessment, your care requirements will be evaluated by a professional ^.

The Care Needs Assessment

This assessment is conducted to understand your care requirements better and to determine whether you are eligible for council funding. It does not exclusively look at physical health but also assesses your mental wellbeing, living conditions, and any ongoing treatments or surgeries. If you are found eligible for council funded care, a financial means test will then be conducted.

The Financial Means Test

Telford and Wrekin Council conducts a Financial Means Test to evaluate your financial capacity and whether you are capable of paying for your care privately. This test will consider your income, savings, properties, and any other financial assets you own to determine your contribution towards the care costs.

If you qualify for council funding, the council will either arrange the care services for you or provide a direct payment so you can commission your own care services. To set this in motion, you can start by browsing the Telford and Wrekin Council website.

NHS Continuing Care

NHS Continuing Health Care is a package of care provided outside the hospital, arranged and funded entirely by the NHS. This service is provided for those with long-term health conditions, disabilities, or terminal illnesses and might include services from a community nurse or a healthcare assistant ^.

Requirements for NHS Continuing Healthcare

You will be considered for NHS Continuing Healthcare based on your individual health needs rather than specific diagnoses or conditions, and the first step is usually a Checklist Assessment conducted by a nurse or social worker. A multidisciplinary team will then conduct a full assessment if you pass the checklist stage.

Getting the Care

If it has been determined that you qualify for NHS Continuing Healthcare, a care and support package considering your health needs and preferred care setting will be arranged. This will be regularly reviewed and adapted to your evolving health requirements. To familiarize yourself better with NHS continuing healthcare, visit the Shropshire and Telford and Wrekin Integrated Commissioning Board's website.

Private Funding

If you are not eligible for either council or NHS funding or if you prefer more autonomy over your care services, you may opt for private funding. This financing method, also known as self-funding, might involve dipping into personal savings, releasing equity from your home, or buying an immediate needs annuity. Understand more about self-funding here.

Understanding Costs

Before considering private funding, you should have a clear idea of the cost implications. The cost of home care primarily depends on the level of care you require and the number of hours of care necessary each week. Gain further insight about cost considerations here.

Sourcing the Care Provider

PrimeCarers can ease the process of securing the right care services. Whether it's hourly, respite, or live-in care, spend some time understanding the services and select the type that fits your requirements. Discover and compare the best home carers in Telford and Wrekin here.

In Summary

Understanding how to fund home care can be complex, but knowing your options is crucial. Whether it's council-funded care, NHS Continuing Healthcare, or private funding, there are various funding options to ensure the best care services in Telford and Wrekin. Always remember to consider your care needs first, research the options available, and explore further resources for a comprehensive understanding.