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Become a Carer
Funding live-in care in Devon can seem like a daunting task, especially when faced with the challenge of navigating various sources. From local authority funding to NHS continuing healthcare and private means, understanding these avenues is pivotal to ensure your loved ones receive the care they deserve without causing financial strain.
Live-in care is a round-the-clock service provided by experienced caregivers in the comfort of your own home. It is especially beneficial for those with complex needs or individuals who simply prefer familiar surroundings while aging with dignity. For an in-depth understanding of live-in care, refer to the Complete Guide to Live-in Care.
The cost of live-in care in Devon varies based on individual needs, service provider rates and other factors. Having a clear understanding of what it entails can help you budget appropriately and decide on the most suitable course of action. Read further on the Cost of Live-in Care in Devon to learn more.
Devon local authority offers funding towards home care services, based on an assessment of your needs and financial resources, known as a 'means test'. You can apply for this via the Devon Council's adult social care website.
The assessment considers your income, savings, and other assets to judge the level of financial assistance you're eligible for. The aim is to ensure those with the least financial resources get the help they need. Understanding the Local Authority Funding guide can help familiarise you with the process.
In cases involving a severe, complex health condition, you might be eligible for NHS continuing healthcare. This is a package of care funded entirely by the NHS, ensuring your care needs are met completely.
The initial decision about eligibility is carried out by a multidisciplinary team of healthcare professionals. They assess the severity, complexity, and unpredictability of your need for care using the Decision Support Tool.
Devon's integrated commissioning board oversees NHS Continuing Healthcare. Start your application at the Devon NHS Continuing Care homepage. You may want to read the Complete Guide to NHS Continuing Healthcare to get a full grasp of the process.
If you’re not eligible for financial assistance, or you prefer flexibility over your care services, private funding is worth considering. This approach enables you to choose precisely the care you want, when you need it, covering the costs without relying on council contributions or NHS continuing care.
Self-funding can offer a greater level of control over care arrangements, but it also means the full financial responsibility lies with you. It’s crucial to plan and manage your finances diligently to ensure long-term sustainability. For comprehensive information about self-funding, refer to the Complete Guide to Self-Funding Care.
Balancing quality care with affordability is crucial. Remember, choosing a caregiver is about more than cost; it's about finding someone who provides the level of quality care your loved one deserves. There are several reliable, high-quality live-in carers in Devon who can meet your specific needs.
Funding live-in care doesn't have to be overwhelming. Once you comprehend the options, take the right steps and seek expert advice when needed, it becomes much more feasible. Be it council funding, NHS continuing healthcare, or private funding, the right strategy can ensure your loved one's care needs are suitably met.
Remember, the key is to understand your individual situation, eligibility, the quantity and quality of care required and then utilise the options available. Planning for home care is a significant commitment, just remember as you walk this path, you are not alone.
James Bowdler
Author
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