Funding Live-in Care in Hampshire

Taking the step to seek live-in care for a loved one can be daunting, not only emotionally but also financially. This guide provides a comprehensive overview of how to fund live-in care in Hampshire. We explore primary sources of funding, such as council funding, NHS continuing care, and private funding. We will endeavour to guide you through the details of each type of funding, and provide the necessary first steps to securing the financial support you need.

Live-in Care in Hampshire

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Council Funding for Live-in Care

Let's begin with exploring the potential of council funding. In Hampshire, the local authority may be able to provide financial aid to help fund the cost of live-in care.

Hampshire council's website provides an extensive array of the council's adult social care financial aid options. All the necessary information on the funding available, as well as the crucial next steps you need to take, can be found here. An initial care assessment is conducted by the council, to determine the level of care an individual needs, and thus, the level of financial support the council will contribute.

Different types of funding include ‘direct payments', which can be used to arrange and pay for your care as you see fit. For persons 65 or older, you might be eligible to receive ‘Pension Credit’, a weekly top-up to your pension that helps cover the cost of your care. Another type of council funding is the ‘Disability Living Allowance’, granted to adults between 16 and 65, to aid with the cost of care.

NHS Continuing Care for Live-in Care

The National Health Service (NHS) provides an all-age Continuing Care programme for individuals with complex healthcare needs. NHS continuing care, also known as a "care and support package", covers healthcare, personal care, and social care. This source of funding is invaluable to those who require a wider-based level of care.

The Hampshire and Isle of Wight Integrated Commissioning Board assesses whether patients meet the criteria for ongoing care based on health needs. This 'NHS Continuing Healthcare' can include services from a community nurse or specialist therapist, personal care services like help at home with shopping, or full-time care in a care home.

Information about NHS continuing healthcare and how to access this type of funding can be found here. As with the local council, NHS clinical commissioning groups (CCGs) perform an assessment to determine the level of care required, then plan and commission the necessary healthcare services.

Private Funding for Live-in Care

If you find that you're not eligible for council or NHS funding, you may need to self-fund your care. This doesn't mean you're on your own; there are several options when it comes to private funding.

The amount you'll pay for live-in care in Hampshire depends on a variety of factors, including the type of care you need, the provider you choose, and the location. You can find more information about the Cost of Live-in Care in Hampshire in our guide.

Private live-in care can be secured through a care agency or hired directly. An agency such as PrimeCarers can provide a team of professionals to cover a live-in arrangement. Hiring a carer directly can often result in a close, bonding relationship between the carer and the person receiving care.

Some of the best live-in carers can be found in Hampshire. We have listed some of the best providers here.

Concluding Thoughts

Funding live-in care in Hampshire might seem overwhelming at first, but there are various resources and types of financial aid available. Remember that each care situation is unique, so consider your options carefully and choose the one that suits your needs best.

Should you decide to navigate the complicated route of organising your care, our Complete Guide to Live-in Care, Complete Guide to NHS Continuing Healthcare, Complete Guide to Local Authority Funding and Complete Guide to Self-Funding Care provide a good starting point.

The key to successful funding is research and understanding each aspect of available funding. Your journey to securing compassionate and high-quality live-in care for your loved ones is crucial, and securing the right financial support is a strong step in that direction.