Funding Live-in Care in Haringey

Funding live-in care in Haringey, north London, can be a daunting prospect, particularly if you're unfamiliar with the various options available. In this article, we will break down the primary sources of funding for home care, including council funding, NHS continuing care and private funding. We will explain how these types of funding work and what initial steps you should take when considering funding live-in care in Haringey.

Live-in Care in Haringey

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Council Funding For Live-in Care in Haringey

Haringey's local authority can provide strong support through councils' social services department funding. The amount offered is primarily based on an assessment of your care needs and your financial situation.

How Does Council Funding Work?

The local authority conducts a Care Needs Assessment, during which a professional will discuss your care requirements with you. Following this assessment, council funding may be available to those whose assets, including property and savings, are below a specified threshold. Remember, the value of your home won't be included in a means test if you or your partner still lives there.

The council may fund all or part of your care depending on your financial circumstances. The amount given may not cover the full cost of live-in care in Haringey. However, it can significantly help reduce the financial burden.

For further details on council funding, you can visit the Haringey local authority website.

First Steps in Securing Council Funding

The first step is to directly contact the Haringey local authority or visit their website to request a Care Needs Assessment. The assessment will help in identifying the specific care needs, and determine if you are eligible for council funding.

NHS Continuing Healthcare For Live-in Care

Funding from the NHS, known as NHS Continuing Healthcare (CHC), is another viable option. CHC is intended for people with long-term, complex health needs. Unlike council funding, NHS Continuing Healthcare is not means-tested; hence, it is available regardless of your financial situation.

How Does NHS Continuing Healthcare Work?

NHS Continuing Healthcare is a package of care provided by the NHS to individuals who have significant ongoing healthcare needs. Funding is available following a two-step assessment process: an initial screening followed by an in-depth assessment of your health and care needs.

The North Central London Integrated Commissioning Board, of which Haringey is a part, assesses patients' needs for ongoing care as the Commissioning Care Group (CCGs) now no longer exists. For more on NHS Continuing Healthcare visit the North Central London Integrated Commissioning Board website.

First Steps in Securing NHS Continuing Healthcare

To start this process, contact your GP or social worker to request an initial assessment for NHS Continuing Healthcare. If your health needs meet a certain threshold, you will then undergo a full assessment carried out by a multidisciplinary team who will evaluate whether or not you are eligible for the funding.

Private Funding For Live-in Care

Private funding is another option for those who may not qualify for council or NHS funding. Private funding involves paying for care out of pocket, potentially with the support of financial products or releasing equity from your property.

How Does Private Funding Work?

Private funding gives the most flexibility and control. As someone privately funding care, you or your family are responsible for overseeing and managing the care provided.

While this option does offer more control over your care, it's important to note that costs can become substantial, particularly for live-in care, as it involves providing round-the-clock care. Understanding the cost of live-in care in Haringey is crucial before choosing this funding method.

First Steps in Private Funding

Start by getting an estimate of your care costs. Websites like PrimeCarers can help you to seek out and compare prices of live-in care in your local area. Then, consider options like equity release, care annuities or long-term care insurance which could help manage the cost of the care.

In conclusion, live-in care in Haringey can be funded in numerous ways, each with its strengths and considerations that need to be understood. Whether it's through council funding, NHS continuing healthcare, or private funding, it's advised to thoroughly research your options.

Do visit the various links provided and always reach out to those who can help. Consider both your financial options and care requirements before making a decision. Remember, getting help in the home means retaining independence and enjoying a better quality of life. So, it's crucial to find a funding method that best suits you or your loved one's needs.

Ultimately, remember to always seek guidance and support during this process. There are various local resources, such as the Haringey local authority and North Central London Integrated Commissioning Boards that can help. The PrimeCarers can provide guidance and connect you with the best live-in carers in Haringey.