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Funding live-in care in Hartlepool, or indeed anywhere else in the UK, can seem daunting. However, understanding the various options available can significantly alleviate those concerns. In Hartlepool, there are three primary sources of funding for home care: council funding, NHS continuing care, and private funding. In this guide, we will delve into each of these options, explaining how they work and what your first steps should be.
The Hartlepool Local Authority may be able to provide funding for live-in care. The first step is to contact the council for a care needs assessment. More information about this process can be found on their website. This is a detailed assessment of your care requirements, carried out by professionals, to ascertain what kind of help and support you need.
Following the assessment, if you're deemed eligible, a financial assessment (or means test) will be performed. This will determine whether you will need to contribute towards your care or if the council will cover the full cost.
For a detailed look at how local authority funding works, refer to our Complete Guide to Local Authority Funding.
NHS Continuing Healthcare covers the entire cost of care for those with complex, ongoing health problems — but securing this is not always straightforward. If an adult has a 'primary health need', meaning their principal need is for health care rather than social care, they may be eligible for NHS Continuing Healthcare funding.
It's all determined by a complex assessment process carried out by your local Integrated Commissioning Boards (ICBs), previously known as Clinical Commissioning Groups (CCGs). Hartlepool falls under the Durham, Darlington, Teesside, Hambleton, Richmondshire, and Whitby Integrated Commissioning Board. Detailed inputs on NHS continuing healthcare can be sourced here.
If assessed as eligible, every aspect of the live-in care package, including accommodation costs and care home fees, will be met by the NHS. Uncover more in our Guide to NHS Continuing Healthcare.
Suppose your care needs assessment indicates you aren't eligible for NHS Continuing Healthcare or council funding. In this case, you may have to explore other options like private funding for live-in care. This generally involves paying for care out of one's own resources, such as savings or income from assets.
While this may seem daunting, it often offers a great deal of flexibility for the individual, like choosing a preferred carer or specifying preferred care schedules. It's also an opportunity to directly engage a reputed private care service. To know more about self-funding, our Guide to Self-Funding Care provides comprehensive insights.
Irrespective of the funding source, understanding the cost of care in Hartlepool is crucial for better planning. Live-in care costs can vary widely, primarily depending on the kind of care required. To delve deeper into this aspect, check out the article on the Cost of Live-in Care in Hartlepool.
Once you have figured out how to fund the live-in care, the next step is to find the best care. You might want to research and take references, or use a trusted platform like PrimeCarers to find the Best Live-in Carers in Hartlepool.
Funding live-in care in Hartlepool entails exploring various avenues like council funding, NHS continuing care, and private funding. The first step is always to understand the individual's care requirements and financial situation. Armed with knowledge, you can make confident decisions about funding live-in care. For additional information on live-in care, check out our Complete Guide to Live-in Care. It's also crucial throughout this process to be caring, kind and patient.
Funding live-in care does not need to be complicated. With the wealth of resources available to you, it’s possible to navigate and secure the funding you need, ensuring that nothing stands in the way of getting the best care for yourself or your loved one.
James Bowdler
Author
Live-in Care in Billingham
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