Funding Live-in Care in Hertfordshire

Securing a live-in care arrangement can provide much-needed peace of mind and comfort to both care recipients and their families. However, funding these arrangements can sometimes present a challenge. This article will provide a comprehensive guide to funding live-in care in Hertfordshire.

Live-in Care in Hertfordshire

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Introductory

In Hertfordshire, there are three primary sources of funding for live-in care – council funding, NHS Continuing Healthcare, and private funding. Each of these alternatives comes with its own set of conditions and procedures. This article seeks to explain what each funding source entails and how one can take the first steps towards securing this funding.

1. Council Funding for Live-in Care

Council funding, also known as local authority funding, forms part of the governmental plan for adult social care in Hertfordshire. The Hertfordshire local authority can provide financial aid to individuals in need of care services, depending on the outcome of a care needs assessment and means test.

1.1 How Does Council Funding Work?

In essence, the authorities use a two-step process to determine whether live-in care service is required for an individual and whether they can qualify for funding assistance. The first step is a care needs assessment, which is used to determine the type and level of care required. At this juncture, the physical health, mental health and social needs of the applicant are evaluated.

If this assessment determines that live-in care is necessary, the second step comes in - a financial assessment known as a means test. This means test evaluates the income and savings of the individual. It is a fair means of ensuring that those with higher incomes and savings can contribute more to their care while those with lower or no income are still provided for.

1.2 How to Apply for Council Funding

To apply for council funding, individuals can make contact with the Hertfordshire local authority for a care needs assessment. You can book an assessment through the Hertfordshire local authority website.

2. NHS Continuing Healthcare

NHS Continuing Healthcare is a package of ongoing care for individuals who have complex medical needs and require significant nursing care.

2.1 How Does NHS Continuing Healthcare Work?

NHS Continuing Healthcare is funded by NHS England and care is arranged and provided by the Hertfordshire and West Essex Integrated Commissioning Board (ICB), previously Clinical Commissioning Groups (CCGs). The key criterion for receiving NHS Continuing Healthcare is to have a 'primary health need', which essentially means that the main aspect of the individual's care must be health-based rather than social or personal in nature.

2.2 How to Apply for NHS Continuing Healthcare

Qualification for this is based on an assessment of health needs, which is usually carried out by a nurse or doctor. Once eligibility is determined based on the degree of need, a care package is formulated and delivered at home or in a care home. You can find more information and details on application processes from the Hertfordshire and West Essex ICB website. For a detailed understanding, view our Complete Guide to NHS Continuing Healthcare.

3. Private Funding

Private funding is where individuals or their families pay for care services from their own funds or resources.

3.1 How Does Private Funding Work?

Private care arrangements can be fully flexible and can be tailored according to personal needs and preferences. The cost of care will depend on the specific needs of the care recipient. For guidance on how much you could expect to pay, refer to our article on the 'Cost of Live-in Care in Hertfordshire'.

3.2 Steps to Take for Private Funding

The first step towards securing private funding is assessment and planning. You will need to evaluate the care requirements and tabulate the associated costs. It is also recommended to get in touch with a financial advisor who specialises in care funding to discuss available options and decide the best course of action. For a more detailed understanding, view our Complete Guide to Self-Funding Care.

Wrapping Up - Finding the Best Live-in Care

Each funding option has its unique characteristics and processes, meaning individuals and families should carefully consider each one before deciding on the best fit. It's also worthwhile noting that these funding types are not mutually exclusive; one can draw from a combination of two or more.

Once funding is secured, it's time to find the right care provider. Look out for our resources on Finding Live-in Care in Hertfordshire and securing the Best Live-in Carers in Hertfordshire. Understanding how to fund live-in care is just the first step. The ultimate goal is to provide the best quality of life for those in need.

We understand the journey isn't always easy, but with the right information and resources, it's possible to navigate the terrain and secure the best care for your loved ones.