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When you have a loved one in need of live-in care, the cost is undoubtedly one of the major considerations you will make. This is even more so in Redbridge, where the demand for high-quality care continues to rise while availability diminishes. Yet, it is important to understand that live-in care costs can be a complex affair.
At PrimeCarers we offer two distinct prices for live-in care; a basic rate and a complex rate. The idea behind this is that, based on your individual circumstances, the price you end up paying will fall somewhere between these two rates.
On our platform, all carers are self-employed, meaning they set their own prices. As a consequence, we tend to talk more about average rates as opposed to fixed costs. Looking at the average prices featured on our platform, we find that for basic live-in care in Redbridge, the advertised average rate works out to about £145.10. If the care required is complex, the average price goes up to around £177.05.
These averages offer a general guide. However, there could be fluctuations based on certain specific circumstances.
The cost of live-in care can be affected by a variety of factors. The more demanding the role, the higher the cost is likely to be. Here are some potential circumstances that might bump up the charges:
If your loved one often wakes up during the night, requiring assistance, this could result in higher costs. This adds to the duties of the carer, who otherwise would generally be able to sleep through the night.
Providing care for a couple rather than an individual can indeed raise the cost. This is because it necessarily requires more work, as the carer is looking after two people instead of one. More guidance about this can be found in 'Can Live-in Carers Look After Couples?'.
If your loved one requires intensive nursing care, for example due to a serious or complex medical condition, this can also increase care costs. Such care may require a higher level of expertise, professional training, or additional hours, leading to added costs.
Some situations may require a carer with a unique set of skills or qualifications. This might be knowledge of a certain condition like Alzheimer's, or being able to communicate in a specific language. If your loved one requires these unique skills, this can result in higher costs as carers with such qualifications are more scarce and their expertise is highly valued.
These figures may seem daunting, but various funding options are available to help cover the cost of live-in care. As outlined in ‘Funding Live-in Care in Redbridge’, one could apply for social care funding through the local council, use NHS funding through Continuing Healthcare or cover the cost using personal resources such as pensions, savings, or equity release.
While it's crucial to consider your budget, it's also essential to remember the reason you're investing in live-in care. Having a professional carer coming to live with your loved one offers peace of mind. It assures they are safe, well cared for, feel comfortable and valued in the familiarity of their own home. It offers companionship and helps the elderly maintain a sense of independence.
In Redbridge, PrimeCarers boasts qualified, reliable, and friendly carers who give their best to those under their care. You can see their profiles on ‘Find Live-in Care in Redbridge’ and ‘Best Live-in Carers in Redbridge’.
It's important to remember, at PrimeCarers, we firmly believe in transparency. That's why we provide a clear breakdown of costs up front, helping you understand exactly what you're paying for and why.
Although the cost of live-in care can seem high, it is actually often cost-effective when compared to residential care homes. Please see 'Complete Guide to the Cost of Live-in Care' for more in-depth insight into the costs and benefits of live-in care.
Though the subject of cost can be daunting, it’s necessary to see the bigger picture. The investment you make goes beyond covering bills; you are investing in your loved one's wellbeing. PrimeCarers strives to offer the best quality care in Redbridge, perfectly personalised to your needs. Whether you need basic or complex care, we are here to guide you through. Don't hesitate to explore the many options open to you and find the perfect fit for your loved one's needs.
James Bowdler
Author
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