Funding Live-in Care in Southwark

In Southwark and other parts of South East London, sourcing effective and affordable live-in care can be a daunting prospect. Guaranteeing the quality of care that our loved ones need while managing costs is a challenging task; however, there are numerous resources available and financial support schemes designed to ease this process. This article will delve into the primary sources of funding for live-in care, how they function, and the initial steps you'll need to take to secure these contributions. Let's explore the journey of funding live-in care in Southwark.

Live-in Care in Southwark

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Council Funding for Live-in Care

One of the principal resources for funding live-in care in Southwark is support from Southwark local authority. The council understands the importance of quality care and how it can impact our loved ones' lives.

How Does Council Funding Work?

Council funding for care comes in two primary forms: direct payments and arranged services. If your loved one's needs assessment shows that they are eligible for support, the council can either give the funds directly for you to allocate towards care, or they can arrange services on your behalf. The council takes your financial situation into account, performing a means test to calculate what contributions, if any, are required.

First Steps to Secure Council Funding

Start by applying for a needs assessment through the Southwark local authority's website. This assessment reviews physical, mental, and emotional wellbeing to determine the level of care required. The next step is a means test, surveying income and savings to establish whether you're eligible for financial support and how much you might need to contribute.

NHS Continuing Care

Southwark is part of the South East London integrated commissioning board. They work in unison with the National Health Service (NHS) to provide Continuing Healthcare (CHC) to those with significant ongoing healthcare needs. The South East London integrated commissioning board has taken over from the erstwhile Clinical Commissioning Groups (CCGs) and is now responsible for assessing patient needs.

How Does NHS Continuing Care Work?

NHS Continuing Healthcare is a package of care provided outside of hospital that is arranged and funded solely by the NHS. This funding is given when the patient's primary need is a health one, and they are judged to have a complex medical condition and substantial ongoing care needs. The funding can be used to pay for a range of health and social care services, including personal care, mental health services, and social work.

First Steps to Secure NHS Continuing Care

The initial step towards obtaining NHS CHC is getting a Checklist assessment by a health or social care professional. This Checklist assessment gauges whether you should be referred for a full Continuing Healthcare assessment, which then decides your eligibility for funding.

Private Funding for Live-in Care

Private funding is another avenue to explore. With live-in care in Southwark, costs can vary depending on your particular needs. There’s a common myth that private means more expensive, but that isn’t always the case, as costs are influenced more by individual needs than any pre-set pricing structure.

How Does Private Funding Work?

Private funding, also known as self-funding, is the process of funding care from personal finances, investments, or assets. The advantage of private funding is flexibility; it allows you to choose the care providers, dictate the conditions of the care provided and have considerable control over your care plan.

First Steps for Using Private Funding

Firstly, consider speaking with a financial advisor experienced in eldercare issues. They can assist you in understanding the cost of live-in care in Southwark and relating it to your finances. The advisor can help devise payment plans, investments, or unlock pensions and other assets to cater to care costs.

Final Thoughts

Whether through the Southwark local authority, NHS Continuing HealthCare, or private funding, several routes lead to funding high-quality live-in care. No matter your financial situation, there is a wealth of information on Live-in Care, and support available to you.

Choosing the right care for our loved ones can be a diffcult process, but it’s comforting to know there is an abundance of options for care and funding. Southwark's health and social care system aims to empower every individual with the right to good health, shared dignity and care. Let’s walk this journey together!

Useful Links

• Best Live-in Carers in Southwark
• Guide to NHS Continuing Healthcare
• Guide to Local Authority Funding
• Guide to Self-Funding Care