Private carersUnderstanding the role

What are carers not allowed to do?

A carer cannot give injections, dress wounds or do anything else the law treats as nursing, cannot give medicine without consent, and should not lift somebody by hand, handle a bank card, witness a will or restrain a person for convenience. Most other limits are not law at all. They are about training, insurance and what you and the carer have agreed, and this guide sets out which is which.

By James Bowdler, founder of PrimeCarers  ·  Updated September 2026  ·  11 min read · See the 35 tasks

Part of our guide to private carers.

Three kinds of limit

Who decides what a carer can do in your home

Families often expect a rule book, and there is not one. A private carer works under your direction, in your relative’s home, outside the regulator’s reach. The limits come from three places, and it helps to know which one you are dealing with before you ask.

The law

Nursing care is a regulated activity. Medicine cannot be given to someone who has not consented, and giving it secretly needs a best-interests decision under the Mental Capacity Act. Restraint has strict conditions. A will’s witness cannot inherit. None of this changes because the carer is private.

Applies to everyone

Training and insurance

Hoisting, tube feeding, stoma care and giving medicines from the box are all things a trained carer does every day and an untrained one should not. Their insurance follows their training. We check identity, right to work and an enhanced DBS and interview every carer online; their skills and certificates are for you to check with them.

Differs carer to carer

What you have agreed

Driving, pets, housework beyond the person, phone use and what happens on a day the carer is ill are not questions of law. They are settled between you and the carer before the first visit, and the care plan is where they live.

Written in the care plan

The old idea that a private carer "cannot do anything regulated" is only half right. Personal care, which is washing, dressing, toileting, meals and medication prompts, is a regulated activity when an agency provides it, but the regulations except a carer engaged directly by the person or their family and working under their direction. That is why a self-employed carer does not need to register with the CQC, and why the same carer can do a great deal more than a visitor from an agency, provided they are trained for it and you have agreed it.

The 35 tasks

Thirty-five things families ask about, in three groups

Six areas, and inside each one the tasks sit in three groups: what a carer can normally do, what needs training and agreement first, and what is for somebody else, with who that somebody is.

  1. Can do6 of 35

    A carer can normally do this

    Ordinary care work. It goes in the care plan and a carer will do it without anything extra being arranged.

  2. With training and agreement11 of 35

    Only with training, agreement and insurance

    Not against the law, but it needs a carer who has been trained for it, a family or a nurse who has agreed it in writing, and insurance that covers it. Settle all three before the first visit.

  3. Should not18 of 35

    A carer should not do this

    Either the law reserves it for a nurse or a doctor, or it puts your relative, or the carer, at a risk no insurance will cover. Somebody else does it, and we say who.

Medication6 tasks

Can doA carer can normally do this
  • Reminding someone to take their tablets

    Prompting is the lightest level of medication support. The carer reminds, watches that the tablets are taken and writes it down. Your relative stays in charge of their own medicines.

    What carers can do with medication
  • Handing over tablets from a blister pack or dosette box

    Handing over medicines the pharmacy has already sorted into days and times is routine care, as long as the carer records what was given and the family or the GP has agreed the arrangement.

    Dosette boxes explained
With training and agreementOnly with training, agreement and insurance
  • Giving medicines from the original boxes

    Measuring out doses from loose boxes, eye drops, inhalers and liquid medicines counts as administering. NICE guidance says the care worker should be trained and assessed as competent, the person or their attorney should have consented, and the arrangement should be written in the care plan.

    Who does it instead: A pharmacy can put most tablets into a blister pack, which takes the arrangement back to handing over.

  • Handling morphine or other controlled drugs

    A carer can prompt or hand over a controlled drug the pharmacy has dispensed, but only with clear written instructions, a record of every dose, and a nurse or GP who has set the arrangement up. Anything through a syringe driver is nursing.

    Who does it instead: District nurses run syringe drivers and injected pain relief.

Should notA carer should not do this
  • Hiding tablets in food or drink

    Giving medicine without a person knowing is covert administration. It is only lawful after a best-interests decision under the Mental Capacity Act, recorded in writing, with the GP and the pharmacist involved. A carer must never decide to do it on their own.

    Who does it instead: The GP, with a best-interests meeting that includes the family.

  • Changing a dose because your relative seems worse

    Only a prescriber can change a dose. A carer who notices that someone is drowsy, in pain or confused should ring the GP or 111 and write down what they saw.

    Who does it instead: The GP or the prescribing nurse.

Nursing and clinical8 tasks

Can doA carer can normally do this
  • Taking blood pressure, temperature or blood sugar

    Reading a home monitor and writing the number down is fine, and useful. What a carer must not do is decide what the number means. Anything outside the range the GP gave gets reported, not managed.

With training and agreementOnly with training, agreement and insurance
  • Emptying and changing a catheter bag

    Emptying a leg bag and swapping a night bag is everyday care once a nurse has shown the carer how. Changing the catheter itself is a nursing task.

    Who does it instead: The district nurse changes the catheter, usually every few weeks.

  • Changing a stoma bag

    Many carers have done this for years and do it well. It still needs the stoma nurse to show the carer once, and the carer’s insurance to cover personal care of this kind.

  • Feeding through a PEG tube

    Tube feeding is a delegated healthcare activity. The dietitian or nurse who sets it up trains the carer, checks they are competent and reviews it. With that in place a live-in carer can run the feeds; without it they should not.

    Complex care at home
  • Setting up or adjusting oxygen

    A carer can help someone put on a cannula and check the concentrator is running, once the oxygen service has shown them. Changing the flow rate is a prescribing decision.

    Who does it instead: The respiratory team sets the flow rate.

Should notA carer should not do this
  • Giving an injection

    Injections are nursing care. A nurse can delegate a specific injection, insulin most often, to a named care worker they have trained and signed off, but without that written delegation a carer should not put a needle in anyone.

    Who does it instead: The district nurse, or the person themselves if they manage their own insulin.

    Complex care at home
  • Dressing a wound or a pressure sore

    Wound care is nursing. A carer can keep the area clean and dry, change a simple plaster, watch for redness or smell and report it the same day, but dressings that a nurse has applied are for the nurse to change.

    Who does it instead: District nurses, who will visit at home.

  • Telling you what is wrong with your relative

    Carers see more of your relative than anyone else and their observations are worth a lot. A diagnosis is not theirs to give. A good carer describes what changed and when, and helps you get the GP in.

    Who does it instead: The GP, 111, or 999 if it is urgent.

Moving and lifting4 tasks

Can doA carer can normally do this
  • Helping someone up and down the stairs

    Steadying, walking beside and supervising the stairs is ordinary care. Carrying somebody up them is not, and if the stairs are no longer safe that is a conversation about a stairlift or a downstairs bed.

With training and agreementOnly with training, agreement and insurance
  • Using a hoist

    Hoisting is a trained skill, and a lot of carers have it. Ask to see the moving and handling certificate, and ask the occupational therapist to show the carer the sling and the hoist you have, because they differ.

  • Getting someone up from the floor after a fall

    If your relative is unhurt and can get up with help, a carer who has been trained can guide them up using a chair. If they are hurt, in pain, or cannot help themselves, the carer should make them comfortable and call for help rather than lift.

    Who does it instead: The ambulance service or a community falls team lifts anyone who cannot get up.

    What to do after a fall
Should notA carer should not do this
  • Lifting someone who cannot stand

    Lifting a person’s full weight by hand injures carers and drops people. Health and safety law requires the risk to be assessed and avoided, and a carer’s insurance will not cover a manual lift. If your relative cannot bear their own weight, the answer is equipment, not strength.

    Who does it instead: An occupational therapist assesses for a hoist or a stand aid, free through the council.

    Moving someone safely

Money and legal6 tasks

Can doA carer can normally do this
  • Taking cash to do the shopping

    Normal, and most families arrange it. The safe way is a float, a receipt for everything and a note in the care diary, so nobody has to rely on memory later.

    How careful carers handle money
Should notA carer should not do this
  • Using your relative’s bank card and PIN

    A carer should never know a PIN or hold a bank card. It leaves them open to accusation and your relative open to loss. Banks offer a separate card for a carer with its own limit, which removes the problem.

    Who does it instead: A carer’s card from the bank, or an attorney under a lasting power of attorney.

  • Accepting a gift of money or a valuable item

    A box of chocolates at Christmas is one thing. Money, jewellery or anything of value should be declined, however sincerely it is offered, and the carer should tell the family it was offered. It protects the carer as much as your relative.

    Who does it instead: If the family wants to thank a carer, a bonus agreed openly and paid through the platform is clean for everyone.

  • Witnessing a will, or being left something in it

    A witness to a will cannot inherit under it, and neither can their spouse, so a carer who witnesses a will loses any gift in it. Beyond that, a carer who becomes a beneficiary invites a challenge to the will after the person dies. Keep carers out of wills altogether.

    Who does it instead: Two independent adults witness a will; a solicitor if there is any doubt about capacity.

  • Acting as attorney under a lasting power of attorney

    There is no law against it, but a paid carer who also controls the money has a conflict of interest that the Office of the Public Guardian and the family will both question. The roles should be separate.

    Who does it instead: A family member or a solicitor as attorney.

    Power of attorney and responsibility
  • Signing documents on your relative’s behalf

    Only an attorney or a deputy can sign for somebody else. A carer can help someone read a letter and hold the pen steady, but the signature is the person’s own.

    Who does it instead: An attorney, or the person themselves.

The house4 tasks

Can doA carer can normally do this
  • Light housework around your relative

    Wiping the kitchen down after a meal, a load of washing, changing the bed and running the hoover round the rooms in use are all part of keeping somebody safe and comfortable at home.

    What counts as care
With training and agreementOnly with training, agreement and insurance
  • Feeding the cat and walking the dog

    Most carers will, and many like to, but it is not assumed. Put it in the care plan so the carer has agreed to it and the time is allowed for.

    Carers and pets
  • Driving your relative to an appointment

    Fine when it has been agreed. Whose car, whether the carer’s insurance covers business use, and whether mileage is paid all need settling in writing first. Mileage is only chargeable if you have agreed it in advance.

    Carers who drive
Should notA carer should not do this
  • Deep cleaning, windows, gutters and the garden

    These are jobs for a cleaner, a window cleaner or a gardener, cheaper from them, and a carer’s insurance may not cover an injury on a ladder. If it is cleaning the whole house you are paying a carer’s rate for a cleaner’s job.

    Who does it instead: A cleaner or a handyman, booked separately.

Behaviour and boundaries7 tasks

With training and agreementOnly with training, agreement and insurance
  • Photographing or filming your relative

    A photo of a pressure area for the nurse, with your relative’s agreement, is sensible. Anything else needs consent every time, and nothing about a client belongs on a carer’s social media.

    Cameras and carers at home
Should notA carer should not do this
  • Holding someone back, or locking them in

    Restraint is only lawful when the carer reasonably believes it is necessary to stop the person coming to harm, and the force used is proportionate to that harm. Locking somebody in, tying them to a chair or holding them down for convenience is never lawful. Where a person with dementia is at risk of wandering, the answer is a care plan and door sensors, agreed with the family and the council.

    Who does it instead: The council’s social worker, if a person is being kept safe in ways that restrict their freedom.

    Mental capacity and restraint
  • Insisting on care your relative has refused

    An adult with capacity can refuse a wash, a meal or their tablets, and a carer must respect that, then record it and tell the family. Persuasion is allowed, force is not. If your relative cannot make the decision themselves, what happens next is a best-interests decision, not a carer’s call.

    When someone refuses care
  • Telling other people about your relative

    What a carer sees and hears in the house stays there. That includes not telling the wider family things your relative has asked them to keep private, and never posting about clients online. The one exception is a safeguarding concern, which must be reported.

  • Drinking alcohol or using drugs while working

    Being under the influence on a visit endangers your relative and voids the carer’s insurance if anything goes wrong. It is a reason to end the arrangement the same day and to tell us.

  • Missing a booked visit without a word

    A carer who cannot make a visit should tell you as early as they can, so cover can be found. On PrimeCarers, a carer who misses booked visits without telling the client can be removed from the platform.

    Cancellations and late visits
  • Being on their phone during a visit

    An hourly visit is paid time and your relative should have all of it. On a live-in placement or a long night a carer will reasonably check their phone at quiet points, but not while somebody needs them. Say what you expect at the start.

A guide rather than a rule book. Every carer on PrimeCarers is self-employed and sets their own limits, so the middle group is where you and the carer agree things, and their training and insurance are for you to check with them.

Two patterns run through the list. Anything that goes into the body, through a needle, a tube or a wound, belongs to a nurse until a nurse hands it over. Anything that touches your relative’s money or legal affairs is best kept away from the carer entirely, not because carers are dishonest but because the arrangement should protect them from the accusation as much as it protects your relative from the loss.

Medication and nursing

Where care stops and nursing starts

This is the question behind most of the searches that bring people to this page. The answer has three levels for medication and one clear rule for everything clinical.

Tablets

What a carer does
Reminds, watches them taken, hands over a blister pack or dosette box, writes it on the chart
What it needs first
Your agreement and a written record. Measuring doses from loose boxes needs a carer trained and assessed for it
What stays with a nurse or doctor
Prescribing, changing a dose, and any decision to give medicine without the person knowing

Injections and insulin

What a carer does
Nothing, unless a nurse has trained and signed off that carer for that person’s injection
What it needs first
A written delegation from the district nurse or diabetes team, with a review date
What stays with a nurse or doctor
The injection itself, and everything through a syringe driver

Wounds and pressure areas

What a carer does
Keeps skin clean and dry, changes a simple plaster, checks pressure areas at each visit and reports any redness the same day
What it needs first
Knowing what to look for, which the district nurse will show them
What stays with a nurse or doctor
Assessing and dressing wounds and pressure sores

Catheters, stomas and tubes

What a carer does
Empties and changes bags, keeps the site clean, runs PEG feeds once trained
What it needs first
A nurse to demonstrate, a competence sign-off for feeds, and insurance that names personal care
What stays with a nurse or doctor
Inserting or changing the catheter or the tube

Observations

What a carer does
Takes blood pressure, temperature and blood sugar on a home monitor and records them
What it needs first
The range the GP wants reported, written down
What stays with a nurse or doctor
Deciding what the reading means and what to do about it

Based on NICE guideline NG67 on managing medicines for adults receiving social care in the community, and the Skills for Care principles for delegated healthcare activities.

If your relative needs the things in the right-hand column every day, the district nurses will come in for them and a carer does the rest. Where the nursing need is constant, complex care at home explains how live-in carers with clinical training work alongside the nursing team, and how NHS Continuing Healthcare can pay for it. Live-in care for complex needs starts from about £1,260 a week on PrimeCarers, against £1,050 for ordinary live-in care.

Money, gifts and wills

Keeping the carer clear of your relative’s money

Nothing goes wrong more often, or does more damage to a good relationship, than money that was never properly arranged. The rules below cost nothing to put in place and protect the carer as much as your relative.

Settle these before the first visit

0 of 9 ticked

Everyday spending

Gifts

Legal roles

None of this is a comment on the carer you have chosen. Experienced carers ask for these arrangements themselves, because they have seen what happens to a colleague who was handed a bank card by a grateful client and then accused by a nephew. How careful carers handle money is written for carers and worth reading from the family’s side too, and am I legally responsible for my elderly parent? covers power of attorney properly.

Restraint and refusal

When your relative says no, and when a carer may hold them back

These are the hardest moments in care, and the ones where a carer most needs to know where the line is. The law here is the Mental Capacity Act 2005, and its rules apply to a private carer exactly as they apply to a nurse.

The words the law uses

Capacity
The ability to understand a decision, weigh it up and communicate it. The law presumes an adult has it unless shown otherwise, decision by decision. Somebody with dementia may have capacity to choose their lunch and not to manage their money.
Refusal
An adult with capacity can refuse a wash, a meal, their tablets or the carer’s visit. The carer may encourage and explain, then must respect the answer, record it and tell the family. Persuasion is care; force is not.
Best interests
When a person cannot make a particular decision, it is made for them by weighing what they would have wanted, with the people who know them. It is not a carer’s decision to make alone, and it is never a matter of what is easiest.
Restraint
Using or threatening force to make somebody do something they resist, or restricting where they can go. Section 6 of the Act allows it only when the carer reasonably believes it is necessary to prevent harm to the person, and the force is proportionate to how likely and how serious that harm is.
Deprivation of liberty
Keeping somebody under continuous supervision and not free to leave, which can happen at home when doors are locked or somebody is watched all the time. It needs authorising, through the council, and a carer should never be the one who decides to lock a door.

Refusal of care is common, and it is usually a sign of fear rather than stubbornness. How do you get someone to accept care? is written for families at exactly this point.

How a carer behaves

The conduct you can expect in your home

The rest of what a carer should not do is not written in any Act. It is what any family would expect of somebody they pay to be in their parent’s house, and it is worth saying out loud at the start so nobody is guessing.

What a good carer does

  • Arrives when booked, and rings early on the day something has gone wrong
  • Keeps what they see and hear in the house to themselves, including from the wider family if your relative asks
  • Reports a fall, a change in mood or a bruise the same day, in writing
  • Sits with your relative for the whole visit: a cup of tea and a conversation are part of the job
  • Asks before doing anything new, and says no to a task they are not trained for
  • Raises a safeguarding worry with the family or the council, even when it is awkward

What a carer should not do

  • Misses a booked visit without a word. On PrimeCarers, a carer who does this can be removed from the platform
  • Drinks alcohol or uses drugs before or during a visit, which also voids their insurance
  • Spends an hourly visit on their phone. On a live-in placement or a long night, quiet moments are reasonable; while somebody needs them is not
  • Posts anything about a client online, or photographs them without consent
  • Brings other people into the house, or their own children, without asking
  • Discusses your relative’s health or affairs with neighbours or anybody outside the arrangement

Confidentiality has one exception, and it is important. If a carer believes your relative is being harmed or neglected, by anyone, they should report it, and the family cannot ask them not to. That is the safeguarding duty every adult in care carries, and a carer who takes it seriously is the carer you want.

If something is wrong

What to do if a carer does something they should not

Most problems are misunderstandings about what was agreed, and a conversation fixes them. A few are serious, and those need to be handled in the right order.

  1. 1

    Say it the same day

    For anything that is not serious
    A missed task, a phone on the table, a visit that ran short. Say what you noticed and what you expect, and write the outcome into the care plan so it is not a matter of memory next time. Most carers would rather hear it than lose the job.
  2. 2

    Write down what happened

    Dates, times, what was said
    If it happens again, or if it involves money, medication or your relative’s safety, keep a note from the first time. It makes every later conversation easier and fairer to everyone.
  3. 3

    Tell us

    0203 369 3624
    If the carer came through PrimeCarers, ring us. We can talk to the carer, help you find cover, and we remove carers who miss visits without notice or behave in ways that put a client at risk. You do not have to work it out on your own.
  4. 4

    Report harm to the council, or the police

    For theft, abuse or neglect
    Every council has an adult safeguarding team you can ring, and they will look into it whether or not the carer works for an agency. Theft is a police matter. Do not wait to be sure; that is their job, not yours.
  5. 5

    End the arrangement cleanly

    48 hours’ notice for hourly care
    Hourly care on PrimeCarers runs on 48 hours’ notice for visits already agreed, and there is no obligation to book more. Where there is a safety issue you can stop the same day. Have a second carer or a family rota in mind before you do.

Handling problems with a private carer goes through the common ones in more detail, and working with private carers covers how to set the arrangement up so that most of them never arise.

Questions

Questions families ask about what carers can and cannot do

Yes, at the right level. Reminding somebody to take their tablets and handing over a blister pack or dosette box the pharmacy has filled is everyday care, recorded on a chart. Measuring doses from the original boxes, eye drops and inhalers count as administering, and NICE guidance says the carer should be trained and assessed as competent, with your relative’s consent written in the care plan. Changing a dose, or hiding medicine in food, is never a carer’s decision. What carers can do with medication.

Not on their own initiative. Injections are nursing care. A district nurse or diabetes team can delegate a specific injection to a named carer they have trained and signed off, with a review date, and many live-in carers give insulin on that basis. Without that written delegation a carer should not put a needle in anyone.

Not by hand. Lifting a person’s full weight injures carers and drops people, and a carer’s insurance will not cover it. A trained carer will use a hoist, a stand aid or a slide sheet, and will guide somebody up from the floor after a fall only if they are unhurt and can help. If your relative cannot bear their own weight, ask the council for an occupational therapy assessment; the equipment is free. Moving someone safely.

A card or a box of chocolates, yes. Money, jewellery or anything of value, no, however sincerely it is offered, and the carer should tell the family it was offered. If you want to thank a carer, agree a bonus openly and pay it through the platform so it is recorded.

A carer should do neither. A witness to a will cannot inherit under it, and nor can their spouse, so a carer who witnesses loses any gift. A gift to a paid carer in a will invites a challenge after the person dies. Keep carers out of wills, and out of lasting powers of attorney, altogether.

Only when it is necessary to prevent harm and the force used is proportionate to that harm, which is what section 6 of the Mental Capacity Act requires. Steering somebody back from an open front door on a winter morning is proportionate. Locking them in, tying them to a chair or holding them down so a task gets done is not, and is never a carer’s decision to make. Where wandering is constant, the answer is door sensors, night care and a conversation with the council.

Yes, and a good one will. A self-employed carer sets their own limits, and should say no to any task they are not trained or insured for, and to anything they think is unsafe. If a task matters to you, agree it before the first visit and put it in the care plan, so that both of you know what the job is. Writing a care plan with a private carer.

Often, yes. An agency is regulated by the CQC and its carers work to the task list the agency has trained and insured them for. A private carer engaged directly by you and working under your direction is excepted from CQC registration, so what they can do depends on their own training, their insurance and what you have agreed, which is why it pays to check all three. Self-employed carers and the CQC.

Write down what is missing and when you noticed. Ring the police, because theft is a crime, and ring your council’s adult safeguarding team, who will look into it whether or not the carer works for an agency. If the carer came through PrimeCarers, ring us on 0203 369 3624 and we will help you find cover. Handling problems with a private carer.

If you need help at home

Start with our guide to private carers

Hire a carer directly, without an agency. What it costs, what a carer does day to day, and how to hire one directly.

Carers near you

Find a carer whose training matches what you need

Search carers by postcode and read their experience, certificates, rates and reviews before you message anyone. Every carer has had identity, right-to-work and enhanced DBS checks and an online interview. Free to search, free to interview, and no obligation to book.

Free to searchNo obligationVetted & insuredYou choose the carer