Caring for a parentLooking after yourself

What carers are paid in 2026, and why it matters to you

Most people who spend their working day caring for someone else are paid close to the legal minimum wage, and that shapes the care your parent gets: whether a carer stays in the job, and whether the same carer keeps coming back. This guide sets out what carers are paid in 2026, what is driving it, what is changing, and what a fair rate looks like when you choose a carer yourself.

By James Bowdler, founder of PrimeCarers  ·  Updated September 2026  ·  11 min read · See the 2026 pay picture

An older woman sitting alone on a bench overlooking a park in autumn, seen from behind

Part of our guide to caring for a parent.

Why this affects you

Why what a carer earns affects the care your parent gets

The rate a carer is paid is not only a cost to weigh up. It shapes whether the same person keeps coming back, and whether care work has enough people willing to do it in the first place.

Most of the other guides on caring for a parent are about the day-to-day of arranging care. This one looks at what sits underneath it: what a carer is paid, and why that matters beyond the cost of a visit.

About 1.6 million people work in adult social care in England, and the workforce has grown for three years running. Turnover has been falling too: 23.1% of the workforce left their post in 2024/25, around 335,000 people, the lowest rate for several years, and the vacancy rate has fallen to 7% of posts from a peak of about 10.5% in 2021/22.

Pay plays a part in that. Skills for Care's own analysis of its pay data found that carers paid close to the average rate for their local authority area had a turnover rate of 23.6%, against 28.1% for carers paid furthest below it. A carer paid fairly for the area is more likely to still be working there next year, which matters if your parent has come to know and trust a particular person. The same carer every visit sets out why that continuity is worth asking for directly.

23%

left their post in 2024/25

about 335,000 people, the lowest turnover rate for several years

7%

of posts stood vacant in 2024/25

down from a peak of about 10.5% in 2021/22

29%

more posts needed by 2040

around 470,000 more, as the number of older people grows

Skills for Care, The state of the adult social care sector and workforce in England 2025 (October 2025); Pay in the adult social care sector in England, as at December 2025 (March 2026).

Whether enough people choose care work over the next fifteen years, as the number needing it grows, depends in part on what it pays.

The 2026 pay picture

How close most carers' pay sits to the legal minimum

Carers working through a council-funded package or an agency are usually paid within a narrow band above the legal floor. Here is where that floor sits in 2026, and how many carers are close to it.

From 1 April 2026, the National Living Wage for workers aged 21 and over is £12.71 an hour, up from £12.21 the year before. It applies to almost every worker in the country, including care workers employed by an agency or a council. Full current rates are on gov.uk.

Skills for Care tracks pay across the independent care sector separately. Its most recent count, taken in December 2025, put median care worker pay at £12.60 an hour, only 11p below the National Living Wage due to arrive four months later, and pay has been compressing toward that incoming floor rather than moving away from it.

Median pay against the wage floor, England

£12.60
Median care worker pay
£12.71
National Living Wage
£11.50£13.00

By December 2025, median pay was only 11p below the National Living Wage due to arrive four months later, which is why so much of the workforce needed a rise to comply with it.

26%

of care workers were paid on the wage floor, on or within 10p of the National Living Wage, up from 22% in March 2025

48%

of the independent-sector workforce, around 640,000 people, were paid below the April 2026 National Living Wage and needed a rise to comply with it

Source: Skills for Care, Pay in the adult social care sector in England, as at December 2025 (March 2026); gov.uk, National Minimum Wage and National Living Wage rates.

That compression has a consequence each April: 90% of providers had to raise at least some of their staff's pay just to stay legal when the new rate arrived, because so much of the workforce was already sitting close to the old one.

What's driving it

Why councils pay less than providers say care costs to deliver

Most of what a carer is paid on a council-funded visit comes from the hourly rate the council agrees to pay the provider. That rate has not kept up with the cost of delivering care.

The Homecare Association, the trade body for home care providers, calculates a Minimum Price for Homecare each year: what a provider needs to charge to pay a carer at least the National Living Wage, cover employment costs such as National Insurance and travel time, and still run a viable business. For 2026/27 it put that figure at £34.42 an hour, up from £32.14 the year before.

Average local authority rate (2026/27)

Rate per hour
£25.05
What it is meant to cover
What most councils pay a provider per hour of commissioned home care

Homecare Association Minimum Price (2026/27)

Rate per hour
£34.42
What it is meant to cover
Care worker pay at the National Living Wage, employment on-costs, travel time and a minimum contribution to running the business

29% of councils and NHS bodies paid providers less than the cost of direct care alone in 2025/26, according to the Homecare Association.

That gap, £9.37 on every hour of commissioned care, is why a pay rise cannot simply be found inside a council contract: the rate a council pays sets a hard limit on what a provider can pay the carer doing the visit, however much the work is worth.

What's driving it

The overseas recruitment route that is now narrowing

Much of the growth in the care workforce over the last few years came from recruiting carers from abroad. That route is now closing to new applicants, which changes the supply of carers over the next few years rather than today.

  1. Feb 2022

    Care workers made eligible for a work visa

    Added to what was then the Shortage Occupation List, opening the Health and Care Worker visa route to CQC-registered employers.

  2. Apr 2024

    The list is renamed

    The Shortage Occupation List becomes the Immigration Salary List. Care workers remain on it.

  3. May 2025

    Government announces the route will close

    Citing exploitation of sponsored workers and over 470 sponsor licences suspended since 2022.

  4. Jul 2025

    Closed to new overseas applicants

    Providers can no longer sponsor a carer applying from outside the UK.

  5. Jul 2028

    Transitional arrangements end

    The last date a carer already here can extend their visa or switch sponsor.

Care providers registered with the Care Quality Commission could sponsor carers from overseas once care work became eligible, and many did: the number of staff of non-British, non-EU nationality working in the sector rose by around 300,000 between March 2022 and 2025/26, to an estimated 430,000, according to Skills for Care.

Line chart showing carer hourly wages against UK inflation, indexed from January 2020, with wages catching up after the pandemic before flattening from February 2022
Historical data from carers found through PrimeCarers, January 2020 to March 2024. Pay had been closing the gap with inflation until carers were added to the shortage occupation list in February 2022, after which the two tracked apart for around eight months. This chart is not updated for 2026; see the pay figures above for the current position.

None of this closes the route overnight, and it says nothing about carers already living and working in the UK, whatever their nationality. It does mean the workforce will need to grow chiefly through people already here from 2028 onward. Full details on gov.uk, and what this means for the wider care sector is worth reading for the fuller picture.

What's changing

The Fair Pay Agreement, and why nothing changes before 2028

The government has legislated for a sector-wide pay negotiation for social care in England. It exists in law, but no carer will see a difference in their pay because of it for at least two more years.

Consultation

The sector was asked how the negotiating process should work.

Closed 16 January 2026

Negotiating body established

Employer, worker and union representatives for England.

Expected 2026

Negotiations

Minimum pay, terms and conditions for the whole sector.

2027

First agreement in force

£500m has been allocated to help councils meet the cost.

2028

The Employment Rights Act 2025 creates this Social Care Negotiating Body: a form of national collective bargaining for the whole sector. Sector bodies including the Homecare Association have said the funding allocated for that first agreement will not close the gap described above on its own, and what the agreement will cover has not yet been decided.

Choosing a carer

What a carer's rate tells you when you are choosing one

None of the above applies to a carer you find and pay directly. Away from a council contract or an agency rota, a self-employed carer sets their own rate, and it is worth knowing what shapes it.

Carers on PrimeCarers are self-employed. They set their own hourly rate based on their experience and local demand, and you agree it with them directly rather than through a third party. Most charge £18 to £25 an hour with our fee included, above the National Living Wage floor described earlier, because the rate reflects what the carer decides their time is worth rather than a council contract or an agency's margin.

A traditional home care agency typically charges £28 to £35 an hour for the same visit. Some of that difference is the office costs and management layers an agency carries, which a carer pricing their own visit does not have to fund. Private carers against agency carers sets out that comparison in full, and what carers and agencies charge per hour has the fuller breakdown of current rates.

Worth asking about

  • How long the carer has been doing this work
  • Whether their rate reflects experience with the care your parent needs
  • Whether they can commit to the same days each week
  • What they charge for a longer shift, agreed in writing first
  • Their normal hourly rate, since bank holidays are charged at one and a half times it and Christmas Day at twice it

Not a good basis for choosing

  • Choosing the cheapest profile without asking why the rate is low
  • Assuming a higher rate always means a better carer
  • Leaving the rate to be worked out after the first visit
  • Comparing a carer's rate to an agency's without checking what each includes

A very low rate is not necessarily a bargain: it can mean a carer new to the work, or one who has not checked what similar carers nearby charge. Ask directly about experience and rate, in the same way you would check their availability near you, rather than choosing on price alone.

Questions

Questions families ask about carer pay

From April 2026 it is £12.71 an hour for workers aged 21 and over, and it applies to almost every employed carer, including those working for an agency or a council. Carers on PrimeCarers are self-employed and are not paid a wage by PrimeCarers: you agree their rate with them directly, and most set it above this floor. Current rates on gov.uk.

Not new ones. Since 22 July 2025, care providers can no longer sponsor a carer applying for a Health and Care Worker visa from outside the UK. A carer already sponsored here can still extend their visa or move to a new sponsor until 22 July 2028. Full details on gov.uk.

A legal power, created by the Employment Rights Act 2025, to set up a body that agrees minimum pay and conditions for the whole sector. It is expected in 2026, negotiations are due in 2027, and the first agreement is expected to take effect in 2028. Nothing changes for a carer's pay before then.

The Homecare Association's Minimum Price for Homecare for 2026/27 is £34.42 an hour, covering pay at the National Living Wage, employment costs and a contribution to running a business. The average local authority rate is £25.05. Councils are limited by their own budgets, and the gap limits what a provider on a council contract can pay the carer doing the visit.

No, and pay does not change the checks a carer goes through. Every carer on PrimeCarers has an identity check, a right to work check, an enhanced DBS check on the Update Service, and an online interview, whatever their rate. A fair rate is linked instead to whether a carer stays in the work and keeps coming back, which matters for continuity rather than for any single visit.

Most of an agency's higher rate covers office costs and management layers that sit between the family and the carer. PrimeCarers connects you directly with a self-employed carer, so more of what you pay is the rate they have set. Private carers against agency carers sets out the comparison in full.

If you need help at home

Start with our guide to caring for a parent

Practical help for family carers. What it costs, what a carer does day to day, and how to hire one directly.

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