Funding Home Care in Durham

Funding home care in Durham is a multi-pronged process that involves sources such as council funding, NHS continuing care, and private funding. This guide will explore these options in detail.

Home Care in Durham

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Understanding Home Care in Durham

Before delving into funding sources, it's essential to grasp the types of home care available in Durham. From live-in care to hourly care to respite care, the services provided can vary based on individual needs. Familiarize yourself with the various types of home care offered by PrimeCarers to better understand the specific services that could require funding.

Local Authority Funding - An Asset to Durham

One of the primary ways to fund home care in Durham is through local authority funding. For Durham residents, this funding is provided by the Durham local authority.

How Does Local Authority Funding Work?

Local authority funding provides financial aid to individuals who cannot afford to pay for their care. The authority conducts a means test to determine eligibility. This test evaluates an individual's income, savings, and assets to ascertain if they can fund their care independently.

First Steps to Accessing Local Authority Funds

Start by contacting the local council where they will initiate a "care needs" assessment. If the council concludes that care is needed, a means test will follow. This assessment will ascertain if you're eligible for funding. You can receive more details on this by visiting the Durham local authority website.

NHS Continuing Care - A Lifesaver for Some

Another potential funding source is the NHS continuing care. Although it covers specific situations, it's a worthwhile option to explore.

How Does NHS Continuing Healthcare Work?

NHS Continuing Healthcare is a package of care that some people are entitled to receive as a result of disability, accident or illness. It covers the full cost of an individual's care – including housing and home care – outside of a hospital. It's completely funded by the NHS.

Accessing NHS Continuing Healthcare Funding

The first step in applying for NHS continuing healthcare is to have a checklist assessment. If you score high enough on this assessment, an NHS team will conduct a full assessment. Full details can be located at Durham, Darlington, Teesside, Hambleton, Richmondshire and Whitby integrated commissioning board.

Private Funding - Taking Matters Into Your Own Hands

Finally, private funding is an alternative for those who do not qualify for the above options. While this means covering the costs out-of-pocket, you have control over your care.

How Does Private Funding Work?

Private funding typically involves using one's income or savings to pay for home care services fully. While it can be costly, it allows opportunities for flexibility and choice that may not be available with council-funded care.

Initiating Private Funding

Private funding begins with the person needing care, their family, or their legal proxy determining the type of care needed and the willingness to pay. If you're considering private funding, you will need to familiarize yourself with the cost of home care in Durham

Conclusion to Funding Home Care in Durham

Whether you attain funds from the Durham local authority, the NHS, or private funding, understanding where to source financing and how to utilise it effectively is crucial when arranging home care. With this knowledge, you can navigate the process of securing quality care for yourself or your loved ones in Durham. As always, remember that PrimeCarers is here to assist you in ensuring the best home carers for your needs.