Funding Home Care in Enfield

Funding of Home Care in Enfield can be achieved through council funding, NHS continuing care, or private funding.

Home Care in Enfield

Read Now

Council Funding

Council funding is one of the primary sources for financing home care in Enfield. Enfield Local Authority provides financial assistance for those who need it, subject to eligibility and need assessment.

How Council Funding Works

Council funding for home care operates on the basis of means testing- a process which considers an individual's income and assets to determine if they are eligible for assistance. Should you be deemed eligible, the local authority will conduct a care needs assessment to determine the level of care required.

First Steps to Avail Council Funding

If you reside in Enfield and require home care, the very first step towards availing council funding would be to contact the Enfield Local Authority. They will arrange an assessment of your care needs. If you qualify, they outline the amount they're able to contribute towards your home care costs and offer you a support plan.

NHS Continuing Care

For those with complex health needs requiring long-term care, NHS Continuing Care is another viable funding option. Rules for NHS continuing care funding fall under the jurisdiction of the North Central London Integrated Commissioning Board (ICBs) as detailed here.

How NHS Continuing Care Works

NHS Continuing Care—which is also known as 'fully funded NHS care'—is healthcare provided outside of a hospital that is arranged and funded by the NHS. It's available to individuals who have significant physical or mental health needs and is provided to ensure that their ongoing care can be accommodated.

First Steps to Avail NHS Continuing Care

To begin the process of securing NHS continuing Care, get in touch with your GP or social worker. They can help initiate the assessment process which will determine whether or not you are eligible for continuing healthcare. This begins with an initial assessment, followed by a more comprehensive review if the initial stage is successful.

Private Funding

In many instances, individuals or their families opt for private funding for home care. This typically involves paying for care services directly from personal resources or private insurance policies.

How Private Funding Works

With private funding, home care costs are covered in part or in full by the individual in need of care. This can be funded through private savings, releasing equity from a home, or other assets. Alternatively, long-term care insurance policies can also be utilized.

First Steps to Undertake for Private Funding

The first step when embarking on private funding is establishing what kind of home care is required. This involves deciding between hourly care, respite care, or live-in care. Based on the type of care needed, costs can be identified—an aspect that can be explored more in depth via PrimeCarers' guide.

Selecting the Right Home Care in Enfield

Efficient funding is only part of the equation. Ensuring the care provider you choose offers the support and care required is equally important. PrimeCarers provides an extensive selection of services with different types of home care available in Enfield to ensure you find the home care that best suits your needs.

Understanding funding options is crucial for planning and organising home care in Enfield. With Local Authority funding, NHS continuing care, and private funding all viable options, the most appropriate solution will depend on personal circumstances and specific care needs. Always remember, the process may seem daunting but with the right guidance and resources, it can really enhance the quality of a person’s life.