Funding Home Care in West Midlands

Obtaining funds for home care in the West Midlands primarily involves identifying and utilising resources like council funding, NHS continuing care, and private funding options.

Home Care in West Midlands

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Council Funding

West Midlands local authorities provide financial assistance towards the cost of home care for individuals who cannot entirely fund it independently. The start for obtaining this kind of assistance involves a Care Needs Assessment.

Care Needs Assessment

A Care Needs Assessment is a systematic approach to determining an individual's health, care, and social needs. This process is the gateway to getting help from the local council such as the West Midlands local authority.

During an assessment, the local council measures your care needs against your financial capabilities - in essence, it's a means-testing process. The council provides funding to persons whose care needs are enormous and who have limited assets and capital.

How It Works

Commencing the process involves contacting the local authority to express your interest in receiving a Care Needs Assessment. You can either do this yourself or request someone like a friend, professional advocate, or family member to contact them for you.

Following the successful communication with the council, it schedules an assessment. Due to the COVID-19 situation, these assessments might take place on the phone or via an online platform, although it's also possible to arrange home or hospital visits when necessary.

Post-assessment, the council delivers a care and support plan which details the care you require and how to complete it.

It's also important to note that through the concept of 'client contributions', the council can ask for a financial contribution from you after taking your income and savings into account.

NHS Continuing Care

NHS continuing healthcare is an arrangement where the NHS provides care and funding for individuals with complex health needs. You can read more about it on the Birmingham and Solihull Integrated Commissioning Board's webpage.

How It Works

To qualify for NHS continuing healthcare, a healthcare professional must carry out an assessment to judge whether your needs are continuous, complex, and unpredictable. If you qualify, the NHS fully covers the cost of your home care.

Steps to obtaining this funding involve:

1. Initial Assessment: This is a checklist that aims at identifying individuals who might be eligible for the full assessment process. The NHS uses this determination to decide if it needs to undertake a full assessment.

2. Full Assessment: A multi-disciplinary team of health and social care professionals will conduct a full assessment which revolves around gauging the nature, complexity, intensity and unpredictability of your needs.

3. Care Planning: If you qualify for the continuing care funding, a representative of the NHS will hold a meeting with you to discuss your needs and develop a care and support plan.

Private Funding

If you have the financial capability, self-funding your home care is another option in the West Midlands. This complete guide to self-funding care explains the ins and outs of utilising personal resources to fund your care.

How It Works

As a self-funder, you shoulder the financial responsibility for your care. Depending on your situation, you might decide to pay an agency directly for their service. Alternatively, you could employ a personal assistant or carer directly, taking on much of the organization involved in coordinating care.

The cost of home care in the West Midlands is a significant factor that could influence this choice, so understanding this is crucial. PrimeCarers provides a detailed overview of the cost of home care in the West Midlands to help you plan accordingly.

To summarise, funding home care in the West Midlands can be achieved in several ways, including council funding, NHS continuing care, and private funding. It's paramount to understand each option and choose the one that suits your needs best.

Regardless of your choice of funding, be it live-in care, hourly care, or respite care, with detailed planning and the right guidance, rest assured you will find home care to meet your needs. PrimeCarers is dedicated to helping you find the best home carers in the West Midlands, ideal for various types of home care and in line with your preferred choice of funding.