Funding Home Care in York

Funding home care in York can be sourced primarily from three categories, namely council funding, NHS continuation, and private funding.

Home Care in York

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What is Home Care?

Before delving into the various funding options, it's important to understand what home care entails. Home care services range from professional nursing to help with the day-to-day tasks, including housekeeping, shopping, preparing meals, and personal care.

Typically, there are three types of home care: live-in care, hourly care, and respite care. The type you need will depend on the recipient's care needs and availability of family and friends to provide support.

Council Funding for Home Care

How Council Funding Works

If you are struggling with the cost of home care in York, your first port of call should probably be the York local authority. Following an assessment of your needs, the council can apply a means test to ascertain your financial capability and decide how much you will contribute towards your care.

Steps To Obtain Council Funding

To start the process, you can visit the York City Council's website for more information. Application forms can be filled online, and all the instructions can be found on this page.

NHS Continuing Healthcare

What is NHS Continuing Healthcare?

For individuals with more severe, ongoing health conditions, NHS Continuing Healthcare may be a viable option for covering the cost of home care. Under this funding model, the NHS covers the full cost of care for people who are not in the hospital and have significant ongoing health issues.

How to Access NHS Continuing Healthcare

Getting approved for NHS Continuing Healthcare is a multiple-step process that starts with a checklist assessment. This preliminary evaluation is done to determine whether a full assessment by a multi-disciplinary team is needed. More about this can be found here, and can be reviewed by the Humber, Coast and Vale Integrated Commissioning Board (ICB), of which York is a part.

Private Funding of Home Care

Understanding Private Funding

In the event that you are not qualified for council or NHS funding, you have the option of funding the care via private means. This often means dipping into savings or selling assets to manage the cost of home care.

First Steps Towards Private Funding

If you choose the self-funding route, the first step is to consider the type of care needed (hourly, live-in, or respite) and the related cost. You might need to enlist the help of a financial adviser who can guide you on the best way to use your assets to pay for your care.

There are also options for home care in York which can help relieve some of the financial burden. Since home care cost varies depending on care needs, services required and the area you live in, you may also want to consider employing a personal assistant or looking into the best home carers in York.

Conclusion

Funding home care does not need to be a complicated task as there are various options available to suit varying needs. Whether through council funding, NHS continuing healthcare or private funding, help can be found for those in need of home care services. Always remember to review your options, seek professional advice if needed, and keep communication open with your chosen care provider.