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As one navigates the labyrinth of the care industry, one hurdle that is often stumbled upon is cost. Nowhere is this truer than concerning the price of live-in care, a service that belies its somewhat esoteric nature with an essential, purposeful offering. Considering the two separate price tiers we offer at Prime Carers — our basic service and the complex service — we'll provide insight on the dynamics of pricing, particularly in our operative base in Belfast. To note, these averages we will discuss reflect the rates set by our network of self-employed carers.
Firstly, it’s crucial to have an understanding of what exactly live-in care entails. At its heart, live-in care is a full-time service where a professional carer lives with the person in need, ensuring they are safe, supported and – perhaps most importantly – comfortable.
To consider the cost, it's necessary to first break down the types of live-in care. At PrimeCarers, we have devised two specific categories of live-in care: basic and complex. This separation allows us to vary our offering to match the degree of need, complexity, and frequency of care tasks.
Basic Live-in Care refers to standard support duties, which might include help with daily tasks like dressing, washing, cooking, shopping and other activities. In Belfast, the average advertised price for this level of care stands at £125.00 per day.
Complex Live-in Care, on the other hand, accounts for individuals who require assistance with more demanding tasks. These can range from dealing with chronic illnesses, through to managing tricky behavioural issues. For those in Belfast, the listed average for complex live-in care is a slightly higher £150.00 daily.
While the prices stated above provide a guideline, it's crucial to remember that they are, in fact, averages — therefore not reflective of every individual circumstance. There are several defining factors which may raise the overall cost of live-in care.
If the care receiver wakes frequently during the night and requires tending to, then this incurrence can potentially increase live-in care costs. It adds to the carer's workload and can indirectly translate into a higher level of care, and therefore higher associated costs.
An aspect often overlooked is the cost implication of providing care to couples. Naturally, if a carer is attending to a couple as opposed to an individual, the workload and complexity of care are often significantly increased, leading to a higher cost. As we delve into this topic more extensively in our article Can Live-in Carers Look After Couples?, consider the various manifestations of couple care, as well as the varying complexities of managing the respective care amongst two people.
While professional care can handle a broad range of issues, some individuals require medical attention and specialised nursing. Depending on the severity of the medical conditions, this type of care usually leads to higher costs.
Individual care needs vary significantly, and there are instances where a carer with unique skills or expertise is required. This could span specialist knowledge in dementia care, or a specific qualification in dealing with certain physical or cognitive conditions. Securing care with niche areas of expertise naturally comes with a potentially higher average cost.
In the face of these variables, how do you get an accurate sense of care costs? We delve into practical steps in our Complete Guide to the Cost of Live-in Care.
A solid assessment of the individual's care needs is paramount. It assists in getting a firmer grasp on which areas of care are vital, and establishing whether unique skills are required from the chosen carer.
We recommend regular assessments, as this can ensure that the care services provided remain appropriate for the individual's needs, which may change over time. By assessing both the initial care requirements and ongoing care need changes, you can better anticipate and manage any cost fluctuations.
Engage proactively with carers or agencies (such as ourselves at PrimeCarers) to understand the breakdown of their cost structure. This method goes a long way in ensuring clear cost expectations.
Lastly, it’s advisable to check what funding might be available from local Health and Social Care Trusts or other charities and organisations. If eligible, a financial subsidy can reduce the personal cost of the care service.
While the cost of live-in care can seem daunting, knowing what elements contribute to the cost and understanding the potential variability can provide a solid foundation for managing care expenses more effectively. There is undoubtedly complexity in this space, but by examining the factors that influence the cost of live-in care, and aligning these with personalized care requirements, individuals and families can approach these decisions on much more solid footing.
Looking for the best live-in carers in Belfast? You can find more information on the prices and services of individual carers on the Belfast Live-in Care page, allowing you to make the best-informed decision on care provision. After all, quality care is invaluable for preserving dignity, independence, and quality of life as we age, ensuring we can continue navigating through life’s greatest journey with pride.
James Bowdler
Author
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