Live-in careDay-to-day life

Do live-in carers buy their own food?

No. If a carer is living in your relative's home, providing their food is part of having them there, the same as it would be for anyone else who shares the house and the table. Most families simply add a bit more to the weekly shop; some prefer to hand the carer a small budget instead. Either way, it typically costs about £5–£10 a day on top of what you already spend, and it is separate from what the carer charges for their care.

By James Bowdler, founder of PrimeCarers  ·  Updated September 2026  ·  7 min read · See how to arrange it

An older woman looking into a well-stocked fridge, choosing something to eat

Part of our guide to live-in care.

The short answer

No, food comes with having a carer live in your home

A live-in carer moves into your relative's home and shares their days, mealtimes included, so feeding them works the same way as feeding a lodger or a family member who lives there. It is not something the carer buys separately, and it is not taken out of their pay either.

A short explanation of how families usually provide a live-in carer's food.

Live-in care differs from an hourly visit in exactly this way. A carer covering a two-hour visit goes home for lunch; a live-in carer is there for every meal your relative eats, seven days a week. How live-in care works sets out the wider shape of the arrangement; this page is about the one practical question of who buys the food.

What’s already in the weekly rate

  • The carer’s own pay, the figure agreed on their profile
  • Insurance while they work in your home
  • The contract, invoicing and payment handling
  • Continuous DBS monitoring for as long as they are placed

What you budget on top

Carer's food
£5–£10 a day
Your carer shares meals with your loved one, so budget it with the weekly shop.
Mileage
55p a mile
Outings & events
At cost
Waking nights
£148 a night

Some older advice about live-in care assumed a carer could be paid less than the minimum wage because their food and a room were provided instead of part of their wage, an exemption that applied to some live-in domestic workers treated as part of the household. Parliament removed that exemption from 1 April 2024, so any employed live-in worker it once covered must now be paid at least the minimum wage regardless of food or lodging. It does not affect carers found through PrimeCarers in any case, because they are self-employed and agree their own weekly rate directly with the family rather than being paid a wage by them. What are live-in carers entitled to? goes through what self-employed status does and does not mean for a carer living in your home.

Arranging the food budget

Add it to the shop, or agree a separate budget

There are two straightforward ways to cover a carer's food, and most families pick whichever fits how they already shop.

Add to the weekly shop

How it works
Increase the usual supermarket delivery or shopping trip to cover an extra person, and ask the carer if there is anything they would like included.
Best for
Families who already order a weekly shop and want one list rather than two.

Give the carer a budget

How it works
Hand over roughly £5–£10 a day in cash or on a carer shopping card for the carer to buy what they need themselves.
Best for
A carer with their own dietary needs, or one who is also doing the food shopping for your relative and needs a larger, combined budget.

Whichever you choose, agree it before the carer moves in rather than leaving it to work itself out in the first week.

A carer shopping card is the tidiest version of the second option. It keeps the carer's food spending separate from your relative's own account and gives you a running total rather than a stack of receipts. If your relative is on a special diet, tell the carer before the first shop, since it is easier to plan meals around it from day one than to change course later. What does a live-in carer need? covers the other practicalities worth settling before day one, from a bedroom to broadband.

Who does the shopping

Carer trips out, online orders, or the family, often all three

Providing the food is a separate question from who physically buys it, and most households end up mixing the three approaches rather than picking one.

A shopping trip with the carer

If your relative can get out, a trip to the shops together is a change of scene as well as an errand, and it takes the job off the family entirely.

Online orders the carer places

Most supermarkets deliver, and a carer can place and manage the weekly order once shown how your relative likes it done, alongside local delivery services beyond the big chains.

The family does the shop

Works well if you live nearby and know exactly what your relative likes, though it is worth asking the carer what they would want too, since they are eating the same meals.

None of this needs deciding in advance. Most families settle on a mix once they see how the first fortnight goes, and it is easy to change if it is not working.

Cooking and ready meals

Most carers cook from scratch, and ready meals help on the hardest days

Buying the food is one question; who cooks it is a related one, and cooking is one of the tasks most live-in carers expect to take on as part of the role.

What most carers manage

A hot meal cooked from ingredients most days of the week, built around a diet a GP or dietitian has set out, and fitted around the rest of the day's care once the carer has learned what your relative likes.

When a ready meal helps instead

A day your relative is unwell and needs constant attention through mealtimes, overnight on a complex placement where cooking would mean leaving someone unattended, or the first few days, before the carer has learned the kitchen and the routine.

Keeping a few good ready meals in the freezer for these moments is common practice rather than a sign anything has gone wrong, and it is worth mentioning at interview if cooking matters to you. Do live-in carers do housework? covers where cooking sits alongside the rest of the household tasks a carer takes on.

Questions

Questions families ask about a live-in carer's food

In effect, yes, though not as a deduction from anyone's pay. A live-in carer shares meals with your relative, so the household provides the food, usually by adding a bit more to the weekly shop or agreeing a small separate budget. Budget roughly £5–£10 a day on top of what you already spend.

Around £5–£10 a day, on top of the usual weekly shop for your relative. It runs higher if the carer is also doing the shopping and cooking for both of them, since that budget covers two people's meals rather than one extra. The cost of live-in care sets this alongside the carer's own weekly rate.

Yes. Petty cash or a carer shopping card both work, and either can be simpler than folding a carer's preferences into a shop built around your relative. Agree the amount and how often it is topped up before the carer moves in.

Most do, and cooking a meal from ingredients is one of the everyday tasks a live-in carer expects to take on. It can be harder on a day when your relative needs constant attention, so keeping a few ready meals in reserve for those moments is normal rather than a sign of a problem.

No. A rule once let some live-in domestic workers be paid less than the minimum wage in exchange for a room and food, and it was removed on 1 April 2024, so it no longer applies to anyone. It never applied to carers found through PrimeCarers regardless, because they are self-employed and agree their own weekly rate directly with the family. What are live-in carers entitled to? covers this in full.

Tell the carer before the first shop or the first meal, ideally at interview stage if the diet is strict. Most carers on PrimeCarers are used to cooking around dietary needs, from diabetic diets to texture-modified food after a swallowing assessment, and it is easier to plan for from day one than to change course later.

If you need help at home

Start with our guide to live-in care

Round-the-clock support at home. What it costs, what a carer does day to day, and how to hire one directly.

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