Can a Live-in Carer Take a Client Out in Their Car?

James Bowdler

18 September, 2023

2 min read

Yes, a live-in carer can take a client out in their car. However, they must be included in the client’s insurance policy and possess a valid driving license. It’s also important to ensure the insurance covers business-related trips if the carer is driving the client as part of their duties.

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Including Carers on the Car Insurance Policy

For a live-in carer to legally drive the client’s car, they must be included on the car insurance policy. This typically involves contacting the insurance company and adding the carer as a named driver on the policy. Insurance policies differ, so ensure this is possible under your current agreement. If you are unsure how to proceed, consult your live-in carer about car insurance or ask the insurance company directly.

Insurance Should Cover Business-Related Trips

Moreover, the car insurance policy must cover business usage if driving is part of the carer’s job — such as taking the client to appointments, shopping, or recreational activities. Regular coverage might only provide for standard daily trips (like commuting to and from work) and may not account for how much a live-in carer will use the vehicle.

Driving Skills and License

Arguably, a valid driving license is the most basic requirement for a live-in carer to drive a client’s car. The carer should have good driving habits, understand local traffic rules, and have a clean, preferably accident-free driving record. Before hiring a live-in carer, it would be sensible to discuss what qualities you should look for in a live-in carer, including driving capabilities, if this is paramount to you.

Helping Out Beyond the Wheel

Remember, a live-in carer’s responsibilities extend beyond just driving the client around. They also wash, cook, clean and keep the client company, among other duties. Housework is included in a carer’s daily routine. Good live-in carers aim to enrich clients’ lives, providing them with the companionship and assistance necessary to help them lead a comfortable, dignified life at home.

Further Considerations – Travel and Mileage

How else does travel occur when not caring for the client in their home? It’s critical to understand how far live-in carers may travel and whether they’re compensated for travel. Discussions need to occur about petrol costs and wear and tear on the car if the live-in carer uses it frequently.

Hire With PrimeCarers

We hope this information helps answer the question, ‘Can a live-in carer take a client out in their car?’ Perhaps you’re ready to hire a carer now? If so, PrimeCarers has a simple process to pair you with the right live-in carer or help if you’re toying with live-in care alternatives.

Remember, quality live-in care provides not just basic needs: it consistently helps clients live better lives, including the freedom to move around rather than being confined at home. A good live-in carer becomes a companion and, in many cases, an integral part of the family.

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James Bowdler

Author

I founded and manage PrimeCarers, a Platform that connects Private Clients with Private Carers near them.

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