The short answer
- The sector median sat below the wage floor that followed itSkills for Care put the median independent-sector care worker on £12.60 an hour as at December 2025. The National Living Wage rose to £12.71 four months later, so more than half the workforce had to be moved up by law.
- Experience is worth 7p to 10p an hourSkills for Care finds care workers with years of experience earning only a few pence an hour more than new starters. Staying in an employed care role does not raise your pay much on its own.
- Care pay is rising faster than any other occupation groupThe ONS recorded 7.1% median weekly growth for care and leisure occupations, the largest median weekly growth of any occupation group. It is rising from a low base, and mostly because the legal minimum is pulling it.
- 111,000 vacancies is the reasonA vacancy rate of about 7%, about three times the rate across the wider economy, and turnover of 24.7% in the independent sector. Employers compete for carers on availability rather than on pay.
Every figure on this page is attributed where it appears. Sources are Skills for Care, the Office for National Statistics, NHS Employers, gov.uk and published agency rate cards, checked 18 September 2026.
The floor
The legal minimum, and how much of the sector sits on it
Care pay in the UK is anchored to the National Living Wage more tightly than almost any other kind of work. Understanding where the floor is tells you most of what you need to know about the rest.
£12.71
National Living Wage from 1 April 2026
£12.60
Median independent-sector care worker, December 2025
£12.21
The bottom 10% of care workers
£7.50
The same median in March 2017
National Living Wage: National Minimum Wage and National Living Wage rates, gov.uk, Open Government Licence. Care worker pay: Skills for Care, Pay in the adult social care sector, published 24 March 2026.
Read those four figures together and the shape of care pay is clear. The median care worker in the independent sector was on £12.60 an hour as at December 2025, which is below the £12.71 that became the legal minimum on 1 April 2026. More than half the workforce was therefore paid less than the floor that was about to arrive, which means their rise in April 2026 came from Parliament rather than from their employer.
The bottom tenth is the clearest signal of all. At £12.21 they were on precisely the National Living Wage that applied when the figures were collected. When the lowest-paid tenth of a workforce sits exactly on the legal minimum, the minimum is not a floor beneath the market; it is the market.
The direction of travel is genuine, though. The same median was £7.50 in March 2017 and £12.00 in March 2025. Care pay has risen substantially in cash terms over eight years. It has risen because the legal minimum rose.
The whole range
What care workers are paid, lowest to highest
One average hides the thing you need to see. These are the published figures for employed care work laid out on the same scale, each with the source beside it, from the lowest-paid tenth to the highest.
Bottom 10% of care workers
£12.21an hour
Exactly the National Living Wage that applied when this was measured, in December 2025. The lowest-paid tenth of the sector was on the legal floor. Skills for Care, Pay in the adult social care sector.
National Living WageLegal floor
£12.71an hour
The legal minimum for a worker aged 21 or over from 1 April 2026, up from £12.21. Not a rate anyone chose to pay. National Minimum Wage and National Living Wage rates, gov.uk.
Median care worker, independent sector
£12.60an hour
As at December 2025. Half of all care workers in care homes and home care agencies were paid less than this. Skills for Care, Pay in the adult social care sector.
Local authority care worker, mean
£13.55an hour
For 2024/25. A mean rather than a median, so it is not directly comparable with the figures above it, and council roles are a small share of the workforce. Skills for Care, Pay in the adult social care sector.
Typical advertised care assistant job
£13.92an hour
The middle of what UK job adverts offered, in a range of £12.71 to £16.70. Indeed, Care Assistant salaries in the United Kingdom.
Top 10% of care workers
£13.91an hour
The best-paid tenth of employed care workers reach this, £1.70 an hour above the bottom tenth. Skills for Care, Pay in the adult social care sector.
Care workers, 90th centileCeiling
£18.45an hour
The ONS figure for the best-paid tenth across all care work, up 7% on the year. A ceiling, not a typical rate. ONS, Annual Survey of Hours and Earnings 2025.
Bars are drawn from zero and to the same scale. Figures come from different collections and different dates, listed on each rung, so they show the shape of care pay rather than a single ranked table.
Two cautions on reading this. The local authority figure is a mean rather than a median, so it sits higher than it would if the two were measured the same way, and council-employed care roles are a small share of a workforce dominated by independent providers. And the ONS 90th centile of £18.45 is a ceiling: it is what the best-paid tenth of care workers reach, often with unsocial-hours enhancements, seniority or a specialist role behind it, not a rate a care worker can expect to be offered.
The useful span is the one between the bottom and top deciles of employed care workers, £12.21 to £13.91. That is a range of £1.70 an hour covering eighty per cent of the workforce, which is a remarkably narrow band for a job that ranges from companionship to complex clinical support.
Experience
What years of experience are worth
This is the figure that should shape a career decision more than any other on the page, and it is the one least often quoted.
7p to 10p
an hour is the difference between a care worker with several years of experience and one who started this year, according to Skills for Care.
Skills for Care, Pay in the adult social care sector, published 24 March 2026.
An experienced care worker knows how to move somebody safely, spot a urinary tract infection from a change in behaviour, de-escalate distress in advanced dementia and handle a family in crisis. Skills for Care's pay analysis finds that this is worth somewhere between 7p and 10p an hour more than knowing none of it.
The reason is structural rather than anybody's meanness. When most of a sector pays at or near the legal minimum, and the minimum rises every April by more than employers can pass on, the pay of a new starter rises to meet the pay of an experienced colleague. The gap compresses from below. Employers cannot lower the floor, so the ceiling comes down to meet it.
For a carer, the consequence is direct. Staying in an employed care role and getting better at the job does not, on the published evidence, raise your pay by much. If you want your experience to be worth something, it has to be worth something to someone other than an employer paying the going rate, which usually means a different arrangement rather than a different employer.
NHS and job adverts
The NHS bands and what care jobs advertise
Two alternatives worth knowing precisely, because they are the ones most carers weigh up. The NHS is the salaried option people assume pays better, and job adverts are what you see when you look for work.
The salaried and advertised alternatives
| Pay | What to know | |
|---|---|---|
| NHS Band 2 | £26,618 a year | A flat spot rate, so there is no annual progression within the band at all. |
| NHS Band 3 | £27,106 to £28,850 a year | Rises to the top of the band after two years, and then stops. |
| Advertised care assistant jobs | £13.92 an hour, in a range of £12.71 to £16.70 | The middle of what UK employers advertised. The bottom of the range is the National Living Wage, so the lowest advertised jobs are offering the legal minimum and nothing more. |
NHS Band 2
- Pay
- £26,618 a year
- What to know
- A flat spot rate, so there is no annual progression within the band at all.
NHS Band 3
- Pay
- £27,106 to £28,850 a year
- What to know
- Rises to the top of the band after two years, and then stops.
Advertised care assistant jobs
- Pay
- £13.92 an hour, in a range of £12.71 to £16.70
- What to know
- The middle of what UK employers advertised. The bottom of the range is the National Living Wage, so the lowest advertised jobs are offering the legal minimum and nothing more.
NHS figures: NHS Employers, Agenda for Change pay scales 2026/27, from April 2026. Advertised figures: Indeed, Care Assistant salaries in the United Kingdom, updated 7 September 2026, which are job adverts rather than a survey of what people are paid.
The NHS Band 2 figure is worth pausing on. From April 2026 it is a flat spot rate of £26,618, which means there is no progression within the band at all: a healthcare assistant on Band 2 earns the same in year ten as in year one unless they move up a band. Band 3 rises from £27,106 to £28,850 after two years and then stops. The pattern is the same one Skills for Care found in the independent sector, written into a national pay structure.
What the NHS gives in exchange is real and should not be waved away: a pension with a large employer contribution, occupational sick pay, paid annual leave, and a structure for moving into nursing or a specialist role. Those are worth money, and a comparison that looks only at the hourly figure is not a fair one.
Live-in agencies
What live-in agencies charge, and what they pay
Live-in care is the one part of the sector where the gap between what a family pays and what the carer receives is published by the companies themselves, on their own websites. It is worth looking at directly.
Published live-in rates, as at September 2026
| What the family pays | What the carer gets | |
|---|---|---|
| Helping Hands | From £1,675 a week | Up to £675 a week. Live-in carers are employed, so the figure is before tax and National Insurance, and the agency carries the employment costs out of the difference. |
| Elder | Not published in the same place as the carer figure | Up to £865 a week. Elder advertises this as what a self-employed live-in carer can earn in a week, rather than a wage. |
Helping Hands
- What the family pays
- From £1,675 a week
- What the carer gets
- Up to £675 a week. Live-in carers are employed, so the figure is before tax and National Insurance, and the agency carries the employment costs out of the difference.
Elder
- What the family pays
- Not published in the same place as the carer figure
- What the carer gets
- Up to £865 a week. Elder advertises this as what a self-employed live-in carer can earn in a week, rather than a wage.
Taken from each company's own published rates: Helping Hands published live-in care rates and Elder, pay for live-in carers, September 2026. "Up to" is the agencies' own wording and describes the top of their range rather than a typical week.
Helping Hands is the clearer of the two because both halves appear on its own site: families are quoted from £1,675 a week, and employed live-in carers are told they can earn up to £675 a week before tax. The difference covers the office, the matching, the cover rota, training, insurance, and the substantial cost of employing somebody rather than introducing them. Those are real costs and an employed live-in carer gets real things for them, including holiday pay, sick pay and a pension.
Elder advertises up to £865 a week for self-employed live-in carers, which is a different arrangement again and closer to how PrimeCarers works.
For comparison, on PrimeCarers a live-in carer sets their own weekly rate, typically £1,120, and keeps £980 of it after our 12.5% commission. That carer is self-employed, so the same caveats apply as to the Elder figure: no holiday pay, no sick pay, no pension from anyone else, and the tax is yours to pay. What carers earn on PrimeCarers sets our own figures out in full, including what comes out afterwards.
Why pay sits here
Why care pay is where it is
None of this is because care work is easy or because employers are uniquely mean. The sector's economics explain the numbers, and knowing them helps you understand what is and is not likely to change.
1.71 million posts and 111,000 vacancies
Skills for Care, 15 October 2025
24.7% turnover in the independent sector
Skills for Care
Most fees are set by councils
The structural reason
Pay is rising at 7.1% a year
ONS, 23 October 2025
The combination is unusual. There is a severe shortage of carers, turnover is high, and yet pay clusters at the legal minimum. In most labour markets a shortage that acute would push wages up. It does not here because the people buying most of the care are councils working to fixed budgets, and a provider paid a fixed fee cannot bid for staff with money it does not have.
That is also why the private market pays differently. A family arranging and paying for care themselves is not bound by a council fee rate, and what they pay is set between them and the carer. It is a smaller part of the sector, and it is where the pay is.
Choosing where to work
What this means if you are deciding where to work
The figures above are not an argument for any one arrangement. They are the information you need to compare arrangements properly, which most comparisons do not do.
The comparison worth making
| Employed in care | Self-employed | |
|---|---|---|
| The rate | Around £12.60 an hour at the median, set by your employer and mostly tracking the legal minimum. | You set it. Carers on PrimeCarers typically advertise £18 to £25 an hour with our fee included. |
| What experience is worth | 7p to 10p an hour, on the published evidence. | Whatever families will pay for it, which is why specialist and complex care carries a higher rate. |
| Holiday and sick pay | Paid annual leave and statutory sick pay, at least. | Neither. Your rate has to cover the weeks you do not work. |
| Pension | Your employer must enrol you and contribute. | Yours to set up and fund. |
| Getting the work | Your employer finds the clients and hands you a rota. | You find and keep clients, or use a platform that introduces them. |
| Tax | Deducted through PAYE before you are paid. | Declared and paid by you through Self Assessment. |
The rate
- Employed in care
- Around £12.60 an hour at the median, set by your employer and mostly tracking the legal minimum.
- Self-employed
- You set it. Carers on PrimeCarers typically advertise £18 to £25 an hour with our fee included.
What experience is worth
- Employed in care
- 7p to 10p an hour, on the published evidence.
- Self-employed
- Whatever families will pay for it, which is why specialist and complex care carries a higher rate.
Holiday and sick pay
- Employed in care
- Paid annual leave and statutory sick pay, at least.
- Self-employed
- Neither. Your rate has to cover the weeks you do not work.
Pension
- Employed in care
- Your employer must enrol you and contribute.
- Self-employed
- Yours to set up and fund.
Getting the work
- Employed in care
- Your employer finds the clients and hands you a rota.
- Self-employed
- You find and keep clients, or use a platform that introduces them.
Tax
- Employed in care
- Deducted through PAYE before you are paid.
- Self-employed
- Declared and paid by you through Self Assessment.
Employed figures are the sector medians sourced above. Self-employed figures are what carers on PrimeCarers advertise, with our fee included.
The point of laying it out this way is that the hourly figures are not comparable on their own. An employed care worker on £12.60 an hour with paid leave, sick pay and a pension is not straightforwardly worse off than a self-employed carer on a higher rate who has to fund all three out of the difference. Whether they are depends on how much of the difference there is and how reliably the work comes.
What the evidence does show clearly is that staying employed in care and getting better at it is unlikely to raise your pay much, because the published gap between an experienced care worker and a new one is a few pence an hour. If that is the situation you are in, the useful question is not which employer to move to but whether a different arrangement would pay you for what you know.
Before making that move, it is worth understanding employment status. It is decided by the facts of the arrangement rather than by what it is called, and getting it wrong has consequences for you and for whoever pays you.
Questions
Questions about care worker pay
Skills for Care put the median hourly pay for an independent-sector care worker at £12.60 as at December 2025, up from £12.00 in March 2025. The bottom 10% were on £12.21 and the top 10% on £13.91. Skills for Care, Pay in the adult social care sector, published 24 March 2026.
£12.71 an hour from 1 April 2026 for workers aged 21 and over, up from £12.21. National Minimum Wage and National Living Wage rates, gov.uk. It is a legal minimum for employees and workers, and it does not apply to a self-employed carer who sets their own rate.
Barely. Skills for Care finds care workers with several years of experience earning roughly 7p to 10p an hour more than those who started within the year. When most of a sector pays close to the legal minimum and that minimum rises each April, new starters' pay rises to meet experienced colleagues' pay and the gap compresses.
From April 2026, NHS Agenda for Change Band 2 is a flat spot rate of £26,618 a year, with no progression within the band. Band 3 starts at £27,106 and rises to £28,850 after two years. NHS Employers, Agenda for Change pay scales 2026/27. The NHS also provides a pension with a large employer contribution, occupational sick pay and paid annual leave.
It depends entirely on the arrangement. Helping Hands, which employs its live-in carers, charges families from £1,675 a week and tells carers they can earn up to £675 a week before tax. Elder advertises up to £865 a week for self-employed live-in carers. On PrimeCarers a live-in carer sets their own weekly rate and keeps 87.5% of it.
Skills for Care counted 111,000 vacancies against 1.71 million posts, a vacancy rate about three times the rate across the wider economy, with turnover of 24.7% in the independent sector. Pay is rising quickly in percentage terms but from a low base and mostly because the legal minimum is pulling it. A large share of care is paid for by councils at fixed fee rates, so providers cannot bid for staff with money they do not receive.
Per hour, usually. Carers on PrimeCarers typically advertise £18 to £25 an hour with our fee included, against a sector median of £12.60 for employed care workers. The comparison is not like for like: a self-employed carer has no paid holiday, no sick pay and no employer pension contribution, and pays their own tax, so part of the difference funds what an employer would otherwise provide. What carers earn on PrimeCarers sets out what reaches a carer after our fee.
The National Living Wage applies to employees and workers, not to a self-employed carer setting their own rate. That is why employment status matters so much: if an arrangement counts as employment in law, the minimum wage applies whatever the parties call it.
