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Curam vs Elder

Curam and Elder both introduce families to self-employed carers, and neither provides the care itself. The main differences are in how you pay and what you choose. On Curam you choose a carer, see their own rate, and a 12% client fee is added on top; Curam also runs a separate CQC-registered managed service. Elder quotes one weekly price, from £1,195 for live-in care, with its fee inside it, and focuses on live-in care across Great Britain. Elder has more Trustpilot reviews and a higher score.

By PrimeCarers, a third service, which wrote this comparison  ·  Updated November 2026  ·  7 min read

Side by side

Curam and Elder at a glance

How it works

Curam
Platform of self-employed carers, plus a separate CQC-registered managed service
Elder
Introductory agency for self-employed carers; says it does not provide regulated care

Care types

Curam
Hourly visits and live-in care
Elder
Live-in and respite across Great Britain; visiting care in a few cities

Live-in price

Curam
Average £1,200 a week (August 2025), guide £950 to £1,400, plus the client fee
Elder
From £1,195 a week, fee included

Hourly price

Curam
Average £20.50 (August 2025), plus the client fee
Elder
From £30, in the cities it covers

Fee

Curam
12% client fee added to invoices; 15% carer fee
Elder
A booking fee inside the weekly price; the amount is not published

References required

Curam
Two UK work references
Elder
Verifiable professional references

Trustpilot, 5 November 2026

Curam
4.4 from 639 reviews
Elder
4.8 from 919 reviews

From each company's own pages and Trustpilot, read on 5 November 2026. Each section below links to the page it came from.

How each works

Both introduce self-employed carers; they differ in how much you choose

Curam describes itself as a home care platform that connects families directly with self-employed carers (curamcare.com). You search carers, see each one's rate and profile, and agree the care with the carer you choose. It also runs Curam Managed Care, which it says is CQC registered, with a team that arranges and oversees care plans (Curam Managed Care).

Elder describes itself as an introductory agency that connects families across Great Britain with vetted, self-employed carers, and says it "does not provide regulated care services" (Elder, introductory agency). It puts forward carers for you to choose from and says it never assigns someone without your agreement (elder.org). It says it does not direct, control or oversee the day-to-day care (Elder, managed or introductory).

So with either one, the carer is self-employed and works for your family, and you direct the care. If you may want a regulated, managed service from the same company later, Curam has one and Elder does not.

Prices and fees

A rate plus a fee, or one weekly price

Curam's carers set their own rates. Curam says the average was £20.50 an hour and £1,200 a week for live-in care in August 2025, that its 12% client fee is added to your invoices, and that the carer is paid their agreed rate minus a 15% carer fee (Curam client information). With the client fee, the live-in average comes to about £1,344 a week. Taken together, the two fees come to about 24% of what the family pays. Its live-in cost guide gives a typical range of £950 to £1,400 a week before the fee (Curam, cost of live-in care).

Elder publishes live-in care from £1,195 a week and respite from £1,595 a week or £684 for three days, with two wake-ups a night included, a two-week trial and no joining or exit fees (Elder pricing). Its terms say you pay one placement fee, made up of the amount that goes to the carer and a booking fee that Elder keeps, collected by Elder through a payment provider (Elder customer terms). It does not publish the size of the booking fee.

Elder's from-price is about £149 a week below Curam's August 2025 average with its fee, but a starting price and an average are different measures: Curam's own guide range starts at £950 before the fee. Both rise with your relative's needs, so ask each for a written price for the same care.

Carer checks

What each says it checks before a carer can work

Background check

Curam
Enhanced DBS, PVG or Access NI
Elder
Enhanced DBS or PVG

Identity and right to work

Curam
Photo ID and right to work
Elder
Identity check and right-to-work verification

References

Curam
Two UK work references
Elder
Verifiable professional references

Training and experience

Curam
Relevant care experience and a Care Certificate from the last 3 years
Elder
Situational judgement and character assessments

Other

Curam
Aged 21 or over
Elder
Says only 2% of applicants are accepted

From Curam, for carers, and Elder live-in care and Elder, for carers, read on 5 November 2026.

Curam publishes a training requirement, the Care Certificate, and Elder does not say it requires one. Elder publishes its own assessments and a 2% acceptance rate. Whichever you use, ask the carer about their experience with needs like your relative's.

Cover and support

When the carer needs a break or cannot come

Curam says its carers are encouraged to work in small teams, so your carer can tell you who covers for them, and the replacement invoices you through the platform while your regular carer is away (Curam client information).

Elder says a cover carer you have also chosen steps in while your carer is away, that it helps find a respite carer for your main carer's breaks at no extra cost, and that emergency cover is often arranged in under 24 hours (Elder, introductory agency, Elder live-in care). It says a family support specialist is available seven days a week, including bank holidays.

Reviews

Reviews, as they stood on 5 November 2026

Trustpilot score

Curam
4.4 out of 5
Elder
4.8 out of 5

Trustpilot reviews

Curam
639
Elder
919

Elder has more reviews and a higher score on Trustpilot. Both pages are public: Curam on Trustpilot and Elder on Trustpilot. Reviews of the individual carer you are offered tell you more than either company's overall score.

Which suits you

Curam or Elder for your situation

Type of care

Curam may suit you if
You need hourly visits as well as, or instead of, live-in care
Elder may suit you if
You need live-in care or respite, anywhere in Great Britain

Choosing

Curam may suit you if
You want to browse carers and compare their own rates
Elder may suit you if
You want carers put forward to you and one weekly quote

Checks

Curam may suit you if
A required Care Certificate matters to you
Elder may suit you if
You value its own assessments and a very selective intake

Later on

Curam may suit you if
You may want a CQC-registered managed service from the same company
Elder may suit you if
You are sure you want introductory care

Other introductory services work in similar ways, including Country Cousins, TrustonTap and PrimeCarers, which wrote this page. On PrimeCarers you see each carer's own all-in price, from £1,050 a week for live-in care or £18 an hour, with our fee inside it. Alternatives to Curam and alternatives to Elder list others.

Questions

Questions about Curam and Elder

Both introduce self-employed carers. Curam suits families who want hourly or live-in care and to browse carers and compare their own rates, with a 12% client fee on top, and it also has a CQC-registered managed service. Elder suits families who want live-in care or respite across Great Britain with one weekly price, from £1,195, and it has more Trustpilot reviews (4.8 from 919, against Curam's 4.4 from 639, on 5 November 2026).

It depends on the carer and the care. Curam's average live-in rate was £1,200 a week in August 2025, about £1,344 with its 12% client fee. Elder publishes live-in care from £1,195 a week with its fee included. Both depend on the carer and your relative's needs.

Their introductory services are not, because the self-employed carer provides the care. Curam runs a separate managed care service that it says is CQC registered. Elder says it does not provide regulated care services.

Both say they do. Curam asks carers for two UK work references and a Care Certificate from the last three years. Elder says its carers provide verifiable professional references and pass its own assessments.

Sources

Sources checked on 5 November 2026

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