Direct paymentsDenbighshire
If the council has agreed to pay towards care at home, you can take the money as a direct payment and choose who provides the care. Denbighshire County Council says a direct payment can pay a self-employed carer. Below is what the council publishes about its rates and rules, and what an hour of care costs near you.
14 self-employed carers within about 45 minutes of Denbighshire
What the council pays
Denbighshire County Council does not publish its direct payment rates anywhere we could find. Your budget is set in your support plan, from the cost of meeting your eligible needs less anything you are assessed to pay yourself. Ask the council which hourly rate it used, because that decides how many hours the budget buys.
Choosing your carer
Denbighshire County Council allows a direct payment to pay a self-employed carer. You can use your direct payment to pay a self-employed care worker to provide the services you need.
“You can use your direct payment to pay a self-employed care worker to provide the services you need”
Councils tend to ask for the same few things before a direct payment pays a self-employed carer:
How direct payments work covers asking for one, what the money can buy and the records councils want back, and self-employed carer or employee? explains the tax question.
The council's arrangements
What the council publishes about paying the money, getting help and getting in touch. Each card links to the page we checked it against.
What the scheme is called
In Denbighshire you will see it called the Support Budget.
How the money is paid: Prepaid card
The council can pay your support budget into a prepaid card account, provided by Denbighshire County Council in partnership with a financial company called Prepaid Financial Services (PFS).
Provider: Prepaid Financial Services (PFS)
How the money is paid: Separate bank account
The money can instead be paid into an account you hold, including a bank, Post Office, building society or National Savings and Investments account.
How the money is paid: Managed account
If you do not want to handle the day to day finances, you can purchase a managed account service either from the council or from another support service provider.
Help with running it
If you employ your own carer or personal assistant, support from the council should be available through its Independent Living Team.
Worth knowing
You may be asked to show evidence of how the direct payment has been spent every three months.
Worth knowing
For small adaptations to your home costing under £1,000, the council may provide these free of charge or, in some circumstances, may give you a support budget or direct payment.
Worth knowing
The amount paid includes money towards the extra costs of being an employer, such as payroll, insurance and contingency arrangements.
Who is available
14 carers are based within about 45 minutes of Denbighshire. You can see their rates and experience, and message them, before committing to anything.
14 private carers are based within about 45 minutes of Denbighshire
Filter by what they charge, who drives, who does nights, and who speaks your language, then message the ones you like. Free, and nothing is booked until you say so.
See private carers for DenbighshireIn their words
“She quickly formed rapport with both the patient and her friends, guiding them through a tender time.”
Melanie M., 2026
About Tsitsi H.Carer based in Wrexham“It was clear that she genuinely cared and her warm approach really helped put our minds at ease.”
Sara K., 2025
About Trudi M.Carer based in BirkenheadStep by step
Questions
Yes. You can use your direct payment to pay a self-employed care worker to provide the services you need. The checks a council asks for are usually the carer's employment status for tax, their insurance and their DBS certificate. Carers on PrimeCarers are self-employed, hold an enhanced DBS and are insured while they work, and they invoice for the hours worked.
We could not find a rate that Denbighshire County Council publishes. The amount is set in your support plan, worked out from the cost of meeting your eligible needs, less anything the financial assessment says you pay yourself. Ask the council how it calculated the hourly figure, because that decides how many hours the budget buys.
It depends on the rate the council used. Carers near you typically charge £19.90 an hour. Divide your weekly budget by that to see the hours it buys, and remember that bank holidays are charged at one and a half times the usual rate.
In Wales the council can allow a direct payment to pay a relative who lives in the same household where it considers that necessary to promote the person’s well-being. Where it does not, it has to rule the payment out. That is the Welsh direct payments regulations rather than this council's own rule, so ask the direct payments team how it applies it. Can my mum pay me to care for her? covers the other routes.
Only if you employ somebody. Paying a self-employed carer or an agency does not make anyone an employer. Taking on a personal assistant does, which brings payroll, holiday pay, sick pay, pension enrolment and employer's liability insurance. HMRC's Check Employment Status for Tax tool on gov.uk tells you which applies.
Denbighshire County Council's direct payments team on 0300 456 1000. If you do not have a social worker or care assessment yet, start with a needs assessment from adult social care.
Council details were read from Denbighshire County Council's published pages and checked against them on 17 September 2026. Councils change their rates each April, so check the linked page before relying on a figure. Carer rates are what carers near you advertise, read live.
See self-employed carers near you with their hourly rates, experience and reviews, and talk to the ones you like for free. Check with the council what your direct payment can pay for before you book.