Direct paymentsLincolnshire
If the council has agreed to pay towards care at home, you can take the money as a direct payment and choose who provides the care. Lincolnshire County Council says a direct payment can pay a self-employed carer, with some checks first. Below is what the council publishes about its rates and rules, and what an hour of care costs near you.
12 self-employed carers within about 45 minutes of Lincolnshire
What the council pays
Lincolnshire County Council does not publish its direct payment rates anywhere we could find. Your budget is set in your support plan, from the cost of meeting your eligible needs less anything you are assessed to pay yourself. Ask the council which hourly rate it used, because that decides how many hours the budget buys.
Choosing your carer
Lincolnshire County Council allows a direct payment to pay a self-employed carer, with conditions. A direct payment can be used to pay a self-employed personal assistant, and the Direct Payment Support Service gives support and guidance on this, including making sure the personal assistant can be classed as self-employed.
“support and guidance about using a self-employed Personal Assistant. Including ensuring the PA can be classed as self-employed.”
Councils tend to ask for the same few things before a direct payment pays a self-employed carer:
How direct payments work covers asking for one, what the money can buy and the records councils want back, and self-employed carer or employee? explains the tax question.
The council's arrangements
What the council publishes about paying the money, getting help and getting in touch. Each card links to the page we checked it against.
How the money is paid: Separate bank account
A prepaid card account is offered first, and a separate personal bank account can be used instead if the council agrees beforehand.
How the money is paid: Managed account
The council will talk with you and decide whether a prepaid card, virtual wallet, dedicated bank account or a Third Party Supported Account is right for you.
Help with running it
The Direct Payment Support Service is provided by Penderels Trust. It is free and gives advice and support in setting up and maintaining your direct payment, including the option of using a reputable care agency.
Where the council points you to find a personal assistant
Worth knowing
A direct payment can be made as a single one-off lump sum rather than as regular ongoing payments.
Worth knowing
You must keep records of income and spending and give the council copies of the direct payment account statements, which the council calls financial monitoring.
Who is available
12 carers are based within about 45 minutes of Lincolnshire. You can see their rates and experience, and message them, before committing to anything.
12 private carers are based within about 45 minutes of Lincolnshire
Filter by what they charge, who drives, who does nights, and who speaks your language, then message the ones you like. Free, and nothing is booked until you say so.
See private carers for LincolnshireStep by step
Questions
Yes. A direct payment can be used to pay a self-employed personal assistant, and the Direct Payment Support Service gives support and guidance on this, including making sure the personal assistant can be classed as self-employed. The checks a council asks for are usually the carer's employment status for tax, their insurance and their DBS certificate. Carers on PrimeCarers are self-employed, hold an enhanced DBS and are insured while they work, and they invoice for the hours worked.
We could not find a rate that Lincolnshire County Council publishes. The amount is set in your support plan, worked out from the cost of meeting your eligible needs, less anything the financial assessment says you pay yourself. Ask the council how it calculated the hourly figure, because that decides how many hours the budget buys.
It depends on the rate the council used. Carers near you typically charge £20.00 an hour. Divide your weekly budget by that to see the hours it buys, and remember that bank holidays are charged at one and a half times the usual rate.
In England a direct payment cannot normally pay the person’s husband, wife or partner, or a close relative who lives in the same household, unless the council considers it necessary. That is the direct payments regulations rather than this council's own rule, so ask the direct payments team how it applies it. Can my mum pay me to care for her? covers the other routes.
Only if you employ somebody. Paying a self-employed carer or an agency does not make anyone an employer. Taking on a personal assistant does, which brings payroll, holiday pay, sick pay, pension enrolment and employer's liability insurance. HMRC's Check Employment Status for Tax tool on gov.uk tells you which applies.
Lincolnshire County Council's direct payments team on 01522 552222. If you do not have a social worker or care assessment yet, start with a needs assessment from adult social care.
Direct payments in nearby council areas
If the care needed is mainly about health, the NHS may pay for all of it through Continuing Healthcare, decided by the NHS rather than the council. In Lincolnshire that is NHS Lincolnshire.
Council details were read from Lincolnshire County Council's published pages and checked against them on 17 September 2026. Councils change their rates each April, so check the linked page before relying on a figure. Carer rates are what carers near you advertise, read live.
See self-employed carers near you with their hourly rates, experience and reviews, and talk to the ones you like for free. Check with the council what your direct payment can pay for before you book.