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How do live-in care providers compare?

A live-in care provider is either a managed service, registered with the CQC for the care it delivers, or an introductory service that introduces you to a self-employed carer and is not CQC registered. A few offer both. This page sets out how each model works, which of 20 named UK providers uses which, and what to ask before you commit to any of them.

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By James Bowdler, founder of PrimeCarers  ·  Updated October 2026  ·  9 min read · See why the price differs

A middle-aged daughter comparing brochures and a laptop, her elderly mother beside her reading one of the leaflets, at a kitchen table

Part of our guide to live-in care.

The short answer

This guide is written by PrimeCarers, an introductory service included in this comparison. It is not a ranking. Every provider's details come from its own website or its CQC entry, linked, and were checked on 19 October 2026. PrimeCarers figures are what carers on PrimeCarers charge for a live-in week, with our fee included. PrimeCarers is an introductory service: we introduce you to self-employed carers, we do not employ them or deliver care ourselves, and we are not CQC registered because that regulated activity does not apply to what we do.

The short answer

Every provider is one of two models, and that decides most of what else is true about it

Families searching for live-in care usually find a handful of the same names coming up: PrimeCarers, Elder, Curam, Helping Hands, Hometouch, Edyn Care. Rather than ranking them, it helps more to see which of two models each one uses, because the model decides the price, who the carer works for, and who you would call if something went wrong.

Who employs the carer

Introductory service
Nobody. The carer is self-employed
Fully managed agency
The agency, as a member of staff

Who sets the weekly rate

Introductory service
The carer, individually
Fully managed agency
The agency, as a set package

A typical weekly range

Introductory service
£1,050–£1,400
Fully managed agency
£1,120–£1,750

Care regulation in England

Introductory service
Introduction alone does not require CQC registration
Fully managed agency
Check the registration for the care service being delivered

Who you are legally engaging

Introductory service
The carer directly
Fully managed agency
The agency

Who chooses the carer

Introductory service
You, from a search
Fully managed agency
The agency, usually with your input

Figures are PrimeCarers' own rates and a typical fully managed agency range, not any single named company's current price.

Nothing here makes one model better than the other for every family. An introductory service tends to cost less and gives you more say over who the carer is, because you are choosing them yourself rather than being allocated one. A fully managed agency costs more but takes on the employer's responsibilities: if a carer is unwell, replacing them is the agency's problem to solve, not yours. How can I find a live-in carer? sets out a third route too, hiring completely independently, for families who want to go further still. And if live-in care itself is not the right shape of support, what live-in care alternatives are there? covers the options that sit alongside it before you compare providers at all.

Why the price differs

What a fully managed agency's price has to cover that an introductory service's doesn't

The price gap between the two models is not a mystery or a mark-up. It comes from what each price has to pay for.

What a week of live-in care costs, by provider model
  1. Introductory service such as PrimeCarers£1,050–£1,400 a week
    Typically £1,120 a week
  2. Fully managed agency CQC-registered, carers employed£1,120–£1,750 a week
    Typically £1,400 a week

PrimeCarers rates, September 2026, our fee included. The agency figure is a typical fully managed, CQC-registered live-in package, not any specific company, since a named agency's own price can change at any time.

On an introductory service, the weekly figure a client pays is mostly the carer's own rate, with a fee for the introduction and the checks behind it. On PrimeCarers that fee is inside the price, not added to it: Of the price you pay, the carer keeps 87.5%; our standard fee is 12.5%, already included. The carer sets their rate themselves and is free to raise or lower it for new bookings. On a fully managed agency, the weekly figure has to stretch much further: the carer's wages at least at the National Living Wage, employer National Insurance, holiday pay, a pension contribution, training, a rota and case management team, and the agency's own margin. None of that is hidden or unfair, it is simply what employing somebody costs, and it is why the two ranges above sit where they do rather than overlapping. The cost of live-in care breaks the PrimeCarers side of that figure down further, including what food, a room and any extras typically involve.

Bar chart showing the spread of weekly live-in care rates carers charged on PrimeCarers, grouped into bands from under £770 to under £1,470
How PrimeCarers carers priced a live-in week in the 12 months to October 2023: most sat between £910 and £1,190, with the average at £1,044. Individual carers still set their own rate today, so a current search will show a range around this rather than a single figure.

What PrimeCarers takes

Our fee is a share of the price you pay, so there is one price with the fee already in it and nothing added at checkout. The VAT on the fee comes out of the fee.

  • Hourly visits under 6 hours. Of the price you pay, the carer keeps 80%; our standard fee is 20%, already included.
  • Visits of 6 hours or more, including overnights. Of the price you pay, the carer keeps 85%; our standard fee is 15%, already included.
  • Live-in care. Of the price you pay, the carer keeps 87.5%; our standard fee is 12.5%, already included.

The optional managed service is the only fee added on top: 5% for Managed, or 10% for Fully Managed, which is for live-in care only. Some carers who have been with us a long time keep an older rate, which is why we say standard fee. Our pricing page shows how the price works in full.

Who is registered

Which UK live-in care providers are CQC registered, and which are introductory

These are the providers families most often come across when they compare live-in care. Each line says what the provider says about itself on its own website, with a link, and its regulator status from the CQC register. A price is shown only where the provider publishes one.

CQC-registered managed providers (8)

The provider is registered with a care regulator for the care it delivers and is responsible for the carer it sends. The regulator inspects and rates it, and arranging cover when a carer cannot come is the provider's job.

Providers that offer both (5)

These run a registered managed service and a separate introductory service. Only the managed service is covered by the registration, so ask which of the two you are being offered.

Introductory services, not CQC registered (7)

These introduce you to a self-employed carer who then works for you. Introducing carers is not a regulated activity, so they are not CQC registered and have no CQC rating. That includes PrimeCarers.

The ratings shown are the overall rating on the CQC entry linked, with the year the report was published. Some reports are several years old, so open the entry and read the latest one before you decide. Large networks such as Home Instead, Bluebird Care and Helping Hands are rated office by office, so check the office that would provide your relative's care. Prices change at any time, and the figures above are each provider's own published starting point on the date checked, not a quote. If you run one of these services and something here is out of date, tell us and we will correct it.

For a current, sourced comparison of named providers, including PrimeCarers against Curam, see our compare pages.

Regulation

When paying for a registered agency is worth it, and when it isn't

CQC registration exists because delivering personal care to somebody is a regulated activity. An introductory service is not regulated for exactly the reason that it does not deliver care: the carer works directly for you, under your direction, which is the same reason a self-employed personal assistant paid through a council direct payment is not regulated either. Neither model is automatically the right or wrong choice.

Which reasons apply to your situation?

0 of 6 ticked

Reasons some families choose a fully managed, registered agency

Reasons some families choose an introductory service instead

If several needs are complex enough that clinical delegation matters, read can you get live-in nurses? before deciding between the two models, since it covers a third option that sits closer to registered nursing care than either. And if you are weighing live-in care against a move into a home at all, what's the difference between live-in care and a nursing home? sets that comparison out before you get as far as choosing a provider.

Before you choose

Ask this before you sign anything, whichever provider you're looking at

The questions below apply equally to an introductory service and a fully managed agency. The answers tell you far more than which name is on the website.

Ask every provider

  • Exactly what the weekly or hourly figure includes, and what is billed separately, such as food, a public holiday uplift or mileage (on PrimeCarers, mileage is only chargeable if it was agreed with the carer in writing beforehand; see do live-in carers get paid for travel?)
  • What happens, and who is responsible, if the carer is unwell and cannot come
  • How much notice either side must give to end the arrangement, and where that is written down
  • Whether the carer is self-employed or employed, since it decides who directs their work day to day
  • What vetting was completed on the specific carer being introduced, not a general claim about the company
  • How a complaint is handled, and whether that route sits with an independent regulator or only with the company itself

Don't take on trust

  • That a low headline figure is the whole weekly cost
  • That any price on this page is still current. Prices on every provider's own site, including ours, change over time
  • That "vetted" means the same checks everywhere. Ask which checks, specifically, and on whom
  • Signing anything before the fee, cancellation terms and notice period are confirmed in writing

Questions

Questions families ask about comparing providers

An introductory service introduces you to a self-employed carer who works directly for you and sets their own rate. A care agency employs its carers as staff, sets the price itself, and is registered with and inspected by the Care Quality Commission. Both can arrange live-in care; they are simply built differently, and that difference decides most of what else is true about the price and the arrangement.

Because the weekly figure covers less. On an introductory service the price is the carer's own rate with a fee inside it. On a fully managed agency it also has to cover the carer's employment costs (wages, employer National Insurance, holiday pay, pension) and the agency's own management and margin. On PrimeCarers that works out at £1,050 to £1,400 a week against £1,120 to £1,750 for a typical fully managed agency. The cost of live-in care has the fuller breakdown.

Of the 20 UK providers compared on this page, these are CQC-registered managed services: The Good Care Group, Helping Hands, Home Instead, Bluebird Care, Trinity Homecare, Agincare, Unique Senior Care, Edyn Care. These run a registered managed service alongside an introductory one: Christies Care, Consultus Care and Nursing, Hometouch, Curam, Avelon Live In Care. These are introductory services with no CQC registration: PrimeCarers, Elder, Country Cousins, TrustonTap, Access Care, Guardian Carers, Able Community Care. Each entry above links to its source, checked on 19 October 2026.

No. Elder describes itself as an introductory care agency that helps families find self-employed carers, and says on its own website that introductory agencies like it are not required to register with the CQC. The same is true of Country Cousins, TrustonTap and PrimeCarers. That is how introductory services work rather than a sign of poor care, but it means there is no CQC rating to look up for the service itself.

Of the price you pay, the carer keeps 87.5%; our standard fee is 12.5%, already included. The fee is a share of the price you pay, not an extra charge, and the VAT on it comes out of the fee. On hourly visits under 6 hours the standard fee is 20%, and on visits of 6 hours or more, including overnights, it is 15%. The optional managed service is the only fee added on top: 5% for Managed, or 10% for Fully Managed, which is for live-in care only.

No, and it would not make sense for it to be. CQC registration applies to organisations that deliver personal care. PrimeCarers introduces families to self-employed carers who then work directly for the client, which is the same reason a self-employed personal assistant hired through a council direct payment does not need to be CQC registered either. PrimeCarers is not an agency, does not employ carers, and does not provide or manage care itself.

On PrimeCarers, live-in care runs from £1,050 to £1,400 a week, typically around £1,120, the carer's own rate with our fee included. A fully managed, CQC-registered agency typically charges £1,120 to £1,750 for the same coverage. The cost of live-in care covers what is and is not included in either figure.

Not on its own. The price mostly reflects the business model rather than the person providing the care. A self-employed carer found through an introductory service goes through the same kind of checks, an ID check, a right to work check and an accepted criminal-record check (Enhanced DBS issued within the last 2 years, DBS Update Service, Scottish PVG or Access NI), as many agencies require of their own staff. What changes with the model is who employs the carer and who manages the arrangement day to day, not automatically the quality of the person.

Search the agency by name on the Care Quality Commission's own directory of care services, which is free to use. Every registered domiciliary care or live-in care agency has a current rating, Outstanding, Good, Requires improvement or Inadequate, and a published inspection report explaining it. An introductory service will not appear there, since it is not the kind of organisation the CQC registers.

You would need to search for and agree a replacement carer yourself, which is one of the trade-offs against the lower price. This is worth planning for before it happens rather than after: keep a shortlist of one or two other carers you liked when you first searched, and agree cover for holidays and illness with your current carer in writing from the start. A fully managed agency takes this responsibility on itself, which is part of what its higher price is paying for.

If you need help at home

Start with our guide to live-in care

A carer living in your home. What it costs, what a carer does day to day, and how to hire one directly.

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Live-in Care Providers Compared: Who Is CQC Registered (2026) | PrimeCarers