Complex careRound-the-clock care

A 24-hour care team at home: how many people it takes, and what it costs

Round-the-clock care at home is never one carer working all day and all night. It is two or more people sharing the week between them, and the shape you pick decides how many of them your relative meets and what the week costs. This page sets out the four shapes, the arithmetic behind each one, and the part families find hardest, which is covering a shift when somebody is ill.

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By James Bowdler, founder of PrimeCarers  ·  Updated September 2026  ·  19 min read · See the four shapes

Part of our guide to complex care.

The four shapes

Four ways to cover twenty-four hours, and how many carers each one takes

Hospitals talk about 24-hour care as though it were one product. It is four arrangements with different numbers of people in them, set out side by side and counted in people rather than hours.

Four shapes, counted in people rather than in hours

One live-in carer, sleeping nights

£1,260 to £1,750 a week

1

in the house at three in the morning

Asleep, and gets up if needed.

1 + 1

people in a normal week

The carer, and whoever covers the break.

2+

named people over a year

Nobody works fifty-two weeks, so the weeks off need a second carer.

Needs signing off
Everybody who will carry out a delegated task, including whoever covers the break.
Asks of the house
A room the carer can close the door on, space for the equipment, and somebody to cover the break.
Where it strains
The nights. A carer up three or four times cannot work the following day, and an arrangement built on that tends to fail in the second week rather than the first.

Two live-in carers alternating

The same weekly figure, whoever is in the house

1

in the house at three in the morning

A rota does not put two people in the house.

1

on duty in a normal week

The other carer is at home.

2 or 3

named people over a year

The pair, and a third who can step in.

Needs signing off
Both carers, assessed separately, before either of them starts the task.
Asks of the house
The same room, plus a handover day every two, three or four weeks when both carers are there.
Where it strains
The handover. Two carers means two sets of habits, and what keeps a complex package safe has to be written down rather than carried in somebody’s head.

A live-in carer and a waking night carer

about £2,376 a week

2

in the house at three in the morning

One awake, one asleep upstairs.

3 or 4

people in a normal week

A night carer rarely works seven nights, so the week takes two of them.

5+

named people over a year

Live-in carers, night carers, and cover for both.

Needs signing off
Day and night carers both. A task at two in the morning is delegated to whoever does it.
Asks of the house
Somewhere for the night carer to sit and make a drink, and a handover every evening.
Where it strains
The evening handover. It happens seven nights a week, when everybody is tired, and it is where a change in the plan gets lost.

A shift rota, nobody living in

about £2,688 to £3,395 a week

1 or 2

in the house at three in the morning

Two where a transfer takes two people.

4 or 5

people in a normal week

Fourteen shifts to fill, and four of them is about fifty hours for one carer.

6+

named people over a year

Nobody lives in to absorb a holiday, so cover means more people.

Needs signing off
Every carer on the rota, one at a time. This shape takes longest to set up.
Asks of the house
No spare room and no carer to feed, but somebody has to hold the rota and answer the phone when a shift is dropped.
Where it strains
The number of faces. Your relative meets four or five people in a week, and continuity is what families miss most in this shape.

Weekly figures are what carers on PrimeCarers charge for complex live-in and waking-night work, with our fee included. The shift figures price a thirteen-hour day at the rate carers advertise for shifts of six hours or more, rising to the top of the hourly range where the tasks need more experience, with a waking night carer each night. The head counts are arithmetic on the rota rather than a survey.

The first two shapes put one carer in the house at a time. Two carers alternating does not mean two people living with your relative. It means one at a time, with a handover day when they swap, and the weekly figure stays the same because you are paying for a week of care rather than for a head count. Live-in care rotas sets out the cycles families use.

The last two shapes are what people usually mean by a care team. Somebody is awake through the night, either alongside a live-in carer or on a rota where nobody lives in. They buy more cover, cost more, and put more people through the front door in a week. What complex care means explains how a need comes to be called complex, and complex care at home lists twelve of the tasks that bring families to this pillar. Where the hours have been growing month by month, staying ahead of motor neurone disease at home covers how a package reaches this point.

Why not one person

Why one carer cannot cover a full day and night, week after week

Families ask this early, because one carer would be simpler and cheaper and because somebody in the family has been doing exactly that for months. The answer has a legal part and a human part, and the human part is the one that ends arrangements.

11 hours

daily rest for an employed worker

Consecutive, in each 24-hour period. Regulation 10 of the Working Time Regulations 1998.

24 hours

uninterrupted rest in each seven days

Regulation 11, or 48 hours in a fortnight instead.

20 minutes

break once the day passes six hours

Regulation 12, uninterrupted and away from the work.

2 hours

a day is what live-in carers commonly ask for

Not a statutory figure. It is the break live-in carers expect, agreed between you and the carer.

Working Time Regulations 1998, regulations 10, 11 and 12 (legislation.gov.uk). The two-hour break is the expectation on live-in arrangements rather than a legal entitlement.

The legal part applies to carers who are employed. A worker employed as a domestic servant in a private household is taken out of some of those rules by regulation 19 of the Working Time Regulations, which removes the average 48-hour week and the night-work limits but leaves the daily rest, the weekly rest and the break in place. Carers you find through PrimeCarers are self-employed, so the regulations do not govern them as employees. What governs them is the agreement you make, under which the carer manages their own rest periods and agrees suitable times with you.

The human part is the same whoever employs whom. Somebody woken three times a night cannot give good care the next day, and somebody on duty seven days a week for a month stops noticing changes in the person they are caring for, which in complex care is most of the job. The daily break is where this shows up first. If nobody has agreed who is in the house for those two hours, the break either does not happen or your relative is left alone. The live-in carer's daily break goes through the ways families cover it, and what live-in carers are entitled to sets out the rest of the week.

Where your relative cannot be left for two hours, the break needs a named person: a family member at the same time each day, a second carer booked by the hour, or a day service. Settle it before the first week starts.

Training the team

Every carer on the rota needs their own training and sign-off

This is the part that surprises families, and it is why a complex team takes longer to build than an ordinary one. When a nurse delegates a healthcare task, the decision is about the person in front of them, and it does not travel to the next carer on the rota.

The clinical teamYou and the carersWhere a team gets stuck
  1. On the ward

    The tasks are written into the care plan

    The nursing team lists what has to happen at home, how often, and which parts could be handed to a care worker. Ask for it in writing, because it is what you are recruiting against.

  2. Carer one

    The first carer is trained and assessed

    The professional shows the task, watches the carer do it, and records that they are competent for this person and this task. An activity is only delegated once the care worker has the learning and support to do it safely.

  3. Carer two

    The second carer starts from the beginning

    The sign-off attaches to the individual who was assessed, so whoever covers the weeks off, the nights or the break needs the same training and the same record. Families often find this out when the first holiday is booked.

  4. Every carer after that

    Each new person on the rota is another assessment

    A shift rota of four or five carers is four or five assessments, arranged around a community nursing team that is seeing everybody else on its list too.

  5. Afterwards

    The nurse keeps the review, and the number to ring

    Clinical oversight stays with the professional who delegated the task. They are who a carer calls when something is outside the plan.

The national guiding principles for delegated healthcare activities, published by Skills for Care with the Department of Health and Social Care and updated in November 2024, set out four things that have to be true: the person consents and understands why, accountability is clear, the care worker has the learning and support to carry out the activity safely, and the delegating professional keeps monitoring and reviewing it. They are on the Skills for Care delegated healthcare activities pages, and delegated healthcare tasks goes through a single sign-off step by step.

Two things follow. Keep the rota as small as the cover allows, because each extra person is another assessment and another set of habits in the house. And start the conversation with the community nursing team before discharge, naming the carers if you have them. If part of the day needs a registered nurse rather than a trained carer, nurse-led or carer-led complex care sets out where that line falls.

Handovers and records

What has to be written down, and what a handover has to cover

With one carer, a lot of what keeps a person safe lives in that carer's head. With a team it cannot, and the moment it stops being written down is the moment something gets missed. A live-in pair hands over every few weeks; a live-in carer and a night carer hand over every day.

What the folder in the house should hold

0 of 10 ticked

The clinical part

The daily record

The household part

A handover is a conversation with the folder open rather than a text message. When a live-in pair swaps, a day when both carers are there is worth paying for, because the carer leaving can show the carer arriving how the hoist is set and what has changed in three weeks. Where a night carer arrives each evening, fifteen minutes with the day's record is enough, as long as it happens every night.

Be at the first few handovers, because you are the only person who sees the whole week. After that the value is in the folder rather than in your attendance. Writing a care plan with your carer covers the household part.

Illness and holiday

Cover is the hardest part, and it is worth solving before you need it

Everything above can be arranged calmly. Cover is the part that arrives at seven in the morning when a carer rings in ill, and in a complex package whoever steps in has to do the healthcare tasks as well as the personal care. That narrows the field to whoever has already been trained.

A second carer trained from the start

Build the rota with one more person than the week strictly needs, and get them signed off with the others. They pick up the weeks off, the days somebody is ill and the daily break.

The most reliable answer

A carer the person on the rota suggests

Carers know other carers, and a substitute arriving that way is unknown to you until you check them. If they are not on PrimeCarers, the checks, the contract and the insurance that come with a booking here do not follow them into the house.

Ask, but check it

The community nursing team, for the clinical part

If no trained carer is free, ask the district nurses whether they can take the delegated task back while somebody covers the rest of the day. It is better to have asked before the morning it matters.

For a few days

Our support team, at short notice

Tell our team the same morning and they will try to find carers near you who are free and have the experience you need. There is no rota behind that, so treat it as help rather than cover you can count on.

An effort, not a guarantee

Nobody on that list appears automatically. A managed agency covers a shift by sending one of its own employees, which is part of what the higher rate pays for, and a family arranging care directly holds that risk themselves. That is the reason to build a second trained carer into the rota from the start. When your carer is ill or on holiday goes through the first morning in order, and how many carers a rota needs has the arithmetic for a rota that is not round the clock.

Who holds the rota

Somebody has to hold the rota, and it is worth deciding who

A team of four has a rota, a folder, four sets of dates and four invoices. Somebody has to keep that straight, notice that two carers have booked the same fortnight in August, and ring round when a shift is dropped. The cost difference between the routes below is the difference in who does that work.

You or somebody in the family

Who does the rota
You agree hours and dates with each carer and keep the calendar yourself.
What it costs
Nothing on top of the carers’ rates.
What it suits
A live-in pair or a small team, with somebody in the family free to answer a phone in the day.

Our Managed service

Who does the rota
Bookings handled for you, a monthly review with you and the carer, help with scheduling and holiday cover, and messages to carers on your behalf.
What it costs
Adds 5% to the rate.
What it suits
A family who is working, or living some distance away.

Our Fully Managed service

Who does the rota
Day-to-day management, liaison with the carers, and scheduling and holiday cover, with extended support hours.
What it costs
Adds 10% to the rate. Live-in care only.
What it suits
A live-in package where nobody in the family can hold it together week to week.

A managed care agency

Who does the rota
The agency employs the carers, writes the rota and sends a replacement when somebody cannot come.
What it costs
From about £1,400 a week for live-in care, and more for a complex package.
What it suits
A family who wants cover guaranteed by a registered and inspected company, and will pay for it.

The managed options are ours and optional, and most families use neither. PrimeCarers remains an introductory service in all of them and holds no CQC registration. A managed agency is a different kind of company, regulated as a care provider.

For a complex package running twenty-four hours a day, some families use a managed provider rather than arranging it themselves, and that is a reasonable decision rather than a failure of nerve. The four ways to arrange care, compared sets an introductory agency, a managed agency, a franchise and a platform against the same eight questions, including who covers a dropped shift. Our managed service sets out what the two levels add.

Whichever route you take, clinical oversight sits with the nursing team. No agency and no platform can delegate a healthcare task or sign a carer off.

What it costs

What each shape costs a week, and how it compares with a nursing home

These are the rates carers on PrimeCarers charge for complex work, with our fee included, so they are what a family pays. A month is the weekly figure multiplied by 52 and divided by 12, because four weeks is not a month and budgeting on four leaves you a month of care short over a year.

One live-in carer with complex experience, sleeping nights

A week
£1,260 to £1,750
A month
about £5,807
A year
about £69,680

Two live-in carers alternating on a rota

A week
The same, whoever is in the house
A month
about £5,807
A year
about £69,680

A live-in carer and a waking night carer, seven nights

A week
about £2,376
A month
about £10,296
A year
about £123,552

A shift rota, nobody living in

A week
£2,688 to £3,395
A month
about £11,648
A year
about £139,776

A care home place

A week
about £1,160
A month
about £5,027
A year
about £60,320

A nursing home place

A week
about £1,410
A month
about £6,110
A year
about £73,320

Live-in and waking-night figures are what carers on PrimeCarers charge, with our fee included. The shift row prices a 13-hour day at the rate carers advertise for shifts of six hours or more, rising to the top of the hourly range where the tasks need more experience, with a waking night carer for each of the seven nights. Care home and nursing home figures are typical weekly fees in England, quoted for comparison and not our prices.

Read the table from the bottom up and the arithmetic is uncomfortable. One live-in carer with complex experience costs about the same across a year as a nursing home place, sometimes less. Add a waking night carer for seven nights and you are paying roughly £2,376 a week against about £1,410. A shift rota costs close to twice a nursing home place, and the nursing home has a registered nurse on site around the clock without anybody in your family holding a rota.

Families choose home anyway, for reasons the arithmetic does not hold. Your relative stays in their own bed, with the same one or two faces instead of a building's worth of staff on rotation. A husband or wife stays in the same house rather than visiting. Somebody with advanced dementia keeps the surroundings that still make sense to them. Those reasons are allowed to outweigh a spreadsheet, as long as you have seen the spreadsheet first. Care at home or a care home compares the two properly, and live-in care against a nursing home takes the nursing comparison on its own.

Putting it in place

How to build the team before discharge day

If a ward has told you your relative needs round-the-clock care at home, the work divides into two halves that run at the same time. The NHS holds the clinical half and you hold the people half, so start both this week.

  1. 1

    Get the tasks in writing from the ward

    This week
    Ask for the care plan, the healthcare tasks, how often each happens, and which the nursing team thinks could be delegated to a trained carer. Ask who the community team will be once your relative is home, and get a name.
  2. 2

    Decide the shape from the nights

    This week
    Use the week of night notes and the four shapes above. If somebody has to be awake, say so now, because a live-in carer and a night carer are two separate searches. With no spare room, a shift rota is the shape you are working with.
  3. 3

    Look for one more carer than the week needs

    Two to three weeks out
    Search live-in or overnight carers near the house and speak to more than you need. The rate, the availability and the reviews are on the profile. Experience and training are the carer’s own account, so ask about it and ask the nursing team to assess it.
  4. 4

    Agree the rota, the break and the dates in writing

    Before the first shift
    Who is on which weeks, when the daily break falls and who covers it, when each carer plans to take time off, and what happens if somebody is ill.
  5. 5

    Book the sign-offs before discharge

    Before the first shift
    Give the community nursing team the carers’ names and ask for training and competency assessments for all of them, not only the first. This is the step that delays a discharge, so it is the one to chase.
  6. 6

    Put the folder in the house before anybody starts

    Day one
    The care plan, the delegation records, the medication chart, the numbers and the daily record, in one place. Show it to every carer on their first shift.

The sign-offs are the slow part, because they depend on a community nursing team fitting your relative in, so start them before the discharge date is set. If the date is already set and nothing is in place, what to arrange before discharge day is the shorter list to work through first.

Questions

Questions families ask about a 24-hour care team

Two at the least, and often more. One live-in carer covers the day and a sleeping night, but somebody has to cover their daily break, their weeks off and the days they are ill. A live-in carer with a waking night carer takes three or four people in a normal week. A shift rota with nobody living in has fourteen shifts a week to fill, which takes four or five carers, and six or more once holidays and illness are built in.

No. A carer needs to sleep and needs time off in the day, and in a live-in arrangement that break is commonly two hours. Where a carer is employed, the Working Time Regulations 1998 give eleven consecutive hours of rest in each 24-hour period and 24 hours of uninterrupted rest a week, and the exemption for domestic workers in a private household removes neither. Carers found through PrimeCarers are self-employed, so what applies is the agreement you make with them.

No. You are paying for a week of care rather than for the number of people on the rota, so two carers alternating cost the same weekly figure as one would, currently £1,260 to £1,750 a week for complex live-in work on PrimeCarers, with our fee included. What a rota adds is the handover day, which is worth paying for.

Yes, if they are going to carry the task out. A delegation is a decision about a named care worker, made by the professional who trains and assesses them, and it does not pass to the next person on the rota. That includes whoever covers the daily break and whoever covers illness. It is why a complex team takes longer to set up.

Somebody already trained on the healthcare tasks has to take the shift, which is why a spare trained carer is worth building in from the start. A substitute who is not on PrimeCarers does not bring the checks, the contract or the insurance with them, and would still need their own clinical sign-off. Our support team will try to find carers near you at short notice, though there is no rota behind that. If no trained carer is free, ask the district nursing team whether they can take the clinical task back for a few days.

It depends which shape you need. One live-in carer with complex experience works out at about £69,680 a year, close to a nursing home place at about £73,320. A live-in carer with a waking night carer is about £2,376 a week, and a full shift rota costs close to twice a nursing home place. At the top end the arithmetic favours the care home.

You do, unless you buy that help. You agree hours, dates and rates with each carer directly and keep the calendar between you. PrimeCarers offers two optional levels: Managed adds 5% to the rate for handling bookings, a monthly review and help with scheduling and holiday cover, and Fully Managed, for live-in care only, adds 10% for day-to-day management. PrimeCarers remains an introductory service in both.

It can. NHS Continuing Healthcare is a package arranged and funded by the NHS for adults whose needs arise mainly from their health, and it can be delivered at home as well as in a care home. Ask the ward, the GP or the district nurse for a continuing healthcare checklist, using that phrase. If it is refused, the council assesses against a different test. Read how NHS Continuing Healthcare works.

If you need help at home

Start with our guide to complex care

Clinical needs supported at home. What it costs, what a carer does day to day, and how to hire one directly.

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