Live-in careDeciding on live-in care

Moving from a care home to live-in care

A parent can leave a care home and go back to their own home with a live-in carer, if that is what they want and their needs can be met there. Ask the council to review their care first, check what notice the care home's contract asks for, get the house and the carer ready, and only then give notice. On PrimeCarers, live-in care is typically £1,120 a week with our fee included, against an average of £1,160 a week for a residential care home place in England, although at home the house and its bills are paid as well.

By James Bowdler, founder of PrimeCarers  ·  Updated October 2026  ·  13 min read · Compare a week of each

Part of our guide to live-in care.

If your parent is in a care home and wants to come home, or the family feels they would be happier there, a live-in carer is one way to make it possible. This page is for a permanent resident moving back to their own home. If your parent is in a care home for a trial or a short stay, trial stays and coming home again covers how that stay is recorded and how to plan the return. The wider choice between the two is in care at home or a care home.

What a week costs

A week in a care home against a week of live-in care at home

For one person the weekly figures are close, but they do not cover the same things. A care home fee includes the room, the meals and the bills. Live-in care pays for the carer, and your parent's home goes on costing what it costs now.

For one person

  • A care home place, residential£1,160 a week

    England average, not our price. Includes the room, meals and bills.

  • A care home place, with nursing£1,410 a week

    England average, not our price. Includes the room, meals and bills.

  • Live-in care on PrimeCarers, from£1,050 a week

    Our fee included. The house, its bills and the food are paid as now.

  • Live-in care on PrimeCarers, typical£1,120 a week

    Our fee included. What families typically pay for standard personal care.

  • Live-in care for complex needs, typical£1,340 a week

    Our fee included. For example advanced dementia or hoisting.

For a couple

  • Two residential care home places£2,320 a week

    Two places at the England residential average, not our price.

  • One live-in carer for both, on PrimeCarers£1,350 a week

    Our fee included, where one carer can safely support both.

For one person, live-in care on PrimeCarers is from £1,050 a week, typically £1,120, and typically £1,340 for complex needs, with our fee included. Care home places vary from about £1,100 to £1,600 a week or more, depending on the home and the area, and the fee your parent's home charges is the figure to compare with. On top of the carer, budget for the carer's food at about £5–£10 a day, and for the heating, council tax and upkeep of the house. If your parent needs somebody awake at night, a waking-night carer alongside a live-in carer is about £148 a night more.

For a couple, the comparison changes. Two residential places at the England average cost £2,320 a week, and one live-in carer looking after both is about £1,350 a week on PrimeCarers, where one carer can safely support both of them. Is live-in care cheaper than a care home? has a calculator for your own figures, including the house, pensions and savings.

Notice to the home

Giving the care home notice, as its contract says

There is no single notice period for a resident who chooses to leave. The care home's contract says how much notice is needed, how it is given, and what is paid until it ends. Read it before you set a date.

  1. 1

    Find the contract and read the notice clause

    Before anything else
    Look for the notice a resident gives to leave, whether fees run until the end of it, and what happens to any deposit. If you cannot find the contract, ask the home for a copy.
  2. 2

    If the council arranged the place, talk to the social worker

    Council-funded places
    Ask who gives notice to the home, and how the council's arrangement with the home ends. Do this alongside asking for a review of your parent's care.
  3. 3

    Set the leaving date once the carer is arranged

    So there is no gap
    Agree the carer's start date first, then work back to the day notice must be given. Check whether fees are payable for the whole notice period, so you can plan for any overlap.
  4. 4

    Give notice in writing and ask for confirmation

    Keep a copy
    Ask the home to confirm the leaving date, the final invoice, and the return of any deposit, in writing.

The Competition and Markets Authority's guidance on care home residents' consumer rights says that if you pay for your care, a home should give you its standard terms before you sign, and lists terms that may be unfair, such as requiring upfront payments beyond a fair deposit or an advance on the fees. If a term in your parent's contract looks unfair, the guidance explains where to get advice.

Council and NHS funding

What changes when the council or the NHS pays for the place

If your parent pays the care home fees in full themselves, moving home is a private arrangement between them and the home. If the council or the NHS pays all or part of the fees, talk to them before notice is given, because the move changes what they pay for.

Ask the council for a review

The statutory guidance says the council must consider a request to review a care plan, and that the request can come from a relative as well as the person. The review looks at what care your parent would need at home.

In England, a relative can ask

Council help with care at home

If the council agrees to meet your parent's needs at home, it works out what they pay towards it. Your parent can ask for a direct payment instead, to arrange their own care.

Means-tested

The house is ignored again

While your parent lives at home and receives care there, the value of that home is left out of the council means test. Savings over the upper limit still mean paying in full.

In England

A deferred payment agreement

The council can stop deferring further fees once your parent no longer needs care in a care home, with at least 30 days' notice. What has already been deferred, with any interest and fees, is still owed under the agreement.

If one is in place

NHS continuing healthcare

The NHS says continuing healthcare can be provided in your own home as well as in a care home. Ask the team that manages your parent's funding to look at care at home before the move.

If the NHS pays

Attendance Allowance

gov.uk says you must report a change of circumstances. Tell the Attendance Allowance office when your parent moves home. gov.uk says Attendance Allowance is not usually paid if the local authority pays for a care home, so a move home can change what they get. In Scotland, Pension Age Disability Payment has replaced Attendance Allowance for new claims, so check with Social Security Scotland.

Report the change

The upper limit in the England means test is £23,250. The review and the means test rules above come from England's care and support statutory guidance, chapters 8, 9, 12 and 13 and Annex B, and the NHS position from the NHS continuing healthcare page. Wales, Scotland and Northern Ireland have their own funding rules. Direct payments explains how a council payment can pay a self-employed carer, deferred payment agreements covers the agreement in more detail, and how can I fund live-in care? covers the other routes.

Getting the house ready

Getting the house ready before your parent comes home

A house that has been empty, or that your parent left because it had become hard to manage, needs some work before they come back. Start a few weeks before the leaving date, because equipment and adaptations take time to arrange.

Before the move

0 of 8 ticked

Equipment and adaptations

The house itself

Health and medicines

The right equipment to aid the elderly covers rails, frames and bed equipment, and where live-in carers sleep covers what the carer's room needs.

The first fortnight

Choosing the carer, the move, and the first two weeks at home

Leaving a care home is a change for your parent, even when it is the change they wanted. Having the carer chosen and the arrangement agreed before the day helps them settle, and the first two weeks show whether anything needs adjusting.

  1. Before you give notice

    Choose the carer and agree the arrangement

    Search live-in carers near your parent's home and compare their rates and reviews. Message the ones you like, meet them by video or at home, and agree the start date, the days, the hours, the tasks and the nights in writing.

  2. The day before or the morning of the move

    The carer arrives at the house

    If the carer can be there first, they can learn the house, check the equipment and have the kettle on when your parent walks in.

  3. Moving day

    Bring your parent home

    Plan who collects them, who brings their belongings and medicines, and who stays for the first evening. Keep the day calm and short.

  4. The first week

    Talk to the carer at the end of it

    Ask what is working, what is different from the care home, and whether the nights are as expected.

  5. The end of the second week

    Look again at the arrangement

    If the nights or the tasks are more than was agreed, change the arrangement with the carer, and tell the council if it is paying towards the care.

Before a carer can appear on PrimeCarers we check their identity, their right to work in the UK and an enhanced DBS (adult workforce, kept on the Update Service), and they record an online interview. We do not check qualifications, training certificates or references: what a carer says about their skills and experience is their own statement. Ask them about it, ask for evidence if it matters to you, and decide for yourself. How do I hire a live-in carer? goes through choosing and agreeing terms.

If your parent is living with dementia, live-in care for dementia covers keeping the routine familiar, which can matter more after a move.

Questions

Questions families ask about leaving a care home for live-in care

Yes, if she can make that decision and chooses to, and if her needs can be met at home. In England and Wales, if she cannot make the decision, it is made in her best interests by the person responsible, who must take her own wishes and feelings into account and, where practicable, consult the family. How mental capacity is assessed explains the test.

Whatever the care home's contract says. There is no single notice period for a resident who chooses to leave, so read the contract, check whether fees continue during the notice, and give notice in writing. If the council arranged the place, ask the social worker how notice is given.

For one person the weekly figures are close: live-in care on PrimeCarers is typically £1,120 a week with our fee included, and a residential care home place in England averages £1,160. At home the house, its bills and the food are paid on top. For a couple, one live-in carer at about £1,350 a week compares with £2,320 for two places at the England average. The calculator uses your own figures.

It may pay towards care at home if your parent has eligible needs and their savings are under the limit, after a means test. In England the value of the home they live in is left out of that test while they receive care there. Ask for a review of the care plan before the move. A direct payment is one way to pay for care your parent arranges themselves.

In England, the statutory guidance says the council can stop deferring further fees once he no longer needs care in a care home, giving at least 30 days' notice. What has already been deferred, with any interest and fees, is still owed under the agreement. Ask the council to explain the terms of his agreement.

Yes. The NHS says continuing healthcare can be provided in your own home as well as in a care home. Ask the team that manages your parent's funding to plan care at home with you before the move.

No. Carers on PrimeCarers are not nurses. Clinical tasks such as injections, insulin, PEG feeding or catheter care can only be done by a carer with training and written instructions from your parent's healthcare team, and PrimeCarers does not assess this. If your parent needs a nurse on hand, a care home with nursing may still be the right place.

Talk to the carer and, if the council is involved, ask for another review. If your parent needs more than one carer can give, waking nights or visits can be added. If home is no longer right, a care home is still an option, and when home care stops being enough covers the signs.

If you need help at home

Start with our guide to live-in care

A carer living in your home. What it costs, what a carer does day to day, and how to hire one directly.

Carers near you

See who could live in at your parent's home

Search self-employed live-in carers near your parent's home, see their rates and reviews, and talk to them before you give the care home notice. Searching and messaging are free.

Free to searchNo obligationID and DBS checkedYou choose the carer