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Understanding how to fund live-in care can often feel a daunting task. This comprehensive guide aims to demystify the process, breaking down the primary sources of funding, including council funding, NHS continuing healthcare and private funding. Specifically, we are going to zero in on the Lambeth area.
Before discussing funding sources, it's important to first grasp the costs involved in live-in care in Lambeth. This pattern of care allows an individual to stay in the comfort of their own home while getting the help they need. The Cost of Live-in Care in Lambeth will vary, depending on the level of support required.
One of the primary sources of funding for live-in care is through your local council. If you, or your loved one, are based in Lambeth this will likely happen via Lambeth local authority.
In order to access council funding for live-in care, an assessment needs to be carried out to gauge your needs first. If the assessment shows that you need support, the council will next assess your finances. Please note that you might have to contribute towards the cost of your care, based on your income and savings.
To start the process for council funding for live-in care in Lambeth, your first step will be to apply for a needs assessment on the Lambeth local authority's website's dedicated page.
Another vital resource when funding live-in care in Lambeth is NHS Continuing Healthcare.
NHS Continuing Healthcare is a package of care arranged and funded by the NHS for individuals with long-term, complex health needs. It's important to note that access to this funding is based on health needs, not on any diagnostic label, or on personal wealth.
The initial step to access NHS Continuing Healthcare funding is to have a healthcare professional complete an initial assessment, known as a “Checklist assessment”. If eligible, you will be passed on to the South East London Integrated Commissioning Board for a full assessment. Further information on this process can be found here.
For some people, private funding is a viable option for affording live-in care in Lambeth.
Private funding involves paying for the full cost of your own care, without financial support from the state. Depending on your eligibility and personal finances, this can offer you more flexibility and choice in your care options.
Before embarking on private funding, it’s crucial to consider all the costs involved. Our Complete Guide to Self-Funding Care can help you understand what is needed.
Once you are aware of the funding options available, finding the right care will be your next step. Thankfully, resources are available that make this daunting task a little less complicated. Check this directory for Live-in Care in Lambeth, which includes some of the Best Live-in Carers in Lambeth
Remember, it's important to seek professional advice when making these important decisions about live-in care funding. Each person’s circumstances are unique and require kind and personalised care. The journey might feel challenging, but with the right information and support, you can make the best choices for you and your loved ones.
James Bowdler
Author
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