Funding Live-in Care in Enfield

When planning for live-in care in Enfield, it's essential to understand the different funding sources available. In this comprehensive guide, we'll explore primary routes for funding home care, focusing on council funding, NHS continuing care, and private funding.

Live-in Care in Enfield

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Council Funding in Enfield

Council funding is a significant source of funding for live-in care, although eligibility depends on one's financial circumstances and care needs. Individuals typically qualify for council funding if their savings and assets are less than £23,250, and they demonstrate that they require care.

The first step in obtaining council funding is undergoing a care assessment by your local authority. This assessment will determine your care needs and whether you are eligible for funding. If you meet the eligibility criteria, the next step is a means test to assess your financial circumstances and decide how much funding you will receive.

Enfield's local authority provides further information relating to care assessments and means tests.

NHS Continuing Healthcare

NHS Continuing Healthcare is a package covering the whole cost of an individual's healthcare if they pass the eligibility assessment by Integrated Commissioning Boards (ICBs). It’s essential to note the change from the former Clinical Commissioning Groups (CCGs) to ICBs in assessing a patient's need for ongoing care.

To be considered for NHS Continuing Healthcare, you must initiate an initial checklist assessment by a healthcare professional. Should you progress, a full assessment then follows by a multidisciplinary team to identify whether your care needs can be deemed 'primary health needs'.

Find further details on NHS Continuing Healthcare on the North Central London Integrated Commissioning Board's website.

Self-funded or Private Funding

Private funding refers to individuals who directly fund their care needs. Typically, this applies to individuals with assets exceeding the £23,250 threshold, in which case, they are often termed 'self-funders.'

To begin self-funding your care, it's wise first to request a care assessment from your local council. Besides ensuring that you receive the right care and support, this assessment could potentially unlock additional funding sources or benefits.

For more insights on private funding, visit our complete guide to self-funding care.

Cost Implications

Understanding the cost of live-in care in Enfield is fundamental when considering financing options. It's crucial to understand that numerous factors could influence these costs, including care requirements and the number of care hours needed.

Whether you're eligible for council funding, NHS Continuing Healthcare, or a private funder, assessing these costs can help inform your funding decisions. Utilise our complete guide to live-in care for an extensive rundown of potentially encountered costs.

Finding Live-in Care

Once funding is ascertained, the next step is to find the right care. Fortunately, we've assembled resources to help you identify the best live-in carers in Enfield.

Consider combining council funding, NHS continuing healthcare, and private funds to maximise available resources. Whichever your chosen path, comprehending each funding avenue can significantly ease the process of securing live-in care in Enfield.

Caring is a guiding principle in every aspect we undertake at Prime Carers. We strive to provide you with not only the best carers but also the information you need to make the right decisions pertaining to care. We hope that this guide has clarified ways you can fund live-in care and reduce any anxieties you may have felt about the process.

For any further questions or advice, remember you can consult our complete guide to live-in care and our detailed guides to specific funding areas.

Whether you're at the beginning of your care journey or well into it, remember that support, care, and kindness are only one click away.