Funding Home Care in Hampshire

If you're seeking to arrange home care in Hampshire, finding the right financial support is essential. The three major types of funding are council funding, NHS continuing healthcare, and private funding.

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Understanding Council Funding

Council funding, provided by local authorities, is a notable source of support for elderly adults or those with complex care needs. To determine whether you're eligible for it, the local authority conducts a comprehensive assessment of your care needs and financial resources.

Step by Step to Council Funding

• Step 1: Contact Hampshire’s local authority You'll need to get in touch with Hampshire's local authority through their official website (https://www.hants.gov.uk/socialcareandhealth/adultsocialcare/paying-for-care-at-home) to schedule an assessment for home care funding. You will have a discussion with them about your care needs.

• Step 2: Undergo a care needs assessment A professional will pay you a visit to evaluate your care needs. The assessment aims to determine what kind of help you require. The professional may be a nurse, social worker, or an occupational therapist.

• Step 3: Undergo a financial assessment (means-test) If your care needs qualify for council funding, the local authority will undertake a means-test. This examines your income, savings, and property values (except your residence). If your income and savings combined are less than the financial limit set by the Hampshire local authority, you may qualify.

• Step 4: Establish your personal budget Once the council verifies your eligibility, you and the local authority will arange your personal budget—the estimated cost of meeting your care needs.

• Step 5: Develop your care and support plan The authority will furnish a care and support plan, detailing how your care needs will be met, who will provide the care flow, and how the finances will be managed.

Various types of home care qualify for council funding ranging from hourly care to respite care. You can explore these options on PrimeCarers (https://primecarers.co.uk/home-care/hampshire/types-of-home-care).

Incorporating NHS Continuing Healthcare

NHS continuing healthcare is a fully funded package catering to individuals with severe, ongoing healthcare needs. As part of the Hampshire and the Isle of Wight Integrated Commissioning Board, Hampshire residents can access such support.

Initiating NHS Continuing Healthcare

• Step 1: Identify a healthcare professional Contacting a healthcare professional such as your GP, social worker, or hospital consultant initiates the NHS continuing healthcare process.

• Step 2: Undergoing a Checklist Assessment The said professional will run a Checklist Assessment to ascertain if you qualify for a full evaluation for NHS Continuing Healthcare.

• Step 3: Complete a Full Assessment If the Checklist indicates a potential need for NHS continuing healthcare, a multi-disciplinary team will complete a full assessment. Visiting your home, they will employ a Decision Support Tool to gauge your eligibility for funding.

• Step 4: Get a package of care If you’re eligible, you’ll receive a package of care arranged by the NHS covering all your identified health and associated social care needs, such as personal care. This includes care set within your home—covering both full-time live-in care and hourly care.

More detailed information is on the ICBoard website (https://www.hantsiowhealthandcare.org.uk/your-health/All-age-Continuing-Care), and you can also delve into this topic on the PrimeCarers website (https://primecarers.co.uk/funding-care/nhs-continuing-healthcare).

Diving into Private Funding

Private funding or self-funding is another option for those who don’t qualify for public funding but still require home care services.

Embracing Private Funding

• Step 1: Evaluate your assets First, you need to compile a comprehensive list of your financial resources - including savings, earnings, pensions, and investments.

• Step 2: Calculate your care costs Next, you must ascertain your care cost. PrimeCarers offers a detailed breakdown of the costs of home care in Hampshire (https://primecarers.co.uk/home-care/hampshire/cost-of-home-care).

• Step 3: Seek financial advice Given the complexity of self-funding, consider consulting with a financial advisor experienced in long-term care. They can guide you in your budgeting.

• Step 4: Arrange for your home care With a clear picture of your budget, you can select a home care provider that delivers the quality service you need within your budget. PrimeCarers can help you find outstanding home care in Hampshire (https://primecarers.co.uk/home-care/hampshire).

Whichever route you take to funding home care in Hampshire, having a clear understanding of the process ensures you can make the best decision for your care needs. Remember, while the journey can be complicated, with the right information handled with care, it becomes much easier to navigate.