Funding Home Care in Hertfordshire

Funding home care in Hertfordshire can be achieved through council funding, NHS continuing care, and private funding.

Home Care in Hertfordshire

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Council Funding for Home Care

One of the common methods of funding home care is through local authority funding. In Hertfordshire, the local council may provide support based on an assessment of your personal care needs and financial situation.

How Council Funding Works

To obtain council funding, you need to apply for an assessment with Hertfordshire local authority. This involves an evaluation of your care needs to determine whether you qualify for financial help.

Next, you have to undergo a means test, which considers your income and savings to assess how much you can pay towards your home care. If you have more than a certain income or savings limit, you may be asked to contribute more to your care costs. If your capital is less than the limit, you could qualify for maximum council support.

Should you pass both tests, the council will offer either direct payments, for you to source your own care, or managed care packages implemented by the council.

Steps to Obtain Council Funding

To access Council Funding in Hertfordshire, first visit the local authority funding page. If you believe you may qualify for financial support, contact the council to request a care needs assessment and financial means test. If you wish to find out more about this process, please refer to our Complete Guide to Local Authority Funding.

NHS Continuing Healthcare

NHS Continuing Healthcare is another funding source, specifically designed for individuals with intense, ongoing healthcare needs. It's managed by the Hertfordshire and West Essex Integrated Care Board (ICB).

How NHS Continuing Healthcare Works

If you are eligible for NHS Continuing Healthcare, the NHS will cover the full cost of your care, including healthcare and personal care. This is regardless of where you receive your care, whether it's in your own home or in care homes.

Steps to Obtain NHS Continuing Healthcare

To access NHS continuing healthcare, contact your GP, social worker or other healthcare professional to request a checklist assessment. If you qualify from this initial screening, you will receive a full assessment. You can find further details of this process on the Hertfordshire and West Essex ICB's NHS Continuing Healthcare page. For additional help, consult our Complete Guide to NHS Continuing Healthcare.

Private Funding for Home Care

Another option to fund home care in Hertfordshire is private pay, often referred to as self-funding. Self-funding gives you the most choice and control over your care services, but it will involve using your personal finances.

How Private Funding Works

With private funding, you hire home care services directly and cover the fees using your savings, income or selling assets. Services might consist of live-in care, hourly care or periodic respite care. You have the discretion to choose your preferred service.

Steps to Start Using Private Funding

To engage a private home caretaker in Hertfordshire, explore various service providers such as PrimeCarers, who offer an array of Types of Home Care. Consider the Cost of Home Care in Hertfordshire, and seek the Best Home Carers in Hertfordshire. Understanding your options can better equip you in making an informed decision. For a comprehensive source, our Complete Guide to Self-Funding Care provides indispensable insights into self-funded home care.

In conclusion, the path to funding your home in Hertfordshire essentially depends on your individual circumstances, care needs, and financial resources. Thorough research and seeking professional advice will make the process easier and ensure you receive the help you need.