The short answer
- Support from a carer, in the carer’s homeThe person lives with a Shared Lives carer and their household, stays for short breaks, or spends days there. The scheme approves the carer and keeps an eye on the arrangement.
- The council is the way inAsk for a care needs assessment. If Shared Lives would meet the person’s needs, the council works with a local scheme, which suggests a carer and arranges the introductions.
- There are three separate costsThe council pays for the support from the personal budget, and the person may contribute after a financial assessment. The person pays the carer rent for the room and a share of food and bills.
- Everyone has to agree to the matchIntroductions start small and build up to an overnight stay. If the fit is wrong, the scheme and the council should look again, and the person can ask for their plan to be reviewed.
This page describes England. Scotland, Wales and Northern Ireland have Shared Lives schemes too, with their own regulators and rules. Where the page says the person, read it as yourself if that is who this is about.
What Shared Lives is
Support from a carer who shares their own home and family life
Instead of staff coming to the person, or the person moving into a staffed building, the person spends time in an ordinary household with a carer who has been approved to support them.
The NHS describes Shared Lives schemes as supporting adults with learning disabilities, mental health problems or other needs that make it harder for them to live on their own. The carer shares their family and community life with the person and gives them care and support. Shared Lives Plus, the UK membership charity for Shared Lives, also lists older people, people with dementia and people leaving hospital among those it can help. It can work in three ways.
Living with a Shared Lives carer
Long term
Short breaks
A night or longer
Day support
Days out from home
In law, a Shared Lives scheme is run by a council or another organisation to recruit and train carers, make placements with them, and support and monitor those placements, as the choice of accommodation regulations put it. The scheme is what the Care Quality Commission registers for personal care. The carers are not registered one by one, and their homes are not care homes. The NHS adds that Shared Lives carers are self-employed, are paid by the scheme though not by the hour, and are trained and vetted by the scheme.
The Care Act statutory guidance says the carer will normally give personal care, such as help with washing or dressing, but need not in every case. It also lists Shared Lives among the living options councils should encourage as alternatives to care homes, alongside supported living and support at home.
Who it can suit
Who Shared Lives can suit, and what to think through first
Beyond the council's assessment there is no test to pass. Whether it suits someone depends on how they feel about living in another household, and whether the right one can be found.
For a son or daughter who has lived with their parents all their life, moving in with another family can be a smaller step than a flat of their own or a care home. There is still a kitchen table, a front door and people who notice how their day went. For others, fitting into somebody else's home is the very thing they do not want, and the person's own view comes first. If they are unsure, a few day visits or a short break can help them find out. The learning disability hub sets out the other decisions that tend to sit around this one.
Where it can work well
- Somebody who does well with one or two familiar people around them rather than a changing staff team
- A person who wants ordinary family life, with meals together and a household routine to belong to
- A family carer at home who needs regular breaks, with the same Shared Lives household each time
- Somebody moving on from a hospital stay or a crisis who needs a settled place for a while
What to think through first
- Whether the person wants to live in someone else’s home, with that household’s rules and routines
- Other people in the house: children, pets, other adults the carer supports, and visitors
- Needs that one household cannot cover, such as two people for every transfer or waking support every night
- What happens when the carer is ill or away, and who the person will stay with then
Be clear with the social worker about needs at night, behaviour others find hard to manage, and health tasks that need training. None of these rules Shared Lives out, but a household needs the whole picture to know whether it can offer a place. If behaviour is a big part of it, challenging behaviour and positive behaviour support covers the plans that should travel with the person.
If the person can understand the choice, it is theirs to make, even if the family would choose differently. If they cannot, it is made in their best interests under the Mental Capacity Act, and a parent is not automatically the one who decides. Making decisions for a grown-up son or daughter explains how that works.
The four options compared
How Shared Lives compares with supported living, a care home and care at home
Here are the four options side by side. Each card asks the same five questions, so you can read across.
- Where the person lives
- Who supports them
- Who arranges it
- How it is paid for
- What to check
Shared Lives
Living with, or regularly visiting, an approved Shared Lives carer and their household.
Where the person lives
In the carer’s own home, in a room of their own, for good or for short breaks. With day support they stay where they live and visit.
Who supports them
The Shared Lives carer, with the rest of the household around them. The scheme approves the carer and supports and monitors the arrangement.
Who arranges it
The council, after a care needs assessment, with a local scheme that suggests a carer. Everyone has to agree to the match.
How it is paid for
The council pays the scheme for the support from the personal budget, and the person may pay part of that after a financial assessment. The person pays the carer rent and a share of food and bills.
What to check
Who else lives in the house, what happens when the carer needs a break, and who to ring at the scheme if something is wrong.
Supported living
A tenancy of their own, with support from a provider the council commissions.
Where the person lives
A flat or a room they rent, with the tenancy in their own name, sometimes in a shared house.
Who supports them
Staff employed by the support provider, working a rota the provider sets.
Who arranges it
The council, after an assessment, with a landlord for the housing and a provider for the support.
How it is paid for
Rent from Housing Benefit or the person’s own money. The support comes from the personal budget, with a charge after a financial assessment.
What to check
Who the housemates would be, whether the tenancy carries on if the support provider changes, and how nights are covered.
Care at home
Staying where they live now, with a carer or support worker coming in.
Where the person lives
Where they live now, in the family home or a place of their own. Nothing about the housing changes.
Who supports them
A carer or support worker who comes for the hours agreed, from an agency or chosen directly by the person and the family.
Who arranges it
The family or the person, with or without the council. A council direct payment can pay for it where the council agrees.
How it is paid for
On PrimeCarers, £18 to £25 an hour with our fee included, against £28 to £35 through an agency. Paid from a personal budget, a direct payment or the person’s own money.
What to check
What the carer has done before, which is their own account for you to ask about, and how holidays and illness will be covered.
A care home
A room in a registered home, with the care sold together with the room.
Where the person lives
A room in a care home, with meals and care provided under one contract.
Who supports them
Staff employed by the home, working in shifts.
Who arranges it
The council after an assessment, or the family directly if the person is paying for themselves.
How it is paid for
One weekly fee for the room and the care, around £1,160 a week for a typical residential place. Housing Benefit does not go towards it, and the charging rules leave the person a smaller weekly sum for their own spending.
What to check
The latest CQC inspection report, who the other residents are, and how the person would spend their days.
The Care Act treats Shared Lives and supported living alike in two useful ways. Both are charged for under the rules for care outside a care home, which protect a minimum weekly income. Both are also covered by the right to choose accommodation, so once the council agrees that one of these settings meets the person's needs, the person can say which scheme or provider of that type they would prefer. What separates them is the household. In supported living the person has a tenancy and staff work a rota. In Shared Lives the person lives with, or visits, one carer and their family.
In a care home the room and the care are one purchase. When the parents can no longer cope sets these options out as routes for planning ahead.
Care at home changes least, because the person stays where they are. PrimeCarers does not provide Shared Lives, supported living or residential care. We are an introductory service: we introduce families to self-employed carers and support workers, and we do not provide care ourselves. Families who want help with scheduling and regular check-ins can choose our paid Managed service. The family, or the person themselves, chooses the carer, meets them first and agrees the hours and routine directly with them. For somebody who relies on routine and a familiar face, being able to keep the same person for as long as it suits them both can matter a great deal.
Before a carer's profile appears, we check their ID and right to work, check they have an enhanced DBS certificate issued within the last 18 months (or a PVG in Scotland, or Access NI in Northern Ireland), and interview them online. Carers are insured while they work. We do not check qualifications, training or references, and there is no way to search for carers by learning disability experience. What a carer says about their experience is their own account on their profile, so ask them about it when you meet. If support at home suits better, you can search for carers near you and compare their rates. Care at home for an adult with a learning disability covers what that support looks like week to week.
How to ask for it
How to ask for Shared Lives, and how a match is made
Shared Lives is arranged through the council's adult social care team. The council assesses the person's needs, and if Shared Lives would meet them, a local scheme looks for a carer. After that the pace is set by the introductions, and they should not be hurried.
- First
Ask the council for a care needs assessment
Anyone who appears to need care and support can ask, whatever their savings. Say that you would like Shared Lives to be considered, and why.
- Then
The council agrees what the person needs
If needs are eligible, the council writes a care and support plan with a personal budget. If Shared Lives is agreed, make sure the plan says so.
- Next
Referral to the local Shared Lives scheme
The social worker refers the person to a scheme, which gets to know them and looks for an approved carer whose household could fit.
- Meeting
Introductions, starting small
A first meeting somewhere relaxed, perhaps a cup of tea or a walk. If both sides are happy, a few hours at the carer’s home follow, then an overnight stay. Everyone has to be happy with the match before it goes ahead.
- Starting
The agreements are signed
For somebody moving in, a licence agreement for the room, with the rent and household contribution written in, should be signed before the arrangement begins.
- After
Reviews once it has started
The scheme keeps supporting and monitoring the placement, and the council must keep the care and support plan under review. The person or the family can ask for a review at any time.
You can find the scheme that covers your area with the NHS Shared Lives scheme finder or the Shared Lives Plus scheme finder. You can ring the scheme before speaking to the council, to ask how it works locally. A place depends on there being a carer whose household suits, so there may not be one straight away. If the person pays for their own care, ask whether the scheme takes people who fund themselves.
If short breaks are the aim, ask for a carer's assessment for the parent too, because the break supports them as well. Respite for parents of a disabled adult child sets out the other kinds of break. If day support is what you have in mind, day services and things to do in the day covers the alternatives.
Who pays for what
Who pays for the support, the rent and the household costs
The money in Shared Lives is easier to follow once you see that it comes in three parts. The council pays for the support. The person pays the carer rent for their room, and a contribution towards food and household bills.
The care and support
The council, to the scheme
Usually from: The personal budget set out in the care and support plan.
The person may be asked to pay towards it after a financial assessment. The rules are the ones for care outside a care home, so a minimum weekly income is protected.
Rent for the room
The person, to the carer
Usually from: Their own income, or Housing Benefit or the housing part of Universal Credit if they are eligible.
Shared Lives Plus guidance uses the one-bedroom Local Housing Allowance rate for the area as the guide, because that is the most the DWP will pay towards rent.
Food and household bills
The person, to the carer
Usually from: Their own income and benefits.
Agreed between the carer and the person, written into the licence agreement before the arrangement starts, and reviewed when costs change.
The support is funded through the personal budget, and the scheme pays the carer. After a financial assessment the person may be asked to pay towards it. Shared Lives is charged under the rules for care outside a care home, so the charge must leave the person with at least the minimum income guarantee each week. The figures for 2026 to 2027 are in the charging circular.
Shared Lives Plus guidance says the rent should be fair to both sides, and suggests schemes use the one-bedroom Local Housing Allowance for the area as the guide. If the person is eligible, Housing Benefit or the housing part of Universal Credit can help with the rent, and it is worth asking the scheme or the social worker for help with the claim. Benefits for an adult with a learning disability goes through what the person may be entitled to, including PIP.
For comparison, support at home is paid by the hour. On PrimeCarers, carers charge £18 to £25 an hour with our fee included, against £28 to £35 an hour from an agency. A council direct payment can pay for support at home where the council agrees, and personal assistants and direct payments explains what councils usually ask to see.
If it does not work out
What happens if Shared Lives does not work out
Not every match lasts, and when one ends it is not a failure on anybody's part. Needs and households change over time, and sometimes the fit was never right. These are the people to turn to, roughly in the order you would go to them.
- 1
Talk to the Shared Lives carer
Everyday problemsSmall things, such as a routine that grates, a meal the person dislikes or a disagreement about going out, can often be sorted out by talking. A family member or an advocate can sit in if the person wants. - 2
Ring the scheme
If it keeps happening, or feels wrongThe scheme is there to support and monitor the arrangement. Ask it to visit and help both sides talk, or to start looking for another carer if the match is not working. - 3
Ask the council for a review
If needs have changedThe council must review the care and support plan on a reasonable request from the person or on their behalf. A review can lead to more support, a different carer, or a different kind of setting. - 4
Report a safeguarding concern
If the person may be at riskIf you think the person is being harmed, neglected or financially abused, tell the council’s adult safeguarding team straight away, and the police if they are in immediate danger. - 5
Complain, then go to the Ombudsman
If you are not satisfiedUse the scheme’s complaints procedure first, then the council’s. If that does not settle it, the Local Government and Social Care Ombudsman looks at complaints about adult social care. You can also tell the CQC what happened.
Ask the scheme how much notice either side must give to end an arrangement, and what would happen if a carer had to stop suddenly through illness. For somebody who has lived in a household for years, leaving can be a real loss even when it is right, so ask for any move to be planned at the person's pace.
The Local Government and Social Care Ombudsman is free to use, and section 27 of the Care Act sets out the council's duty to review. The NHS guide to Shared Lives schemes is a short summary to keep. If round-the-clock support at home is the alternative being weighed, live-in care for a younger adult with a disability covers it.
Questions
Questions families ask about Shared Lives
A Shared Lives scheme is run by a council or another organisation to recruit, approve and train Shared Lives carers, make placements with them, and support and monitor those placements. The scheme is registered with the Care Quality Commission. Adults who need support live with, stay with or spend days with one of its carers.
The council pays for the support through the personal budget, and the person may be asked to contribute after a financial assessment. For somebody who lives with the carer, the person also pays rent for the room and a contribution to food and household bills, set in a licence agreement. Housing Benefit or the housing part of Universal Credit can help with the rent if the person is eligible.
It works in a similar way, with an approved carer supporting somebody in their own home, and Shared Lives was once called adult placement. But it is for adults, the person keeps their own rights and choices, and it is regulated as adult social care through the scheme rather than through fostering rules.
Yes. Introductions usually start with a short meeting, then a few hours at the carer’s home, then an overnight stay, and nobody should be asked to move in until the person, the carer and the scheme are all happy. Short breaks or day support with the same carer can also be a gentle way to find out whether it suits.
No. PrimeCarers is an introductory service that connects families with self-employed carers and support workers for care in the person’s own home. We do not run a Shared Lives scheme or provide supported living or residential care. For Shared Lives, start with the council or your local scheme.

