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There are a variety of ways to fund home care in Gloucestershire, some of the primary sources include council funding, NHS continuing healthcare and private funding.
Council funding for home care services can be accessed through the local Gloucestershire authority. The financial support provided includes help with costs associated with home modifications, mobility equipment, and professional care services.
The initial step involves an assessment of the individual's care needs. This is performed by the local adult social care department at the Gloucestershire county council. The purpose of the assessment is to determine what type of home care services are essential. After this assessment, a financial evaluation is conducted to assess one's eligibility for funding.
Full details on how to self-fund your home care can be found on their website
The NHS Continuing Healthcare is another source of funding meant for individuals with significant health needs that are deemed 'primary health needs’. The funding fully covers the cost of care, whether in a care home or in the individual's own home.
Application for NHS Continuing Healthcare involves a detailed assessment that is conducted by a variety of health and social care practitioners. The Assessment is in two stages: the initial checklist assessment and the full assessment using the Decision Support Tool (DST).
More information on NHS Continuing Healthcare can be found on the Gloucestershire Integrated Commissioning Board's website.
Private funding might be necessary when you aren't qualified for NHS Continuing Healthcare or local authority funding. It allofws more flexibility in choosing care providers and services.
Private funding primarily requires personal financial resources. It's advisable to consult with financial advisers or a care fees adviser to plan for future care needs and costs. Remember to be aware of the full cost of home care in Gloucestershire when planning your budget.
Having explored the sources of home care funding, it's also crucial to understand the types of home care services available in Gloucestershire, so you can select what is right for you or your loved one.
Hourly care services involve care providers visiting the home at specified hours to provide help. This can include companionship, help with household tasks, or personal care duties. Consider the best home carers in your area.
Live-in care is an option for those needing constant assistance or companionship. A live-in carer resides in the home, providing round-the-clock support.
Respite care provides short-term relief for primary caregivers. It can range from a few hours per week to several weeks, depending on the caregiver's needs.
Choosing the right type of home care depends on individual needs and circumstances. PrimeCarers offers a complete guide to home care to further assist you in this decision-making process.
Funding home care in Gloucestershire requires knowledge and understanding of the various options available to you including council funding, NHS Continuing Healthcare, and private funding. It's essential to examine your personal circumstances meticulously and take advantage of the various resources available to you. Whether you're looking for hourly, live-in, or respite care, there is a solution that best suits you or your loved one's needs. Gloucestershire is fortunate to have an array of services and funding options to ensure its residents can live in dignity and comfort. Don't hesitate to reach out to experts or your local authorities to guide you through this process.
James Bowdler
Author
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